In this episode of the Fit Rich Life Podcast, I sit down with Tess Waresmith — accredited financial counselor and founder of Wealth with Tess. Tess shares her journey from climbing the corporate ladder to achieving financial independence and building a career centered on education, empowerment, and intentional living.

We dive into the realities of personal finance most people never learn — from the hidden downsides of certain financial advisory models to understanding fees, investment risk, and taking true ownership of your money.

Tess breaks down how confidence, education, and experience compound over time, and how some limiting beliefs about money can hold you back from building wealth.

We also explore how her background in athletics shaped her mindset around discipline, consistency, and long-term success — in both fitness and wealth.

This episode is packed with practical insights on money, systems, and redefining happiness for a truly Fit Rich Life.

If you're ready to level up your life and career, this episode is for you.

Connect with Tess Waresmith:

Tess's Free Investing Guide: http://www.moneyconfidentclub.com/savvy

Website: www.wealthwithtess.com

Instagram: https://www.instagram.com/wealthwithtess/

Get my FREE 29-Page Financially Fit Money Guide

In this episode:

[00:00–01:12] Financial Security Foundations — Saving Money & Meeting Tess Waresmith

[01:13–09:26] An Unconventional Path — Early Career Moves, Real Estate Lessons & Taking Smart Risks

[09:27–29:36] The Financial Advisory World — Good, Bad & Ugly Models + Taking Control of Your Finances

[29:37–52:34] Money Mindset — Childhood Influences, Limiting Beliefs & Understanding Advisor Fees

[52:35–56:22] Owning Your Investments — Confidence, Experience & Breaking Up with Your Advisor

[56:23–01:11:20] Leaving Corporate — Financial Independence, Career Shifts & Consistency in Fitness and Wealth

[01:11:21–01:39:18] Systems, Happiness & Long-Term Fulfillment — Final Lessons & Reflections

Full Show Notes w/ Links to resources: www.fitrichlife.com/podcast/

FIT RICH LIFE NEWSLETTER

Get fit, get rich, and live your best life in 10 minutes a week. Join 3,100+ smart readers who are leveling up their Fitness, Money & Life.

Join here: https://fitrichlife.com/newsletter

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Connect on LinkedIn: https://www.linkedin.com/in/justindavidcarl

SHOW SPONSORS:

I am incredibly passionate about Fitness and Money & have reached a substantial degree of mastery in these domains and now I'm looking to help others do the same! Interested in taking your Fitness, Money & Life to the next level? Book your Free Consultation today or drop me a DM on Instagram https://instagram.com/justindavidcarl to coordinate a time to connect with me.

From Pre-Workout to Protein if you desire to lead a happy, healthy, fit life, go to https://vedgenutrition.com/dragon and grab your plant-based healthy essentials. Use the code DRAGON to save $$!

Thanks for tuning in!

If you liked my show, LEAVE A THUMBS UP, share, and subscribe!

In this episode of the Fit Rich Life Podcast, I sit down with Andrew Giancola — founder of The Personal Finance Podcast, which gets over 600K downloads a month. He is a strong voice championing financial freedom for everyone.

Andrew shares his journey from earning a modest income and struggling to cover basic expenses to building wealth through disciplined saving, intentional spending, and smart income growth.

He opens up about the moment he couldn't afford gas, why tracking his savings rate became a turning point, and how small financial systems compounded into long-term freedom.

We dive deep into increasing income, adapting your financial strategy as life evolves, and finding the balance between frugality and living well.

We also cover mentorship, fitness, and the key metrics Andrew believes everyone should track on the path to financial independence.

This episode is packed with practical frameworks and timeless lessons for anyone serious about building a Fit Rich Life.

