Financial Mission

On today's podcast episode-- Dana Parisi is a Certified Parent Coach and Educational Trainer with a focus on trauma-informed approaches. She is the mom to four children, two biological and two adopted, ranging in age from 9 to 18 years old. Dana is passionate about working with families of kids who have persistent challenging behaviors as a result of early life trauma, neuro-diversity or mental health struggles. Her mission is to help families move from survive to Thrive. Through her business Lives Touched LLC, she works with parents locally, as well as globally through one-on-one coaching, webinars, presentations, self-paced courses and Brainspotting. Her first book, Parenting Marathon: The 10-Step Guide to Navigate Parenting Challenges was released in September 2023 and became an Amazon International Best Seller!

Today we are talking all things parenting marathons, self-care, 3-pauses, and what is your job as a parent and what is your child's job.


If you loved this podcast and you are feeling encouraged and ready to tackle your life + finances, would you do me a favor and share it with 3-5 of your friends? Thank you and be sure to make today a great day!

For ALL my info: (Quiz, Podcast, Courses, Free Budgeting 101 online course, Services, Private Facebook Community)

https://linktr.ee/jesswaynecoaching

If you would do me a favor and share on social media that you are enjoying this podcast I would be so appreciative. You can tag me in the post and you will be entered into a monthly Starbucks or Caribou gift card drawing!!

I played "Farmer" one spring and paid off $100,000 of debt in less than 2 years. 

It was the start of the COVID-19 pandemic, I was "furloughed" from my nursing job, my 3 young boys were home with us 24/7 doing "virtual schooling", and my husband was recovering from emergency back surgery. 

We had to plant our crops since my husband farms, and since he couldn't do that, I was voted to be the farmer that year since I was off of work during this time. I had a lot of time sitting in that tractor, driving it, planting the crops, and I realized we had $100,000 of debt that we needed to pay off. 

I went back to work as a nurse, and worked all the overtime I could get, which was a lot since I was a nurse and it was during the peak of the pandemic. We came up with a plan and paid off our debt in less than 2 years. During this journey I realized that I wanted to be true to myself and grow as a person. 

 I want you to come up with a plan for your life, not just money-related, but let’s be honest, money is related to almost everything we do, so we can’t leave it out. I want you to follow your dreams, but most adults have stopped dreaming. What are your dreams? What do you want to do with your life? Do you want to stay at home to raise your babies or build your own empire? Do you want to go back to school or go after that promotion at work? Do you want to live where you are currently or do you want to move? Maybe you want to sell your home, buy an RV, and travel all over the United States.

We only have one life to live, so I want you to make it as good as possible. No more settling and living a life you are supposed to live. I want you to create the life you WANT to live. But with that, you need to do it responsibly.

If you loved this podcast and you are feeling encouraged and ready to tackle your life + finances, would you do me a favor and share it with 3-5 of your friends? Thank you and be sure to make today a great day!

For ALL my info: (Quiz, Podcast, Courses, Free Budgeting 101 online course, Services, Private Facebook Community)

https://linktr.ee/jesswaynecoaching

If you would do me a favor and share on social media that you are enjoying this podcast I would be so appreciative. You can tag me in the post and you will be entered into a monthly Starbucks or Caribou gift card drawing!!

Self-discipline is crucial to have in order to fast-track your progress in getting your personal finances on track. But what is self-discipline? Self-discipline is defined as the ability to control one’s feelings and overcome one’s weaknesses; the ability to pursue what one thinks is right despite temptations to abandon it.

Oofta, it is so easy to give into temptation, to do something more fun, easy, and carefree. It is so easy to go to the mall, or jump onto your phone and order a bunch of things from Amazon. Don’t even get me started on all the goodness I can find at Target and Scheels, two of my favorite stores.

