On this week's episode of "Financial Planning: Explained”, host Michael Menninger, CFP is join by with Nick DeVito, CFP. Nick is a financial planner at Menninger & Associates Financial Planning. Of the six areas of financial planning, this episode covers cash management.

In this episode, Mike and Nick discuss a case study of a recent prospect. The guys discuss switching to a Roth 401(k), maximizing 401(k) match, HELOCs, and paying down debt. This is a great episode for anyone who is unsure about the best channels to not only manage cash flow, but pay down your debt.

For more information on Menninger & Associates Financial Planning visit https://maaplanning.com

This week on "Financial Planning: Explained”, host Michael Menninger, CFP sits down with Annalisa Smithson. Annalisa is the founder and director of Unleashed Counseling. Unleashed Counseling is a mental health practice offering various services including talk therapy. Their therapists create a joyful, authentic experience for people overcoming depression, anxiety, and addiction – people who need something more than traditional talk therapy.

In this episode, Annalisa and Mike discuss the structure and benefits of animal-assisted therapy. They also talk about who might benefit from this innovative form of therapy along with insurance coverage for it. Lastly, they discuss business franchising and the benefits/hurdles involved. This is a great episode that could greatly benefit someone you know.

For more information on Menninger & Associates Financial Planning visit https://maaplanning.com

On this week's episode of "Financial Planning: Explained”, host Michael Menninger, CFP welcomes Brad Sorensen, CFA. Brad is a portfolio manager and outsourced Chief Investment Officer at Cornerstone Portfolio Research. This is a timely episode, as it discusses the first quarter performance in the markets, but also the recent effect of President Trump's tariffs.

In this episode, Brad and Mike discuss how the markets performed over the first quarter of 2025. Then, they get into the current discussion of the recent tariffs that President Trump has implemented. This is a great episode for those concerned about the current state of the market and where we go from here.

For more information on Menninger & Associates Financial Planning visit https://maaplanning.com

This week on "Financial Planning: Explained”, host Michael Menninger, CFP welcomes back Kyle Ryan CFP. ChFC. Kyle is a financial planner at Menninger & Associates Financial Planning. This is the final episode of a nine-part episode Q&A series.

In this episode, Mike and Kyle discuss frequently asked questions regarding tax planning. The guys touch on tax implications of selling your home, Roth IRA conversions, when to start withdrawing for retirement, RMDs, HSAs, and charitable giving.

This is a great episode for those looking to minimize their taxes. For more information on Menninger & Associates Financial Planning, visit https://maaplanning.com

On this week's episode of "Financial Planning: Explained”, host Michael Menninger, CFP is join again by Kyle Ryan CFP. ChFC. Kyle is a financial planner at Menninger & Associates Financial Planning. This is the eighth episode of a nine-part Q&A series.

In this episode, Mike and Kyle answer frequently asked questions regarding tax planning. The guys discuss tax brackets, common tax mistakes, tax impacts on investing, tax benefits of contributing to a 401(k) and taxes for self-employed individuals. This is a great episode for anyone looking to better understand taxes with an emphasis on investing.

For more information on Menninger & Associates Financial Planning, visit https://maaplanning.com

This week on "Financial Planning: Explained”, host Michael Menninger, CFP welcomes Kyle Ryan CFP. ChFC. Kyle is a financial planner at Menninger & Associates Financial Planning. This is the seventh episode of a nine-part episode Q&A series.

In this episode, Mike and Kyle answer frequently asked questions regarding tax planning. The guys discuss tax-deferred vs tax-free investment accounts, tax-loss harvesting, and capital gains tax. This is a great episode for anyone who is looking to better understand the complex U.S. tax code.

For more information on Menninger & Associates Financial Planning, visit https://maaplanning.com

On this week's episode of "Financial Planning: Explained”, host Michael Menninger, CFP is join again by Kyle Ryan CFP. ChFC. Kyle is a financial planner at Menninger & Associates Financial Planning. This is the sixth episode of a multi-episode Q&A series.

In this episode, Mike and Kyle continue to address common questions regarding investment planning. The guys cover individual stocks vs index funds, alternative investments (such as real estate or commodities), employee sponsored retirement plans, and tax implications of investments. This is a great episode for anyone who wants to understand the more technical side of investing.

For more information on Menninger & Associates Financial Planning visit https://maaplanning.com

This week on "Financial Planning: Explained”, host Michael Menninger, CFP welcomes Kyle Ryan CFP. ChFC. Kyle is a financial planner at Menninger & Associates Financial Planning. This is the fifth episode of a multi-episode Q&A series.

In this episode, Mike and Kyle answer common questions regarding investment planning. In this episode, the guys cover the basics of investing, including: stocks, bonds, mutual funds, asset allocation, diversification, index funds, and risk. This is a great episode for anyone who is looking to invest in any type of retirement fund.

For more information on Menninger & Associates Financial Planning visit https://maaplanning.com

On this week's episode of "Financial Planning: Explained”, host Michael Menninger, CFP is join again by with Ryan Keefe, CFP. Ryan is a financial planner at Menninger & Associates Financial Planning. This is the fourth episode of a multi-episode Q&A series.

In this episode, Mike and Ryan answer frequently asked questions regarding risk management and insurance. Topics covered include: term care vs whole life policies, disability insurance, long-term care insurance, and umbrella liability insurance. This is a great episode for anyone seeking basic information on insurance coverage.

For more information on Menninger & Associates Financial Planning visit https://maaplanning.com

This week on "Financial Planning: Explained”, host Michael Menninger, CFP is sits down with Ryan Keefe, CFP. Ryan is a financial planner at Menninger & Associates Financial Planning. This is the third episode of a multi-episode Q&A series.

In this episode, Mike and Ryan discuss debt management. Debt management is a broad subject, but the guys answer commonly asked questions regarding multiple debts, the snowball vs. avalanche approach, credit cards, credit scores, and secured vs. unsecured loans. This is a great episode for anyone who is exploring ways to manage their current debt.

For more information on Menninger & Associates Financial Planning visit https://maaplanning.com