Connect with Andrew Giancola:

Instagram: https://www.instagram.com/mastermoneyco/

Podcast: https://open.spotify.com/show/1zVBTDKimC3UoOQy59KDrR

Web: https://mastermoney.co/

Get my FREE 29-Page Financially Fit Money Guide

In this episode:

[00:00–05:34] Tracking Money & The Turning Point — Income, Savings Rate & Early Struggles

[05:35–19:23] Building Momentum — Budgeting Systems, Income Growth & Financial Discipline

[19:24–42:19] Career Leverage — Negotiation, Repetition & Annual Income Growth

[42:20–55:35] Real Estate & Side Hustles — Lessons Learned, Risks & Opportunities

[55:36–01:24:48] Mentorship, Spending & Opportunity Cost — Relationships, Cars & Lifestyle Choices

[01:24:49–01:52:57] Fitness, Systems & Quality of Life — Health, Habits & Final Advice

Full Show Notes w/ Links to resources: www.fitrichlife.com/podcast/

FIT RICH LIFE NEWSLETTER Get fit, get rich, and live your best life in 10 minutes a week. Join 3,100+ smart readers who are leveling up their Fitness, Money & Life. Join here: https://fitrichlife.com/newsletter

WANT TO LEARN MORE? Follow me on Instagram: https://www.instagram.com/justindavidcarl Follow me on Threads: https://www.threads.net/@justindavidcarl Follow me on Twitter/X: https://x.com/justindavidcarlConnect on LinkedIn: https://www.linkedin.com/in/justindavidcarl

SHOW SPONSORS: I am incredibly passionate about Fitness and Money & have reached a substantial degree of mastery in these domains and now I'm looking to help others do the same! Interested in taking your Fitness, Money & Life to the next level? Book your Free Consultation today or drop me a DM on Instagram https://instagram.com/justindavidcarl to coordinate a time to connect with me.

From Pre-Workout to Protein, if you desire to lead a happy, healthy, fit life, go to https://vedgenutrition.com/dragon and grab your plant-based healthy essentials. Use the code DRAGON to save $$!

Thanks for tuning in!

If you liked my show, LEAVE A THUMBS UP, share, and subscribe!

In this episode of the Fit Rich Life Podcast, I rebroadcast a conversation I originally recorded on the Mile High FI Podcast, where I share my personal journey into semi-retirement after leaving my high-paying sales career in March 2024.

We dive deep into what the first year of semi-retirement really looks like — the unexpected identity crisis, questions around self-worth without a traditional income, and the hidden burnout that often follows high performance.

I open up about the mental and emotional challenges I faced, and how coaching, honest conversations, and community helped me navigate that transition.

This conversation is about far more than money. We explore the importance of purpose, relationships, physical competition, and aligning your work with what truly matters.

If you're considering early retirement, a career pivot, or simply redesigning your life with intention, this episode offers a real, unfiltered look at what comes next.

Get my FREE 29-Page Financially Fit Money Guide

In this episode:

[00:00–00:39] Introduction & Rebroadcast from the Mile High Five Podcast

[00:40–03:25] The Reality of Early Semi-Retirement & Identity Shifts

[03:26–05:57] Leaving Sales Behind — The "Golden Goose" Job Dilemma

[05:58–14:38] Launching Fit Rich Life & Facing an Identity Crisis

[14:39–19:37] Hidden Burnout, Overachiever Mentality & Self-Worth

[19:38–34:53] The Power of Relationships, Soft Skills & Community

[34:54–41:25] Living the Fit Rich Life — Balancing Work, Health & Purpose

[41:26–46:01] Temptation to Return to Sales & Finding Meaning Beyond Money

[46:02–51:37] Building an Online Business, Pickleball & Physical Competition

[51:38–01:03:56] Creating a Supportive Environment & Navigating Semi-Retirement

[01:03:57–01:17:31] Coaching, Final Reflections & Words of Encouragement

Resources Mentioned:

https://milehighfi.com/podcast/297-justin-david-carl-identity-purpose-semi-retirement/

https://milehighfi.com/podcast/204-fit-rich-life/

Transitions Book by William Bridges: https://a.co/d/0BcpfU4

Full Show Notes w/ Links to resources: www.fitrichlife.com/podcast/

FIT RICH LIFE NEWSLETTER Get fit, get rich, and live your best life in 10 minutes a week. Join 3,100+ smart readers who are leveling up their Fitness, Money & Life. Join here: https://fitrichlife.com/newsletter

