Money For the Rest of Us

Find Your Retirement Investing and Living Style


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What are the pros and cons of the four approaches to managing retirement savings. How to implement a bucketing or time segmentation retirement investing approach.

Topics covered include:

  • Why it takes time to find a retirement pattern that fits
  • How retirement investing is a balance between safety-first and probability-based as well as maintaining optionality and committing.
  • How total return investing differs from a safety-first approach
  • What are products allow for a risk floor but also provide some potential growth
  • How a time segmentation or bucket approach to retirement investing works


Thanks to Policygenius and Masterworks for sponsoring the episode.

For more information on this episode click here.

Show Notes

Retirement Planning Guidebook: Navigating the Important Decisions for Retirement Success (The Retirement Researcher Guide Series) by Wade Pfau

A Model Approach to Selecting a Personalized Retirement Income Strategy by Alejandro Murguia and Wade D. Pfau

The Four Approaches to Managing Retirement Income Risk by Wade D. Pfau

Build Ladders With iBonds® ETFs—iShares

Related Episodes

279: Why All Retirees Should Consider an Income Annuity

306: Three Approaches to Asset Allocation

326: The New Math of Retirement Spending and Investing





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Money For the Rest of UsBy J. David Stein

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