Andrew Sill, Country Executive, Royal Bank of Scotland Malaysia, offers a business update since the sale of its regional investment banking businesses to CIMB in 2012, discusses its "back to basics" business model, debt capital market issues and pipeline, its exit from the Ringgit sukuk market, its size in Malaysia (two branches, 100 people), the impact on business of the Scottish referendum on independence, his vews on the proposed CIMB-RHB-MBSB merger and its implications on RBS' business. 

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