Having and portraying, keeping up with self-discipline, even in dark and lonely places is not easy. Or when you want to treat yourself or reward yourself because you “deserve it” for working hard, for accomplishing something. This was me, I worked and still work as a Registered Nurse, and there were shifts that were brutal, depressing, sad, and frightful. I would leave work after working 3- 12’s and I would go reward myself with a new pair of shoes, shirt, or bag because I deserved it and I just made X amount of dollars in those 3 shifts.

This, my friends, is not having self-discipline. Giving into temptation, and keeping up with the Joneses, is not what I want for you. How about rewarding yourself by putting the money you would have spent on that new sweater and putting it in your 

If you loved this podcast and you are feeling encouraged and ready to tackle your life + finances, would you do me a favor and share it with 3-5 of your friends? Thank you and be sure to make today a great day!

For ALL my info: (Quiz, Podcast, Courses, Free Budgeting 101 online course, Services, Private Facebook Community)

https://linktr.ee/jesswaynecoaching

If you would do me a favor and share on social media that you are enjoying this podcast I would be so appreciative. You can tag me in the post and you will be entered into a monthly Starbucks or Caribou gift card drawing!!

Find Friends Who Don’t Keep Up with The Joneses

I don’t like fake people. I don’t care if you drive a 5-year-old vehicle, wear secondhand clothes, and look for deals at the grocery store. I care if you are a good person and friend. I care if you will help me create the village, I have been looking for my entire life.

My friends don’t try and keep up with everyone else. They don’t try to keep up with the Joneses because they know that the Joneses are poor and only looking to impress others.

I want my friends to be kind, caring, and love up on others. They treat my boys like their own and I treat their children like my very own, and yes, I will yell at your kids if they are being naughty! We work together to make memories that we will look back on in years to come with smiles on our faces.

I want you to find your group, your gang, your girls, the ones who will go for a walk with you after a long day, or who will sit with you and talk about the hardships of life, the good, the bad, the ugly. The ones who will listen and support your dreams and who will empower you to do and be better.

If you loved this podcast and you are feeling encouraged and ready to tackle your life + finances, would you do me a favor and share it with 3-5 of your friends? Thank you and be sure to make today a great day!

For ALL my info: (Quiz, Podcast, Courses, Free Budgeting 101 online course, Services, Private Facebook Community)

https://linktr.ee/jesswaynecoaching

If you would do me a favor and share on social media that you are enjoying this podcast I would be so appreciative. You can tag me in the post and you will be entered into a monthly Starbucks or Caribou gift card drawing!!

Are you planning on helping pay for your kid’s college expenses or possibly your own schooling expenses after high school? Well, the price of secondary education is, unsurprisingly increasing every single year. It is never too early to start saving for school-related expenses for yourself or someone else. 

The average cost of an in-state 4-year University is just over $100,000 or about $26K per year. For a private College that is double, at approximately 225k for a 4-year college experience. That is the price of a house! How in the world are people supposed to afford that?!?!

I recently heard from a university employee that MANY of her college student’s parents are taking out personal loans to help pay for their children to go to school. Now, I am ALL for helping out your kiddos to be able to further their education and hopefully, they will set themselves up for a successful career in life. However, did you know that on a personal loan, the interest rates could be as high as 36%!! That is more than the typical credit card interest rates. 


If you loved this podcast and you are feeling encouraged and ready to tackle your life + finances, would you do me a favor and share it with 3-5 of your friends? Thank you and be sure to make today a great day!

For ALL my info: (Quiz, Podcast, Courses, Free Budgeting 101 online course, Services, Private Facebook Community)

https://linktr.ee/jesswaynecoaching

If you would do me a favor and share on social media that you are enjoying this podcast I would be so appreciative. You can tag me in the post and you will be entered into a monthly Starbucks or Caribou gift card drawing!! 

After recording 50 podcast episodes I have learned a thing or two. In this podcast episode, I am sharing 10 things I've learned after recording 50 podcast episodes. 

