Financial Clarity for Doctors

In today's episode we speak with the Founding Partners of Quantor Capital; Julio Cacho, PH.D. and Juan Carlos Herrera.  

In this episode we discuss:

Why do many people make bad investment decisions? 

• How can investors that are early in their careers obtain the best outcome for themselves?  

• What is the efficient market hypothesis? 

• Is there a scientific way to invest? 

• What are some of the pros and cons of private vs public investments? Private equity vs public equity etc. 

Thanks again to the Financial Clarity Blog, our amazing clients, and the whole team at The Finity Group. 

For more financial planning tips from Corey and Rachelle, find them on

LinkedIn: @CoreyJanoff and @RachelleVanderzanden; Instagram: @CoreyJanoff and @VanderzandenRachelle; and Twitter: @CoreyJanoffCFP and @RachelleFinance 

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Discussions in this show should not be construed as specific recommendations, legal, or investment advice. Always consult with your investment professional before making important investment decisions—advisory services through Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Through Cambridge Investment Research, Inc., Securities are offered a registered Broker/Dealer, Member FINRA/SIPC. Finity Group and Cambridge are not affiliated. 

Welcome to another episode of the Financial Clarity for Doctors Podcast.  Being that this is the 50th episode of the podcast, we decided to something special. 

In this episode we break down 50 of our all-time favorite pieces of financial wisdom.  Our list is graced by everyone from Warren Buffett to Maya Angelou & Robert Kiyosaki. 

Thanks again to the Financial Clarity Blog, our amazing clients, and the whole team at The Finity Group. 

For more financial planning tips from Corey and Rachelle, find them on LinkedIn: @CoreyJanoff and @RachelleVanderzanden; Instagram: @CoreyJanoff and @VanderzandenRachelle; and Twitter: @CoreyJanoffCFP and @RachelleFinance 

https://thefinitygroup.com/ 

https://www.instagram.com/finitygroup 

https://www.facebook.com/FinityGroup/ 

https://twitter.com/FinityGroup 

https://www.linkedin.com/company/finity-group-llc 

Discussions in this show should not be construed as specific recommendations, legal, or investment advice. Always consult with your investment professional before making important investment decisions—advisory services through Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Through Cambridge Investment Research, Inc., Securities are offered a registered Broker/Dealer, Member FINRA/SIPC. Finity Group and Cambridge are not affiliated. 

We have a lot of different listeners.  Some folks want to learn about tax-loss harvesting, and others would really like to know what the heck a brokerage account is.  In this episode, we wanted to go back to basics for all our listeners that want a solid introduction to investing.

In this episode we’re going to spend time talking about the different accounts you can invest in, and what the investments look like inside those accounts.  Don’t make the mistake of thinking they are the same thing!  The account is merely a shell that tells the IRS how to tax what’s inside.  For example, a Roth IRA is not automatically an investment.

In this episode you will learn:

• Different Account Types and their corresponding tax treatment

Visit https://thefinitygroup.com/podcast for more information on the show. You can also email the show at [email protected]. 

For more financial planning tips from Corey and Rachelle, find them on LinkedIn: @CoreyJanoff and @RachelleVanderzanden; Instagram: @CoreyJanoff and @VanderzandenRachelle; and Twitter: @CoreyJanoffCFP and @RachelleFinance   

People tend to focus too much on the little things, such as how much they spend on coffee, or what their portfolio returned last quarter.  In reality, the little things don't matter much when it comes to achieving financial goals.  It's the big things you should be paying attention to:

• Housing

Do you have a strategy to achieve your goals?  It likely doesn't matter if you pick the ABC or XYZ large-cap mutual fund in your 401k.  Max out your 401k and save enough elsewhere so getting the best possible returns doesn't matter. 

Visit https://thefinitygroup.com/podcast for more information on the show. You can also email the show at [email protected]. 

For more financial planning tips from Corey and Rachelle, find them on LinkedIn: @CoreyJanoff and @RachelleVanderzanden; Instagram: @CoreyJanoff and @VanderzandenRachelle; and Twitter: @CoreyJanoffCFP and @RachelleFinance   

Welcome to another episode of the Financial Clarity for Doctors Podcast.  The housing market is going crazy right now and it’s great topic given the time of year.   

We are getting closer to summer and the change of academic calendar.  Graduating med students are going into residency, residents moving on to fellowship, as others are starting attending jobs in a new cities.   

In this episode we will discuss the pros and cons of buying vs renting and the ideal scenarios for both. 

Thanks again to the Financial Clarity Blog, our amazing clients, and the whole team at The Finity Group. 

For more financial planning tips from Corey and Rachelle, find them on LinkedIn: @CoreyJanoff and @RachelleVanderzanden; Instagram: @CoreyJanoff and @VanderzandenRachelle; and Twitter: @CoreyJanoffCFP and @RachelleFinance 

Follow The Finity Group as well:

Finity Group Website

Finity Group Instagram

Finity Group Facebook

Finity Group Twitter 

Finity Group LinkedIn

Discussions in this show should not be construed as specific recommendations, legal, or investment advice. Always consult with your investment professional before making important investment decisions—advisory services through Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Through Cambridge Investment Research, Inc., Securities are offered a registered Broker/Dealer, Member FINRA/SIPC. Finity Group and Cambridge are not affiliated. 

Welcome to another episode of the Financial Clarity for Doctors Podcast.  In this episode we wanted to dive into one of the hot topics of the day – the exciting world of cryptocurrency.  As a disclosure, this discussion is intended for informational purposes only, not as a recommendation to buy or not to buy or even to sell. 

