Forethought Wealth Podcast

Today we'll have a bit of an in-depth conversation around long term care, extended care, and care that you need beyond just hospital care, long term disability.

This type of care usually occurs more so at the end of our lives, and this is a hard conversation to have. Not everybody wants to talk about these things that are happening in our lives.

Add to that the overarching cost that it takes to be able to provide care which is not something that is covered in any of our health care plans.

Now, you may have skilled nursing home care and hospice care that is covered, but most of them are not going to cover long-term care.

And I'm going to specifically talk about it in terms of longer-term instances where we might need care when it comes to memory care.

In today's episode, we're specifically going to get into the nitty-gritty on what elements are available for you to plan around, and why it's so important for you to plan earlier rather than later.

I will start to break down the costs of care what you can do about it, and what types of solutions are out there for the rising costs of health care needed at the end of our lives.

Find out more about Forethought Planning: www.forethoughtplanning.com

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Securities offered through LPL Financial, a member of FINRA/SIPC. Advisory services offered through Advisors' Pride, a SEC registered investment advisor. LPL Financial, Advisors' Pride, Forethought Planning and the guests of Thrive For[e]ward podcast are separate and unaffiliated parties. Lisa Harris and Lisa Harris & Co are not affiliated with Forethought Planning, Advisor's Pride, or LPL Financial. The views expressed here are those of the participants, and not those of Forethought Planning, Advisor's Pride, or LPL financial. The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. LPL Financial and Forethought Planning do not offer legal services.   

I am excited to welcome to you a previous Thrive For[e]ward guest, and my dear friend, Karla Hult.

Karla by day is a news anchor and reporter for Kare 11 News, the NBC affiliate here in the Twin Cities. How Karla and I met, though, is not through her TV gig, but through our shared journey of being Alzheimer's daughters. Karla has been a huge support throughout my journey. And just recently, she has launched her own company called So Many Goodbyes, a company for families and caregivers that are sharing our journey. She'll talk about the services that they offer with caregivers, training them and talking to them about the importance of understanding and bringing together the emotions of family versus the critical job that they play in the lives of so many battling Alzheimer's and dementia. Then she has three tips for you to share with any caregiver, very easy, tactical things that can be done today to allow yourself to be the advocate or caregiver that you want to be without losing yourself throughout this long journey.

Learn more about So Many Goodbyes here: https://somanygoodbyes.com/

Find out more about Forethought Planning: www.forethoughtplanning.com

Follow Forethought Planning on social media:
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LinkedIn
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Score our free Wealth Assessment tool on our website.

Securities offered through LPL Financial, a member of FINRA/SIPC. Advisory services offered through Advisors' Pride, a SEC registered investment advisor. LPL Financial, Advisors' Pride, Forethought Planning and the guests of Thrive For[e]ward podcast are separate and unaffiliated parties. Lisa Harris and Lisa Harris & Co are not affiliated with Forethought Planning, Advisor's Pride, or LPL Financial. The views expressed here are those of the participants, and not those of Forethought Planning, Advisor's Pride, or LPL financial. The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. LPL Financial and Forethought Planning do not offer legal services.   

Today we are talking about Alzheimer's, dementia, and caregiving questions that you should be asking your family members, whether you are the child, the spouse, or the partner of anyone who might need care, we will talk about the four different ways it impacts our life. We are focusing on this because September is Alzheimer's Awareness Month. It is the time for the Alzheimer's walk in the state of Minnesota. Our team Grandpa's Fierce Monsters are hitting the pavement, stay tuned for opportunities to be able to be a part of our great journey in finding the cure for Alzheimer's.

So let's get into it. If you're going through this phase now, you know the exhaustion. The responsibilities from when you wake up to when you fall asleep. And when you deal with Alzheimer's and dementia, every day is different.

Today we'll share some numbers of how these impacts families, and especially women.

Find out more about Forethought Planning: www.forethoughtplanning.com

Follow Forethought Planning on social media:
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LinkedIn
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Score our free Wealth Assessment tool on our website.

Securities offered through LPL Financial, a member of FINRA/SIPC. Advisory services offered through Advisors' Pride, a SEC registered investment advisor. LPL Financial, Advisors' Pride, Forethought Planning and the guests of Thrive For[e]ward podcast are separate and unaffiliated parties. Lisa Harris and Lisa Harris & Co are not affiliated with Forethought Planning, Advisor's Pride, or LPL Financial. The views expressed here are those of the participants, and not those of Forethought Planning, Advisor's Pride, or LPL financial. The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. LPL Financial and Forethought Planning do not offer legal services.   

We just wrapped up a month of conversations around caregiving as our children go back to school, or in some cases, leave home for the first time. Now our caregiving conversation switches to our September theme around Alzheimer's.

I am a mother, and I am a caregiver to a father with Alzheimer's.

There's a lot that comes together in that intersectionality.

Oftentimes we experience life transitions or pauses in our life that isn't necessarily positive.
And in fact, it probably feels like a tornado is coming through us. But that's when we have to readjust and recognize our true priorities.