1.  I love helping others with their budget and the how to’s of personal finance even more than I thought.

2.  You have to start somewhere- DONE is better than Perfect

3.  Stepping outside my comfort zone is required to help others and to also help myself

4.  Rest is as important as working

5.  I can do hard things, especially when I know the outcome is positive and it will help others

6.  Personal Growth is as powerful and important as Financial Growth- BOOM!

7.  Time Management is a skill I am great at! 

8.  Adaptability is a MUST

9.  Financial Literacy is critical

10. Building a Business/Brand takes longer than I realized

I have learned more than these 10 things, but this is a good starting list. Growing as a person takes time, commitment, and dedication. It is about making small, consistent changes that will allow for long-term success, not just short-term rewards. 

I hope you have learned a few things by taking the time to listen to the Pivot to Your Passion Podcast. 

As always, make today a great day because we have so much to be grateful for. 

If you loved this podcast and you are feeling encouraged and ready to tackle your life + finances, would you do me a favor and share it with 3-5 of your friends? Thank you and be sure to make today a great day!

For ALL my info: (Quiz, Podcast, Courses, Free Budgeting 101 online course, Services, Private Facebook Community)

https://linktr.ee/jesswaynecoaching

If you would do me a favor and share on social media that you are enjoying this podcast I would be so appreciative. You can tag me in the post and you will be entered into a monthly Starbucks or Caribou gift card drawing!!

Welcome to episode #49  Decluttering Your Finances for a Fresh Start. I feel like this is the perfect time for this episode since we are now a couple of weeks into the new year. 

Just as we tidy up our living spaces for clarity and peace of mind, our financial lives deserve the same attention. Join me as we explore the importance of decluttering your finances and how it can lead to a fresh start in your journey to financial well-being. Let's declutter those financial corners and pave the way for a clearer, more intentional path to success.

Financial clutter is things that have to do with your money that are taking up physical space or mental space.  It could include unnecessary subscriptions, untracked expenses, or disorganized financial records.

Financial clutter can impact stress levels (for the negative and hinder your financial goals. I know for me, when my finances are a mess, I feel the stress of that. When I have bills, unpaid and paid lying around the house I feel overwhelmed. I need to use a system of keeping my financial documents organized and clutter-free. 

I also need to have a system in place for paying my bills, creating my budget, and hitting my savings goals. I need this system to work for me so that I don’t have to think about these things constantly, so I can free up some of the space inside my head and brain for other important things. 

When I found myself in a financial crisis, I decided then and there that I would create a system that worked well for me and my family. I created my first budget and I’ve tweaked that and what budgeting methods I use to fit my personality and lifestyle. 

I actually use a combination of a few different budget methods to form one that works for my brain and schedule. 

I automate as many bills and savings as possible and I recommend you do the same. When you automate things, you set it and forget it. you don’t really have to think about it again.  This helps clear up mental and physical space, I don’t have to worry about late fees from me not remembering to pay my bills on time, and I am saving way more money by automating my savings and retirement than if I had to remember to save the money each paycheck or each month. 

If you loved this podcast and you are feeling encouraged and ready to tackle your life + finances, would you do me a favor and share it with 3-5 of your friends? Thank you and be sure to make today a great day!

For ALL my info: (Quiz, Podcast, Courses, Free Budgeting 101 online course, Services, Private Facebook Community)

https://linktr.ee/jesswaynecoaching

If you would do me a favor and share on social media that you are enjoying this podcast I would be so appreciative. You can tag me in the post and you will be entered into a monthly Starbucks or Caribou gift card drawing!!

This episode is for all the ladies out there who don’t think they can make a difference in their finances this year, those who want to pay off debt, but don’t know how to start, and those who feel lost, lonely, and unsupported in their efforts. 

I hear you, I see you, I was you! And I realized I needed a change and I personally needed to change in order to tackle our mountain of debt and get to the other side. 

With it being the start of a new year, now is the PERFECT time to come up with a clear plan for tackling your debt. If you can meet your debt payoff goals in 2024, just imagine what it will look like and feel like in 2025. I know that sounds far away, but it really isn’t, just a short 12 months. Put in the work and effort now and it will pay dividends later. Literally. 