WANT TO LEARN MORE? Follow me on Instagram: https://www.instagram.com/justindavidcarl Follow me on Threads: https://www.threads.net/@justindavidcarl Follow me on Twitter/X: https://x.com/justindavidcarlConnect on LinkedIn: https://www.linkedin.com/in/justindavidcarl

SHOW SPONSORS: I am incredibly passionate about Fitness and Money & have reached a substantial degree of mastery in these domains and now I'm looking to help others do the same! Interested in taking your Fitness, Money & Life to the next level? Book your Free Consultation today or drop me a DM on Instagram https://instagram.com/justindavidcarl to coordinate a time to connect with me.

From Pre-Workout to Protein, if you desire to lead a happy, healthy, fit life, go to https://vedgenutrition.com/dragon and grab your plant-based healthy essentials. Use the code DRAGON to save $$!

Thanks for tuning in!

If you liked my show, LEAVE A THUMBS UP, share, and subscribe!

In this episode of the Fit Rich Life Podcast, I sit down with Kristy Shen and Bryce Leung, the duo behind Millennial Revolution and authors of the international bestseller Quit Like a Millionaire. Kristy and Bryce retired in their early 30s and have spent the last decade proving that financial independence isn't just possible — it's transformational.

We dive into their journey from radically different upbringings — Kristy growing up in deep poverty in China and Bryce raised in a middle-class Canadian family — and how those experiences shaped their worldview, money decisions, and path to FI.

They share how financial independence gave them the freedom to navigate some of life's hardest moments, including the loss of Bryce's father while Kristy was giving birth, and how FI allowed them to be fully present for the people they love.

This conversation challenges traditional beliefs about homeownership, career identity, and what "retirement" actually means.

We also touch on their next book, Parent Like a Millionaire (Without Being One), where they reveal practical strategies for raising kids with intention — without overspending.

This episode is an inspiring conversation about money, purpose, freedom, and designing a life on your own terms.

Connect with Kristy Shen & Bryce Leung: https://www.millennial-revolution.com/

Get my FREE 29-Page Financially Fit Money Guide

In this episode:

[00:00–17:44] The Power of Financial Independence — Kristy & Bryce's Money Mindsets, Childhood Influences & Their Path to Meeting

[17:45–33:59] Retiring in Their 30s — World Travel, FI vs. Homeownership & How AI Is Reshaping Career Security

[34:00–52:56] Redefining Stability — Nomadic Parenting, Life After the 9–5 & Building Community and Purpose

[52:57–01:03:02] Their New Book — Parent Like a Millionaire Without Being One & Closing Thoughts

Full Show Notes w/ Links to resources: www.fitrichlife.com/podcast/

FIT RICH LIFE NEWSLETTER

Get fit, get rich, and live your best life in 10 minutes a week. Join 3,100+ smart readers who are leveling up their Fitness, Money & Life.

Join here: https://fitrichlife.com/newsletter

WANT TO LEARN MORE?

Follow me on Instagram: https://www.instagram.com/justindavidcarl

Follow me on Threads: https://www.threads.net/@justindavidcarl

Follow me on Twitter/X: https://x.com/justindavidcarl

Connect on LinkedIn: https://www.linkedin.com/in/justindavidcarl

SHOW SPONSORS:

I am incredibly passionate about Fitness and Money & have reached a substantial degree of mastery in these domains and now I'm looking to help others do the same! Interested in taking your Fitness, Money & Life to the next level? Book your Free Consultation today or drop me a DM on Instagram https://instagram.com/justindavidcarl to coordinate a time to connect with me.

From Pre-Workout to Protein if you desire to lead a happy, healthy, fit life, go to https://vedgenutrition.com/dragon and grab your plant-based healthy essentials. Use the code DRAGON to save $$!

Thanks for tuning in!

If you liked my show, LEAVE A THUMBS UP, share, and subscribe!

