Most decisions we make are in fact centered on our finances. Katelyn Darrow and Andrea Smith host a program focused on financial literacy. Katelkyn shares her experience with getting her first credit card and student loans. She advocates to talk to elders to learn more about financial resources. Whitman Ochiai is the producer of the Money Ed Podcast, a financial literacy podcast aimed at young people that strives to impart valuable financial management skills. Whitman explains to Andrea and Katelyn that strong financial literacy can drastically improve one's success in life and it is important to gain these financial skills at a young age. As a teen, one's financial priorities should be establishing a Roth IRA, getting a job, and saving as much money as possible so that they can best take advantage of the power of compounding interest. The hosts read the chapter, The Gift of Financial Literacy by Heather Brittany from the book, Be the Star You Are!® for Teens by Cynthia Brian.