The Debt-Free Mindset
Creating a Debt Repayment Plan
Budgeting for Debt Freedom
Staying Motivated
Overcoming Challenges
Celebrating Milestones
Building Long-Term Financial Habits

If you loved this podcast and you are feeling encouraged and ready to tackle your life + finances, would you do me a favor and share it with 3-5 of your friends? Thank you and be sure to make today a great day!

For ALL my info: (Quiz, Podcast, Courses, Free Budgeting 101 online course, Services, Private Facebook Community)

https://linktr.ee/jesswaynecoaching

If you would do me a favor and share on social media that you are enjoying this podcast I would be so appreciative. You can tag me in the post and you will be entered into a monthly Starbucks or Caribou gift card drawing!!

Goals and New Year's resolutions share the common objective of initiating positive change, but they differ in terms of scope, detail, and approach.

Goals:

1.    Long-Term Orientated: Goals often have a more extended time horizon, extending beyond the calendar year. They can encompass broader life objectives. They can be broken down into small actionable steps. 

2.    Specificity: Goals are generally more specific and measurable. They involve clearly defined outcomes and often have a detailed action plan.

3.    Flexible Timing: Goals can be set at any time, not necessarily tied to the beginning of the year. They are driven by personal timelines and milestones.

4.    Comprehensive Areas: Goals can span various aspects of life, including personal development, career, relationships, and health.

New Year's Resolutions:

1.    Short-Term Focus: Resolutions are often associated with the start of a new year and are typically focused on immediate changes.

2.    General Intentions: Resolutions can be more generalized, lacking the specificity of goals. They might express a desire for positive change without a detailed plan.

3.    Traditionally Set in January: Resolutions are a cultural tradition associated with the New Year. Many people see January 1st as a symbolic fresh start.

4.    Commonly Related to Habits: Resolutions often revolve around breaking bad habits or adopting healthier ones.

Both goal setting and new year's resolutions are about improving yourself and I am here for that! 

If you loved this podcast and you are feeling encouraged and ready to tackle your life + finances, would you do me a favor and share it with 3-5 of your friends? Thank you and be sure to make today a great day!

For ALL my info: (Quiz, Podcast, Courses, Free Budgeting 101 online course, Services, Private Facebook Community)

https://linktr.ee/jesswaynecoaching

If you would do me a favor and share on social media that you are enjoying this podcast I would be so appreciative. You can tag me in the post and you will be entered into a monthly Starbucks or Caribou gift card drawing!!

Today we are talking about self-discipline. Do you have self-discipline? Maybe we should start at the beginning and I should explain what self-discipline is. 

Self-discipline is the ability to control yourself and make yourself work hard or behave in a particular way without needing anyone else to tell you what to do. 

 What are you doing in life to move the needle? How are you staying on track, staying the course, or pivoting and changing directions to behave or do the things needed to meet your goals? 

 What can you do to increase your self-discipline? What steals you from your self-discipline? Some things that get in my way of accomplishing my goals and staying on track are scrolling social media, Netflix (which I have cut waaaay back on, in fact, I rarely even turn on the tv now, unless my kids are watching it while I am with them, harvest cheddar sun chips- those keep me from staying on track with eating healthy, and fear, worry, and anxiety. Because my attention and energy is put into my anxiety and worries, which then keeps me from being as productive as I can be. 

If you loved this podcast and you are feeling encouraged and ready to tackle your life + finances, would you do me a favor and share it with 3-5 of your friends? Thank you and be sure to make today a great day!

For ALL my info: (Quiz, Podcast, Courses, Free Budgeting 101 online course, Services, Private Facebook Community)

https://linktr.ee/jesswaynecoaching

If you would do me a favor and share on social media that you are enjoying this podcast I would be so appreciative. You can tag me in the post and you will be entered into a monthly Starbucks or Caribou gift card drawing!!