In this episode of the Fit Rich Life Podcast, I sit down with an anonymous creator known as The Spicy Investor — a woman who quietly built a million-dollar net worth by age 30 while working as an erotic dancer.

Her story is bold, unexpected, and incredibly empowering.

We dive into her mission to bring financial education to the sex-worker industry, the discipline behind her wealth-building strategy, and the real-life challenges she faced along the way.

From recovering after losing her entire savings to mastering long-term investing, she breaks down the habits, mindset, and resilience that helped her escape the lifestyle-inflation trap and build true financial freedom.

This conversation is raw, inspiring, and packed with practical money wisdom — a powerful reminder that no matter where you come from, wealth is built through intention, education, and smart long-term decisions.

Connect with The Spicy Investor:

Instagram: https://www.instagram.com/thespicyinvestor/

Threads: https://www.threads.com/@thespicyinvestor

Get my FREE 29-Page Financially Fit Money Guide

In this episode:

[00:00–11:57] Inside the Sex-Worker Industry — Spicy's Early Life, Financial Background & How She Started Dancing

[11:58–35:55] Hard Lessons & Big Wins — Navigating Challenges, Early Investing Realizations, Recovering From Major Losses & Building Toward FI

[35:56–46:36] Living Lean & Investing Smart — Frugality, Key Money Influences & Tracking Net Worth Milestones

[46:37–01:08:49] Staying the Course — Market Downturns, Emergency Funds, Transitioning Out of Dancing & Long-Term Portfolio Strategy

[01:08:50–01:30:20] Empowering Sex-Workers Through Financial Education — Closing Reflections & Final Takeaways

Full Show Notes w/ Links to resources: www.fitrichlife.com/podcast/

FIT RICH LIFE NEWSLETTER

Get fit, get rich, and live your best life in 10 minutes a week. Join 3,100+ smart readers who are leveling up their Fitness, Money & Life.

Join here: https://fitrichlife.com/newsletter

WANT TO LEARN MORE?

Follow me on Instagram: https://www.instagram.com/justindavidcarl

Follow me on Threads: https://www.threads.net/@justindavidcarl

Follow me on Twitter/X: https://x.com/justindavidcarl

Connect on LinkedIn: https://www.linkedin.com/in/justindavidcarl

SHOW SPONSORS:

I am incredibly passionate about Fitness and Money & have reached a substantial degree of mastery in these domains and now I'm looking to help others do the same! Interested in taking your Fitness, Money & Life to the next level? Book your Free Consultation today or drop me a DM on Instagram https://instagram.com/justindavidcarl to coordinate a time to connect with me.

From Pre-Workout to Protein, if you desire to lead a happy, healthy, fit life, go to https://vedgenutrition.com/dragon and grab your plant-based healthy essentials. Use the code DRAGON to save $$!

Thanks for tuning in!

If you liked my show, LEAVE A THUMBS UP, share, and subscribe!

In this episode of the Fit Rich Life Podcast, I sit down with Claudia Quintela — a true example of what it means to reinvent yourself and build a life of purpose, freedom, and fulfillment.

Claudia went from thriving in the fast-paced world of finance to launching her own business, all while navigating corporate chaos, office politics, and personal challenges.

We dive deep into what it really takes to create a career and life you love — from negotiating job offers and setting boundaries to starting a business before you quit your 9–5.

Claudia shares her story of building her first company while pregnant and on bedrest, the lessons she's learned through entrepreneurship, and how she turned her professional skills into a path toward independence.

This conversation is packed with powerful insights on mindset, money, and fitness — the pillars of living a truly Fit Rich Life. We explore compounding in both wealth and growth, the power of storytelling and authentic branding, and the daily habits that keep Claudia strong, centered, and fulfilled.

If you're ready to level up your life and career, this episode is for you.