First, we zoom out and examine currency as a whole and the general history of Bitcoin itself. 

We also break down the differences between crypto currencies and more common investments like stocks and bonds. 

Lastly, we dive into the potential ways to make money with cryptocurrencies. 

Thank you so much for listening to this episode! 

Thanks again to the Financial Clarity Blog, our amazing clients, and the whole team at The Finity Group. 

For more financial planning tips from Corey and Rachelle, find them on LinkedIn: @CoreyJanoff and @RachelleVanderzanden; Instagram: @CoreyJanoff and @VanderzandenRachelle; and Twitter: @CoreyJanoffCFP and @RachelleFinance 

https://thefinitygroup.com/ 

https://www.instagram.com/finitygroup 

https://www.facebook.com/FinityGroup/ 

https://twitter.com/FinityGroup 

https://www.linkedin.com/company/finity-group-llc 

Discussions in this show should not be construed as specific recommendations, legal, or investment advice. Always consult with your investment professional before making important investment decisions—advisory services through Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Through Cambridge Investment Research, Inc., Securities are offered a registered Broker/Dealer, Member FINRA/SIPC. Finity Group and Cambridge are not affiliated. 

Welcome to another episode of the Financial Clarity for Doctors Podcast.  We are very excited to explore a topic outside of our general expertise, investing in startups.  So, we brought in an expert to answer all of our questions, Eric Perlmutter-Gumbiner aka Mr. EPG. 

Eric has a BS in Business Administration, coupled with an MBA and a law degree, all from USC.  He provides council to startup companies and he also advises and negotiates contracts for investors in startups. 

Doctors get pitched business/investment ideas from friends, family and acquaintances all the time.  In this episode you will learn what to consider before investing and what key questions you should be asking. 

We dive into the common ways investment opportunities are structured and what investors should know about their exit strategy in order to realize a return on their investment. 

Eric has a lot of experience reviewing these types of contracts, so we ask him what he looks for and if there are any common red flags or must haves. 

Thank you so much for listening to this episode. 

Thanks again to the Financial Clarity Blog, our amazing clients, and the whole team at The Finity Group. 

For more financial planning tips from Corey and Rachelle, find them on LinkedIn: @CoreyJanoff and @RachelleVanderzanden; Instagram: @CoreyJanoff and @VanderzandenRachelle; and Twitter: @CoreyJanoffCFP and @RachelleFinance 

https://thefinitygroup.com/ 

https://www.instagram.com/finitygroup 

https://www.facebook.com/FinityGroup/ 

https://twitter.com/FinityGroup 

https://www.linkedin.com/company/finity-group-llc 

Discussions in this show should not be construed as specific recommendations, legal, or investment advice. Always consult with your investment professional before making important investment decisions—advisory services through Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Through Cambridge Investment Research, Inc., Securities are offered a registered Broker/Dealer, Member FINRA/SIPC. Finity Group and Cambridge are not affiliated. 

On this week’s episode of Financial Clarity for Doctors host Rachelle and Corey talk about a topic so many have undertaken during the past year—home renovations! For those of you who have been considering or waiting for the warmer weather to get started on your home reno projects, it can get pricy fast!   

In this episode we’ll dig into the many options you have to fund your projects.  We’re all for doing things you want if it makes you happy and can afford it. But never confuse needs and wants. 

Questions to ask yourself:  

When looking at your list of financial goals and priorities, consider where home project ranks. How important is this project to you? Are you better off selling, moving, and buying a better house?  

Thanks again to the Financial Clarity Blog, our amazing clients, and the whole team at The Finity Group.   

For more financial planning tips from Corey and Rachelle, find them on LinkedIn: @CoreyJanoff and @RachelleVanderzanden; Instagram: @CoreyJanoff and @VanderzandenRachelle; and Twitter: @CoreyJanoffCFP and @RachelleFinance    

Discussions in this show should not be construed as specific recommendations, legal, or investment advice. Always consult with your investment professional before making important investment decisions—advisory services through Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Through Cambridge Investment Research, Inc., Securities are offered a registered Broker/Dealer, Member FINRA/SIPC. Finity Group and Cambridge are not affiliated.  

On this week's episode of the Financial Clarity for Doctors podcast, we chat about a topic on the top of many people's minds this past year, timing the market! Over the years, many clients have come to us concerned about investing when we are at this stage in a market cycle. At the time of recording this episode, we are trading near all-time highs. No one knows when we will hit a peak or when the market might have another correction. And NO ONE wants to be the person that puts in a whole bunch of money right before a correction. We can take an educated guess, but our educated guesses are often wrong. So what do you do? Focus on the things you can control.  

How long you are invested is a much better predictor of investment growth than the exact moment you invested or the specific stocks/etc. You invest in.    

A few tips and takeaways from this episode:   

Focus on What You Can Control  

• How much you invest, what you invest in, how you react to market events, how much you need to live on.  

Thanks again to the Financial Clarity Blog, our amazing clients, and the whole team at The Finity Group.  

For more financial planning tips from Corey and Rachelle, find them on LinkedIn: @CoreyJanoff and @RachelleVanderzanden; Instagram: @CoreyJanoff and @VanderzandenRachelle; and Twitter: @CoreyJanoffCFP and @RachelleFinance   

Discussions in this show should not be construed as specific recommendations, legal, or investment advice. Always consult with your investment professional before making important investment decisions—advisory services through Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Through Cambridge Investment Research, Inc., Securities are offered a registered Broker/Dealer, Member FINRA/SIPC. Finity Group and Cambridge are not affiliated.