In this episode, Michael talks with Guy Davis. Guy is a long time friend who Michael meet back to 2004.

Guy started his financial Independence journey when he was 18 (he is in his mid 30's now.) What makes his story special, is that he began investing before the 2008 financial crisis, so has survived a recession and came out the other side better for it.

Guy has always had this amazing ability to put time and freedom ahead of material possessions. This hasn't stopped his doing what he loves (such as traveling), but at this same time he has this vision to life his life in a relaxed, low cost life style.

Guy is originally from Brisbane in Australia, but is currently living in Auckland, New Zealand, and has two kids aged 7 and 4. We touch on his financial education approach with his kids during the interview.

Quotes from the episode:

"When there is blood on the streets, that's when you need to be buying stocks."

"If it is truly going to be the end of the financial system, the money in the bank is probably no good to you... so you may as well put it in equities as there is a very good chance your close to a bottom."

"Financial Independence is delaying the short term gratification, knowing that your going to get a better pay off down the track."