Connect with Claudia Quintela:

Website: https://digitalclaudia.com/

Instagram: https://www.instagram.com/iam_digitalclaudia/

Threads: https://www.threads.com/@iam_digitalclaudia

Claudia's Viral 13 Career Lessons Post: https://www.threads.com/@iam_digitalclaudia/post/DKCs9pYh3pN

Get my FREE 29-Page Financially Fit Money Guide

In this episode:

[00:00–11:47] Meet Claudia Quintela — Reinventing Your Career, Navigating Corporate Life & Starting a Business While Pregnant

[11:48–16:03] Inside the World of Finance — Lessons, Challenges & Rewards from a High-Pressure Career

[16:04–32:49] Finding Balance — Managing Ambition, Career Demands & Personal Growth

[32:50–48:26] From Corporate to Creator — Building Genuine Connections, Overcoming Fear & The Power of Super Threads

[48:27–01:09:30] Mastering Sales & Coaching — Helping Women Transition from Corporate Life to Entrepreneurship

[01:09:31–01:29:24] Financial Freedom Foundations — Diversifying Investments & Breaking Free from Company Stock Dependence

[01:29:25–01:44:48] Building an Authentic Brand — Copywriting, Storytelling & Transforming Through Coaching, Fitness & Finance

[01:44:49–End] Reinventing in Your 40s — Strength Training, Daily Habits & Practical Tips for Living a Fit Rich Life

Resources Mentioned:

• Ogilvy on Advertising: https://a.co/d/3Qg0SGa

• Breakthrough Advertising by Eugene Schwartz: https://a.co/d/eZZp3pi

• How to Write a Good Advertisement by Victor Schwab: https://a.co/d/0GSDlgP

• Triggers: 30 Sales Tools You Can Use to Control the Mind of Your Prospect to Motivate, Influence, and Persuade by Joseph Sugarman: https://a.co/d/fkAVRqa

• The Psychology of Money by Morgan Housel: https://a.co/d/frM6mNf

• The Algebra of Wealth by Scott Galloway: https://a.co/d/cQyfwNp

Full Show Notes w/ Links to resources: www.fitrichlife.com/podcast/

FIT RICH LIFE NEWSLETTER

Get fit, get rich, and live your best life in 10 minutes a week. Join 3,100+ smart readers who are leveling up their Fitness, Money & Life.

Join here: https://fitrichlife.com/newsletter

WANT TO LEARN MORE?

Follow me on Instagram: https://www.instagram.com/justindavidcarl

Follow me on Threads: https://www.threads.net/@justindavidcarl

Follow me on Twitter/X: https://x.com/justindavidcarl

Connect on LinkedIn: https://www.linkedin.com/in/justindavidcarl

SHOW SPONSORS:

I am incredibly passionate about Fitness and Money & have reached a substantial degree of mastery in these domains and now I'm looking to help others do the same! Interested in taking your Fitness, Money & Life to the next level? Book your Free Consultation today or drop me a DM on Instagram https://instagram.com/justindavidcarl to coordinate a time to connect with me.

From Pre-Workout to Protein if you desire to lead a happy, healthy, fit life, go to https://vedgenutrition.com/dragon and grab your plant-based healthy essentials. Use the code DRAGON to save $$!

Thanks for tuning in!

If you liked my show, LEAVE A THUMBS UP, share, and subscribe!

In this special episode of the Fit Rich Life Podcast, I'm joined once again by my good friend Chad Carson — real estate investor, author, and all-around legend in the financial independence community. Fresh off FinCon, we dive into some of the biggest takeaways and insights from the event, from content creation strategies to community building and long-term growth.

We also explore the tools, supplements, and mindset upgrades that are fueling our current seasons of life. Chad and I swap book recommendations, discuss staying grounded while scaling success, and share what's been helping us perform at a high level — both in business and in life.

This conversation is all about continuous improvement — refining your systems, investing in your health, and designing a life of purpose, freedom, and flow. Whether you're deep into your Fit Rich Life journey or just getting started, this episode is packed with practical wisdom and inspiration to help you level up.