One of my guests from last month, Babs Plunkett, joins me today has an amazing story. Many of her family members have battled Alzheimer's and dementia. She's going to talk about the journey that comes with that, a journey that hit home for me because I started that same journey of really trying to find what my purpose was when my dad was diagnosed.

I didn't know that that's really what I was subconsciously doing.
There was just something that tugged at the heart inside me, and I started asking myself what it is I really want to be doing?

How do I want to live this life?

How do I want to show up for myself and for the people around me through all of this?

So if you're at the stage of life, someone caring for your children and caring for your parents, join us in this series, as we explore Alzheimer's and caregiving.

And that first story that we will share is the one of inspiration that comes from our previous podcast, guests Babs Plunkett.

Find out more about Forethought Planning: www.forethoughtplanning.com

Follow Forethought Planning on social media:
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LinkedIn
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Score our free Wealth Assessment tool on our website.

Securities offered through LPL Financial, a member of FINRA/SIPC. Advisory services offered through Advisors' Pride, a SEC registered investment advisor. LPL Financial, Advisors' Pride, Forethought Planning and the guests of Thrive For[e]ward podcast are separate and unaffiliated parties. Lisa Harris and Lisa Harris & Co are not affiliated with Forethought Planning, Advisor's Pride, or LPL Financial. The views expressed here are those of the participants, and not those of Forethought Planning, Advisor's Pride, or LPL financial. The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. LPL Financial and Forethought Planning do not offer legal services.  

When you think about money and your journey with money, what are the aspects that you learned growing up?

I find so often, even in the same households my clients have differing opinions or experiences.

Today I want to talk about financial behavior. Those habits that you picked up over the years, even stretching back to when we were children.

Some of these financial behaviors are good, some are...well, not so good. And there's a good chance you didn't even know you were learning this behavior. You just picked it up by example.

Today I'm going to outline 9 financial behaviors. I want you to identify with one of them, and then I want you to answer some important questions I have to ask you about the security of your future.

Find out more about Forethought Planning: www.forethoughtplanning.com

Follow Forethought Planning on social media:
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Score our free Wealth Assessment tool on our website.

Securities offered through LPL Financial, a member of FINRA/SIPC. Advisory services offered through Advisors' Pride, a SEC registered investment advisor. LPL Financial, Advisors' Pride, Forethought Planning and the guests of Thrive For[e]ward podcast are separate and unaffiliated parties. Lisa Harris and Lisa Harris & Co are not affiliated with Forethought Planning, Advisor's Pride, or LPL Financial. The views expressed here are those of the participants, and not those of Forethought Planning, Advisor's Pride, or LPL financial. The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. LPL Financial and Forethought Planning do not offer legal services.  

We are continuing with our back to school theme for the month of August as we round out the summer and enter into a new space, a new space that has been different. Education, emotions, and relationships have been affected by these transitions and changes.

On today's podcast, we have licensed marriage and family therapist, Ann Dillard.

Ann specializes in relationships with teens and their mothers. She, herself, had a relationship with her mom that was tumultuous. Trauma that she has overcome, and now uses that experience to help others.

Think about this, do you want to be your children's critic, or do you want to be there in your champion and cheerleader?

Personally, I want to be my daughter's champion, but I'm always looking to individuals like Ann to be able to provide guidance in how I can do that in a better way.

So if you know someone who is in a relationship with their teenage child and looking for a way to expand and make that relationship even better, this is a great episode for you to tune into or even share with your community.

Dive deeper and learn more about Ann and her mission here: https://www.anndillard.com/

Find out more about Forethought Planning: www.forethoughtplanning.com

Follow Forethought Planning on social media:
Facebook
LinkedIn
YouTube channel

Score our free Wealth Assessment tool on our website.

Securities offered through LPL Financial, a member of FINRA/SIPC. Advisory services offered through Advisors' Pride, a SEC registered investment advisor. LPL Financial, Advisors' Pride, Forethought Planning and the guests of Thrive For[e]ward podcast are separate and unaffiliated parties. Lisa Harris and Lisa Harris & Co are not affiliated with Forethought Planning, Advisor's Pride, or LPL Financial. The views expressed here are those of the participants, and not those of Forethought Planning, Advisor's Pride, or LPL financial. The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. LPL Financial and Forethought Planning do not offer legal services.  

We are talking about back to school. What does back to school mean? It's not about the cool Crayolas you're getting, although that was always my favorite part, it's about the really big expense of school, particularly when it comes to college planning. So I'm going to break down the values part of what you should be thinking about from a college perspective, what you need to be doing with your kids and how you should be saving for it. So do me a favor. If you know somebody that you've had this conversation with or has students your age, and you've been wanting to have this conversation with them or starting the conversation in your own household, let's share this episode of the Thrive For[e]ward Podcast and join me now as we get into it.

Find out more about Forethought Planning: www.forethoughtplanning.com

Follow Forethought Planning on social media:
Facebook
LinkedIn
YouTube channel

Score our free Wealth Assessment tool on our website.

