FT Adviser

Investors have done very well in previous years by investing in technology and innovation but rising interest rates has put some of this to an end.

This week FTAdviser investment editor David Thorpe is joined by Kamal Warriach, head of equity fund research at Canaccord Genuity, Ian Mortimer, who runs the Guinness Global Innovators fund, and Paul Major, who runs the Bellevue Healthcare investment trust.

They discuss distinguishing between an innovative company and a good investment, how diversification works with investments in early stage innovative companies and the challenges presented by governance in thematic investing.

The FTAdviser Podcast is the podcast for financial advisers, brought to you by FTAdviser. Each week, FTAdviser is joined by guests fro the industry to discuss the week in news and pressing industry issues.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

As a profession, financial advice has often been associated with middle aged men and, while this has changed a little bit, the average age of a financial adviser remains in the late 50s.

Many of the larger financial advice businesses are now setting up academies to encourage school and university leavers to join the profession but what more can be done to promote financial advice as a profession?

This week FTAdviser deputy editor Damian Fantato talks to Sheena Gillett, communications and PR director at adviser trade body Pimfa, Gee Foottit, senior manager in partnership recruitment at St James's Place and James Woods, director of BWD Search's wealth management team.

They discuss the extent to which the demographics of financial advice are changing and what advisers and firms can do to encourage more people to the profession.

The FTAdviser Podcast is the podcast for financial advisers, brought to you by FTAdviser. Each week, FTAdviser is joined by guests fro the industry to discuss the week in news and pressing industry issues.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Inflation has remained stubbornly high in the UK, presenting problems for multi-asset investors - particularly those seeking an income.

This week FTAdviser's David Thorpe is joined by Charlie Parker, managing director at Albemarle Street Partners, Eugene Philalithis, head of multi-asset investments for Europe at Fidelity, and Alex Crooke, who runs the Bankers investment trust at Janus Henderson.

They discuss how inflation changes the calculation for multi-asset investors, the balance of seeking an income versus seeking capital growth at a time of inflation and the role of sector risk in investment decisions.

The FTAdviser Podcast is the podcast for financial advisers, brought to you by FTAdviser. Each week, FTAdviser is joined by guests fro the industry to discuss the week in news and pressing industry issues.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

The mortgage market has been going haywire recently due to higher than anticipated inflation and mortgage lenders have been pulling deals across the market.

This week reporter Jane Matthews is joined by John Charcol’s mortgage technical manager, Nicholas Mendes, Quilter’s mortgage expert Karen Noye and London-base brokerage Private Finance’s technical director, Chris Sykes to discuss what has been going on. Over the last two weeks, more than 1,000 mortgage products have been pulled from the market causing mortgage brokers to demand mandatory notice periods of rate withdrawals in order to help them better manage client applications. The guests weigh in on the merits of such a policy but warn that it may lead to unintended consequences. They also discuss why house prices have not crashed this year like some analysts previously predicted.

The FTAdviser Podcast is the podcast for financial advisers, brought to you by FTAdviser. Each week, FTAdviser is joined by guests fro the industry to discuss the week in news and pressing industry issues.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Direct indexing - where an investor builds a personalised index which is then tracked by a fund or portfolio - has been growing in the US for a couple of years, with fund houses like Vanguard and BlackRock investing heavily into it. Now Fundment has launched the first such offering in the UK.

FTAdviser deputy editor Damian Fantato is joined by Jonathan Warren, head of innovation at Altus, and Mike Barrett, consulting director at the Lang Cat, to discuss whether this is the start of direct indexing's widespread adoption in the UK.

They discuss some of the pros and cons of direct indexing, how it is likely to be distributed and whether it suits some investors more than others.

The FTAdviser Podcast is the podcast for financial advisers, brought to you by FTAdviser. Each week, FTAdviser is joined by guests fro the industry to discuss the week in news and pressing industry issues.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

This week, FTAdviser reporter Jane Matthews is joined by Financial Technology Research Centre founder Ian McKenna, and Chet Velani, chief executive of EV, to discuss the impact artificial intelligence will have on the financial advice profession. Velani and McKenna outlined some of the potential benefits AI poses for the world of advice and gave examples of things advisers can already be doing to integrate artificial intelligence into their business models. The pair also raised concerns over the potential impact the adoption of AI will have on the paraplanning profession. The FTAdviser Podcast is the podcast for financial advisers, brought to you by FTAdviser. Each week, FTAdviser is joined by guests fro the industry to discuss the week in news and pressing industry issues.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

When investment decisions go wrong advisers are often the first port of call as they have the skills to assure people and the knowledge to rebuild their finances. In this podcast we speak to two financial advisers with plenty of experience with this kind of work, who give us an insight into what happens when investments go wrong.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

This week FTAdviser deputy news editor Sonia Rach was joined by Alexandra Roberts, head of regulatory policy and compliance at Pimfa, Matthew Connell, director of policy and public affairs at the Chartered Insurance Institute and Andrew Green, head of compliance helpdesk at Threesixty Services to discuss the consumer duty and the impending July 31 deadline.

Guests acknowledged some of the key challenges firms are facing ahead of the looming deadline and how they are preparing for it.

Given it has now been 10 years since the Retail Distribution Review came into effect - which has been labelled as one of the biggest changes to the adviser marketplace - guests discussed whether the consumer duty will have the same impact and could transform the industry further.

Connell said the consumer duty is the FCA:s focus on aspects of the RDR that are 'unfinished business'.

The FTAdviser Podcast is the podcast for financial advisers, brought to you by FTAdviser. Each week, FTAdviser is joined by guests for the industry to discuss the week in news and pressing industry issues.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

The past 12 months have been a perfect storm for those looking to build portfolios for investors, with pretty much every asset class going through some form of turbulance at some point.

This week David Thorpe, investment editor at FTAdviser, has a chat with Andrew Bell, chief executive of the Witan investment trust, Andrew Hall, global equity fund manager at Invesco, and Simon Doherty, who runs the model portfolio service at Quilter, about building resilient portfolios.

The FTAdviser podcast is the podcast for financial advisers, brought to you by FTAdviser. Each week, FTAdviser is joined by guests from the industry to discuss the week in news and pressing industry issues.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.

Buy now, pay later has surged in popularity in recent years. As of 2022, more than 17 million consumers in the UK have used BNPL services. 54% of millennials have used a BNPL service.

This week Ellesheva Kissin, trainee reporter at FTAdviser, talks to Philip Belamant, co-founder of UK BNPL provider Zilch, and Matt Cross of Elmstone Financial Planning, about why more customers are turning to BNPL during the cost of living crisis and how regulators will react.

They also cover the stigma against BNPL, whether it is deserved and whether it is better than the traditional credit market. They also discuss how providers and financial advisers should interact with each other.

The FTAdviser podcast is the podcast for financial advisers, brought to you by FTAdviser. Each week, FTAdviser is joined by guests from the industry to discuss the week in news and pressing industry issues.

The FTAdviser Podcast is designed to inform regulated UK advisers on a range of topics, covering investments, pensions, regulation and other key issues.

Hosted on Acast. See acast.com/privacy for more information.