Connect with Chad Carson:

Instagram: https://www.instagram.com/coachchadcarson

Website: https://www.coachcarson.com/

Podcast: https://www.coachcarson.com/coach-carson-podcast/

YouTube: https://www.youtube.com/@CoachChadCarson/videos

Rental Property Mastery (RPM): https://rpm.coachcarson.com/

Get my FREE 29-Page Financially Fit Money Guide

In this episode:

[00:00–22:19] Connecting with Chad Carson — FinCon Highlights, Networking Wins, Brand Deals & Smart Negotiation

[22:20–38:57] YouTube Growth Insights — Crafting Click-Worthy Titles, Mastering Thumbnails & Building Engagement

[38:58–46:39] The Power of Hooks — Leveraging Analytics, Staying Consistent & Packaging Content for Success

[46:40–01:17:32] Tracking What Matters — Performance Metrics, Non-Alcoholic Alternatives, and Favorite Protein Picks

[01:17:33–01:43:14] Habits for Life — Lessons from Coach John Wooden, Building Relationships & Balancing Frugality with Joy

[01:43:15–02:00:06] Coaching & Community — Growth Through Mentorship, Purposeful Projects & Meaningful Connections

[02:00:07–02:12:45] Optimizing Mind & Body — Sleep Support, Creatine Benefits & Staying Competitive in Life & Sport

[02:12:46–02:34:05] Tools & Takeaways — Top Podcasts, Favorite Tech & Health Gadgets, and Final Reflections

Resources Mentioned:

• Wooden: A Lifetime of Observations and Reflections on and off the Court: https://a.co/d/37T1zDS

• Die With Zero by Bill Perkins: https://a.co/d/fJyLJYH

• Acquired Podcast: https://www.acquired.fm/

• David Senra Podcast: https://open.spotify.com/show/7jVjHrQJCbgruHkhrFi94A

• Founders Podcast: https://open.spotify.com/show/7txiovdzPARhjm18NwMUYj

• WHOOP: https://join.whoop.com/2A2D1953

• Food Scale: https://a.co/d/7AOxOAr

Full Show Notes w/ Links to resources: www.fitrichlife.com/podcast/

FIT RICH LIFE NEWSLETTER

Get fit, get rich, and live your best life in 10 minutes a week. Join 3,100+ smart readers who are leveling up their Fitness, Money & Life.

Join here: https://fitrichlife.com/newsletter

WANT TO LEARN MORE?

Follow me on Instagram: https://www.instagram.com/justindavidcarl

Follow me on Threads: https://www.threads.net/@justindavidcarl

Follow me on Twitter/X: https://x.com/justindavidcarl

Connect on LinkedIn: https://www.linkedin.com/in/justindavidcarl

SHOW SPONSORS:

I am incredibly passionate about Fitness and Money & have reached a substantial degree of mastery in these domains and now I'm looking to help others do the same! Interested in taking your Fitness, Money & Life to the next level? Book your Free Consultation today or drop me a DM on Instagram https://instagram.com/justindavidcarl to coordinate a time to connect with me.

From Pre-Workout to Protein if you desire to lead a happy, healthy, fit life, go to https://vedgenutrition.com/dragon and grab your plant-based healthy essentials. Use the code DRAGON to save $$!

Thanks for tuning in!

If you liked my show, LEAVE A THUMBS UP, share, and subscribe!

In this episode of the Fit Rich Life Podcast, I sit down with Grant Lee — CEO and co-founder of Gamma, an AI-powered presentation platform transforming how people communicate and share ideas. Grant shares his entrepreneurial journey, from early challenges to building a thriving startup that blends technology, creativity, and collaboration.

We dive into the realities of entrepreneurship — why having the right co-founders matters, how to build a strong company culture from the ground up, and the lessons learned from scaling an innovative tech company.

Grant also unpacks the rise of generalists in today's workforce, the importance of equity and ownership, and his best advice for founders navigating uncertainty and growth.

This conversation goes beyond business. Grant opens up about how he applies the same principles that drive his company to his own fitness, finances, and personal growth.

If you're passionate about AI, communication, storytelling, entrepreneurship, leadership, and optimizing your life, this episode is for you.