Securities offered through LPL Financial, a member of FINRA/SIPC. Advisory services offered through Advisors' Pride, a SEC registered investment advisor. LPL Financial, Advisors' Pride, Forethought Planning and the guests of Thrive For[e]ward podcast are separate and unaffiliated parties. Lisa Harris and Lisa Harris & Co are not affiliated with Forethought Planning, Advisor's Pride, or LPL Financial. The views expressed here are those of the participants, and not those of Forethought Planning, Advisor's Pride, or LPL financial. The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. LPL Financial and Forethought Planning do not offer legal services.  

I am excited about today's episode. You see, I am a mom, and motherhood is a hard journey with many stops along the way. Today's guests interviewed over a hundred individuals to put together her book, Choose Joy: Three Keys to Investing Your Time In Retirement. 
Babs Plunkett found that one of the hardest transitions in life was the transition of being an active parent, to empty nester. 

As we start this new school year, many individuals are experiencing being an empty-nester for the first time. 

What are the emotions that go with it? 

Babs has three key takeaways that affect the entire being of yourself and how to choose joy, tactical pieces of advice that you can use to choose joy in your life. 

So tune in, and if you know somebody that is experiencing this new emptiness stage of life, send this podcast their way, it'll be a great listen. I guarantee it.

Learn more and follow Bab's journey: https://www.babsplunkett.com/

Find out more about Forethought Planning: www.forethoughtplanning.com

Score our free Wealth Assessment tool on our website.

Subscribe to the podcast!
https://www.forethoughtplanning.com/l...

Securities offered through LPL Financial, a member of FINRA/SIPC. Advisory services offered through Advisors' Pride, a SEC registered investment advisor. LPL Financial, Advisors' Pride, Forethought Planning and the guests of Thrive For[e]ward podcast are separate and unaffiliated parties. Lisa Harris and Lisa Harris & Co are not affiliated with Forethought Planning, Advisor's Pride, or LPL Financial. The views expressed here are those of the participants, and not those of Forethought Planning, Advisor's Pride, or LPL financial. The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. LPL Financial and Forethought Planning do not offer legal services.

Have you found yourself stuck in the middle of the year because you set some really audacious goals for yourself to achieve? Then life happened. Obstacles got in the way. COVID, work, famil life transitions, you name it, things have gotten in the way. Well, you know what? Today's guest on our podcast has experienced the same thing. And in fact, she coaches her clients through that, but is getting raw and vulnerable with us about her own experiences. 
Today we are talking about overcoming doubt and expectations that are thrown at us, and getting back to our goals with three easy steps.

These are all really attainable things to sit back and reinvent ourselves for the rest of the year. 

So please join me in welcoming my dear friend, Margret Wilson, who is a certified transformation coach and licensed hypnotherapist. 

Margret is passionate about learning and understanding how the internal and external worlds work together through travel tribulations and transformation. 

Hence why I have her on today's podcast talking about very specific things, how life gets in our way and how we can really truly sit back, reflect and reset. 
Sometimes we don't allow ourselves to hit that reset button. So my friend, as you hit play today, this is your permission slip to hit the reset button. Now tune in to today's episode with Margret Wilson.

Hook up with Margret:
IG: @soulwanderlust_
SoulWanderLust.com

Find out more about Forethought Planning: www.forethoughtplanning.com

Score our free Wealth Assessment tool on our website.

Subscribe to the podcast!
https://www.forethoughtplanning.com/l...

Securities offered through LPL Financial, a member of FINRA/SIPC. Advisory services offered through Advisors' Pride, a SEC registered investment advisor. LPL Financial, Advisors' Pride, Forethought Planning and the guests of Thrive For[e]ward podcast are separate and unaffiliated parties. Lisa Harris and Lisa Harris & Co are not affiliated with Forethought Planning, Advisor's Pride, or LPL Financial. The views expressed here are those of the participants, and not those of Forethought Planning, Advisor's Pride, or LPL financial. The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. LPL Financial and Forethought Planning do not offer legal services.

All right friends. It is the middle of the year and we still need to get to our financial goals. 

Maybe something got in our way. 

Maybe we are in denial of where we want to be. 

Maybe we feel stuck. 

This is our mid year financial pulse check. 

It's just the two of us today as we dig into a little bit of the bright and shiny things that have occurred in the financial industry this year. 

What is the reality behind those things? 

We talk a little bit about the three things that I think you can accomplish before the end of the year. 
So my friends hit play and the share button so that you can share this with your friends who also want to empower themselves to have a journey of wealth before the end of the year. 

Now I can't guarantee that you're going to be wealthy by the end of the year, but I can give you the tools to get you on the way of creating a great foundation to build upon.

If you need help with your financial journey. Experience that will help you save and build in a way that follows your values and goals, then click here to get a free wealth assessment: https://www.forethoughtplanning.com/

Securities offered through LPL Financial, a member of FINRA/SIPC. Advisory services offered through Advisors' Pride, a SEC registered investment advisor. LPL Financial, Advisors' Pride, Forethought Planning and the guests of Thrive For[e]ward podcast are separate and unaffiliated parties. Lisa Harris and Lisa Harris & Co are not affiliated with Forethought Planning, Advisor's Pride, or LPL Financial. The views expressed here are those of the participants, and not those of Forethought Planning, Advisor's Pride, or LPL financial. The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. LPL Financial and Forethought Planning do not offer legal services.