While AI has been around for decades there has never been more interest in this topic than there is today. In underwriting, some lenders have been using AI for a while but it is only recently that it has caught on for mainstream lenders.

My next guest on the Fintech One-on-One podcast is Pankaj Kulshreshtha, the CEO and founder of Scienaptic (he was last on the show two years ago). A lot has changed in the last two years and they have seen tremendous adoption among credit unions, which we discuss in some depth.

In this podcast you will learn:

• How he describes Scienaptic today.
• How much they emphasize the AI part of what they are offering.
• The process of migrating their clients from a manual process to an automated one.
• How the human touch can be maintained, or even increase, with more automation.
• Why credit unions have become the core focus for their technology solutions.
• What their credit unions are asking for most.
• How they work with existing loan origination platforms.
• What is involved in implementing Scienaptic's solution.
• The types of loans they are working with for their credit union partners.
• How they ensure their models remain free of bias.
• How their AI models are getting better over time.
• What Pankaj makes of the sudden interest in AI with ChatGPT.
• How they could augment some of this technology into their systems.
• How this technology is going to develop over the next 3-5 years.

Connect with Pankaj on LinkedIn
Connect with Scienaptic AI on LinkedIn
Connect with Fintech One-on-One:

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• Find previous Fintech One-on-One episodes