Connect with Grant Lee:

LinkedIn: https://www.linkedin.com/in/grantslee/

Twitter/X: https://x.com/thisisgrantlee

Website: https://gamma.app/

Get my FREE 29-Page Financially Fit Money Guide

In this episode:

[00:00–11:40] Meet Grant Lee — The story behind Gamma, how it's revolutionizing presentations, and Grant's journey from idea to impact.

[11:41–33:14] From vision to execution — building Gamma from the ground up, creating a lean and effective team, and showcasing how AI is transforming storytelling and communication.

[33:15–50:50] Building stunning presentations in minutes — Grant's approach to company culture, fostering creativity, Gamma's "horizontal product" strategy, and the value of equity and ownership in startups.

[50:51–01:08:25] The future of AI and creativity — lessons in leadership, the power of coaching, advice for aspiring entrepreneurs, and Grant's tips for living a Fit Rich Life.

Full Show Notes w/ Links to resources: www.fitrichlife.com/podcast/

FIT RICH LIFE NEWSLETTER

Get fit, get rich, and live your best life in 10 minutes a week. Join 3,100+ smart readers who are leveling up their Fitness, Money & Life.

Join here: https://fitrichlife.com/newsletter

WANT TO LEARN MORE?

Follow me on Instagram: https://www.instagram.com/justindavidcarl

Follow me on Threads: https://www.threads.net/@justindavidcarl

Follow me on Twitter/X: https://x.com/justindavidcarl

Connect on LinkedIn: https://www.linkedin.com/in/justindavidcarl

SHOW SPONSORS:

I am incredibly passionate about Fitness and Money & have reached a substantial degree of mastery in these domains and now I'm looking to help others do the same! Interested in taking your Fitness, Money & Life to the next level? Book your Free Consultation today or drop me a DM on Instagram https://instagram.com/justindavidcarl to coordinate a time to connect with me.

From Pre-Workout to Protein if you desire to lead a happy, healthy, fit life, go to https://vedgenutrition.com/dragon and grab your plant-based healthy essentials. Use the code DRAGON to save $$!

Thanks for tuning in!

If you liked my show, LEAVE A THUMBS UP, share, and subscribe!

In this episode of the Fit Rich Life Podcast, I sit down with JL Collins — author of the legendary book The Simple Path to Wealth. With over a million copies sold and now a New York Times instant bestseller, JL is widely known as The Godfather of Financial Independence. His wisdom has shaped countless journeys to financial freedom, including my own, since I first discovered his framework back in 2017.

We dive into the big questions: Does The Simple Path to Wealth still hold true today? Do bonds deserve a spot in your portfolio? Do you really need an international stock index fund? We also get JL's no-nonsense take on Bitcoin and crypto, plus his timeless advice on staying the course when markets crash.

This episode is packed with 50 years of investing wisdom. If you're ready to simplify wealth-building and get clear on your path to financial independence, this conversation will give you the clarity and confidence you need.

Listen to JL's first interview on the Fit Rich Life Podcast (Episode 71): https://fitrichlife.com/podcast/jlcollins

Connect with JL Collins:

Website: https://jlcollinsnh.com

The Simple Path to Wealth (Revised & Expanded 2025): https://a.co/d/91jGRCM

Twitter/X: https://x.com/JLCollinsNH

Get my FREE 29-Page Financially Fit Money Guide

In this episode:

[00:00–10:43] Welcoming Back JL Collins — The Success of The Simple Path to Wealth, Why He Updated It, and the Timeless Core Principles

[10:44–38:48] Staying the Course — How to Handle Market Volatility and Build Unshakable Confidence as an Investor

[38:49–44:18] Bonds & Stability — Understanding Their Role, the Resilience of the U.S. Dollar, and Why They Still Matter

[44:19–1:05:05] Stocks vs. Bonds — Smart Allocation, Wealth Preservation, and Personal Investment Strategies That Work

[1:05:06–1:29:35] The Case for Index Funds — Domestic vs. International Investing and the Epiphany Behind The Simple Path to Wealth

[1:29:36–1:43:09] Simplicity vs. Tinkering — The Two Types of Investors, Strategy Debates, and JL's Take on Bitcoin & Crypto

[1:43:10–2:15:45] Beyond the Numbers — The Value of Coaching, Financial Independence for Any Income, and JL's Final Wisdom

Full Show Notes w/ Links to resources: www.fitrichlife.com/podcast/

FIT RICH LIFE NEWSLETTER

Get fit, get rich, and live your best life in 10 minutes a week. Join 3,100+ smart readers who are leveling up their Fitness, Money & Life.

Join here: https://fitrichlife.com/newsletter

WANT TO LEARN MORE?

Follow me on Instagram: https://www.instagram.com/justindavidcarl

Follow me on Threads: https://www.threads.net/@justindavidcarl

Follow me on Twitter/X: https://x.com/justindavidcarl

Connect on LinkedIn: https://www.linkedin.com/in/justindavidcarl

SHOW SPONSORS:

I am incredibly passionate about Fitness and Money & have reached a substantial degree of mastery in these domains and now I'm looking to help others do the same! Interested in taking your Fitness, Money & Life to the next level? Book your Free Consultation today or drop me a DM on Instagram https://instagram.com/justindavidcarl to coordinate a time to connect with me.

From Pre-Workout to Protein if you desire to lead a happy, healthy, fit life, go to https://vedgenutrition.com/dragon and grab your plant-based healthy essentials. Use the code DRAGON to save $$!

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In this episode of the Fit Rich Life Podcast, I sit down with Jillian Johnsrud, author of Retire Often.

Jillian has an incredible perspective on money, work, and life. She shares how taking mini-retirements throughout your career can actually accelerate your growth, prevent burnout, and open the door to new possibilities.

We dive into practical strategies for planning your own sabbatical, reshaping your career narrative, and overcoming the fears that come with stepping away from work. Jillian's approach is all about reclaiming your time, your joy, and your freedom—while still building momentum in your career and life.

If you've ever wondered how to design a career that supports both your ambitions and your well-being, this episode is for you.

Connect Jillian Johnsrud:

Retire Often Book: https://a.co/d/32pb4ih

Website: https://www.jillianjohnsrud.com/

Podcast: https://retireoften.com/podcast/

Instagram: https://www.instagram.com/jillianjohnsrud/

Get my FREE 29-Page Financially Fit Money Guide

In this episode:

[00:00–03:41] Welcoming Jillian Johnsrud — The Power of Mini Retirements, Advancing Your Career & Crafting Your Narrative

[03:42–12:42] Financial Benefits of Career Breaks — Real-Life Stories, Performance Gains & Using Mini Retirements for Career Pivots

[12:43–22:37] Designing Your Own Mini Retirement — Why Life Works Best in Seasons

[22:38–57:21] Pitching Mini Retirements to Employers — Benefits for Companies & The Struggles of Overachievers

[57:22–1:14:12] Reigniting Passion & Energy — Mental Health, Joy Through Hobbies & The Power of Stepping Away

[1:14:15–1:40:34] Smart Money Moves — Financial Planning & Building a Life of Rich Experiences

[1:40:35–1:52:25] The Value of Relationships — Final Thoughts & Encouragement.

Full Show Notes w/ Links to resources: www.fitrichlife.com/podcast/

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SHOW SPONSORS:

I am incredibly passionate about Fitness and Money & have reached a substantial degree of mastery in these domains and now I'm looking to help others do the same! Interested in taking your Fitness, Money & Life to the next level? Book your Free Consultation today or drop me a DM on Instagram https://instagram.com/justindavidcarl to coordinate a time to connect with me.

From Pre-Workout to Protein if you desire to lead a happy, healthy, fit life, go to https://vedgenutrition.com/dragon and grab your plant-based healthy essentials. Use the code DRAGON to save $$!

Thanks for tuning in!

If you liked my show, LEAVE A THUMBS UP, share, and subscribe!