Mr Money TV Podcast

In this episode of Mr Money TV, Off The Book, we sit down with Ravi Kittane, Partner, Ernst & Young Consulting Sdn. Bhd., to talk about digital banks in Malaysia and around the world. In 2022, Bank Negara gave out five digital banking licenses. Four years later, none of these banks are profitable yet. We break down how digital banks work, why artificial intelligence (AI) helps small teams run a whole bank, and why small business owners need them the most. We also look at whether investors should treat digital banks as fast-growing tech companies or regular banks. ✅ Learn more about our Stock Investing Bootcamp: https://finlit.my/stockinvestingbootcampChapter Marker:00:00 Trailer 00:42 Introduction1:52 What an ideal digital bank looks like4:07 Which digital banks have actually succeeded globally5:22 What separates the winners — Starling's 200,000 tests8:31 Inside the licence race: 29 applicants, 5 licences10:10 How ChatGPT changed the game for Ryt Bank11:24 The RM3 billion asset cap, explained13:22 What banks hire consultants to fix16:08 Are Malaysia's five banks doing enough?18:01 GXBank, Ryt, Boost, AEON, KAF — where each is heading20:36 AI features you haven't seen yet24:31 Why SMEs are the real opportunity26:15 Is the "underserved" mandate holding them back?34:33 Are conventional banks worried now?36:48 Why HSBC's Zing shut down in six months39:59 Where Malaysia ranks on the world map42:57 At IPO: tech company or bank?44:37 A tech company that happens to be a bank#MrMoneyTV #DigitalBanking #Digitalbank #BankNegara #FintechMalaysia #GXBank #BoostBank #AEONBank #SmartInvesting #BusinessTips #BankingMadeSimple #LearnInvesting #MoneyMatters Come say Hi to us at,🌐 Website: https://www.mrmoneytv.com/📘 Facebook: /mrmoneytv🐦 Twitter: https://x.com/mrmoneytvchnl?s=21📱 Instagram: /mrmoneytv🖊️ LinkedIn: /mr-money-tv🤳 TikTok: @mrmoneytvchannel🎙️ Podcast: [https://open.spotify.com/show/1EhftKYdbpC0C2VnTJOO2K]For business & job enquiries, do contact us at,✉️ [email protected]: This is not investment advice. All content produced is solely for education and entertainment purposes only. Please consult your financial adviser before making any investment decision.

In this episode of Mr. Money TV Hot Seat, we sit down with Treasury Secretary-General Tan Sri Johan Mahmood Merican, one of the people behind Budget 2027. Is this an election budget? Who really benefits from the RM2,000 minimum wage? And how can the government give out more, yet still spend less?We also get into oil prices, Malaysia's debt, pension reform and what the budget left out, plus what it actually means for a 25-year-old earning RM3,000.Chapter Markers:0:00 - Teaser0:38 - Meet the Treasury Secretary-General2:50 - Is Budget 2027 an Election Budget?5:15 - How the Budget Is Made14:47 - The New Individual Tax Relief18:21 - Taxing the Rich to Pay for the Middle?20:52 - RM2,000 Minimum Wage: Who Really Benefits?34:20 - Spending More but Shrinking the Deficit?37:06 - What If Oil Stays Above USD100?46:46 - How Much Is Malaysia Paying in Interest?50:24 - Pension Reform and Civil Service Costs56:44 - Earning RM3,000 at 25: What's in It for You?1:04:27 - GST, Sugar and RON95: What Wasn't Touched1:10:14 - Rapid Fire#MrMoneyTV #Budget2027 #Bajet2027 #MalaysiaBudget #MinimumWage #IncomeTax #TaxRelief #M40 #CostOfLiving #PersonalFinanceMalaysia #MalaysianFinance #MalaysianPodcastCome say Hi to us at,🌐 Website: https://www.mrmoneytv.com/📘 Facebook: /mrmoneytv🐦 Twitter: https://x.com/mrmoneytvchnl?s=21📱 Instagram: /mrmoneytv🖊️ LinkedIn: /mr-money-tv🤳 TikTok: @mrmoneytvchannel🎙️ Podcast: [https://open.spotify.com/show/1EhftKYdbpC0C2VnTJOO2K]For business & job enquiries, do contact us at,✉️ [email protected]: This is not investment advice. All content produced is solely for education and entertainment purposes only. Please consult your financial adviser before making any investment decision.

In this episode of Mr. Money TV, we sit down with divorce lawyers Jing Man (The Salty Lawyer) and Hakim Sutton to find out why Malaysian marriages really fail. Is money truly behind 8 out of 10 divorces, or is it just a symptom of something deeper? What is the #1 sign a marriage is heading for divorce? And do people really get married for tax benefits and social media status?We unpack the money conversations every couple should have before saying "I do", from how social media comparison, RM50K confinement centres put pressure on marriages, to who should have the final say on the family finances.Chapter Markers:0:00 - Teaser1:03 - Meet the Divorce Lawyers3:02 - The Most Common Reasons for Divorce5:15 - Money: The Problem or Just a Symptom?6:53 - Does No Sex Lead to Divorce?7:25 - Advice for Couples About to Get Married9:19 - Comparison Is the Thief of Joy11:03 - Is Social Media Ruining Marriages?13:18 - What Lawyers Tell Clients Who Want a Divorce16:46 - Is Staying Married Better Than Divorce?18:30 - The #1 Sign a Marriage Will End21:35 - Is Marriage Just About Happiness?24:38 - Marrying for Tax Benefits25:07 - Marrying for Social Media Status28:41 - What Real Love Looks Like30:40 - Can You Afford Kids? 32:09 - Taking Loans for Confinement36:05 - When Kids Become a Money Fight37:20 - Who Gets the Final Say?39:07 - Should the Wife Manage the Money?40:39 - Divorce Is Expensive41:54 - How Divorce Lawyers See Marriage43:33 - The One Conversation Every Couple Must Have45:30 - Give and Give, Not Give and Take#MrMoneyTV #Divorce #Marriage #MarriageAdvice #DivorceLawyer #RelationshipAdvice #MoneyAndMarriage #PersonalFinanceMalaysia #MalaysianFinance #MalaysianPodcast #MoneyMindset #FinancialPlanningCome say Hi to us at,🌐 Website: https://www.mrmoneytv.com/📘 Facebook: /mrmoneytv🐦 Twitter: https://x.com/mrmoneytvchnl?s=21📱 Instagram: /mrmoneytv🖊️ LinkedIn: /mr-money-tv🤳 TikTok: @mrmoneytvchannel🎙️ Podcast: [https://open.spotify.com/show/1EhftKYdbpC0C2VnTJOO2K]For business & job enquiries, do contact us at,✉️ [email protected]: This is not investment advice. All content produced is solely for education and entertainment purposes only. Please consult your financial adviser before making any investment decision.

In this episode, we sit down with Hezeri, a car reviewer with 25 years in the industry, to talk about the truths of buying a car that most reviewers won't say out loud. We break down why getting your loan approved doesn't mean you can afford the car, from maintenance costs that climb after year 5 to warranty fine print and the hidden risks of a 9-year car loan. Learn why repair bills are pushing some car owners into microloans, why test drive routes are chosen to hide a car's weaknesses, why you should never cheap out on tyres, and why it's time to stop treating cars like handbags. Hezeri also shares why he gave up a well-paid career to chase his dream, and why he'd rather get blacklisted than lie about a car.✅ Find out your Selamat value with the Selamat Calculator: https://finlit.my/selamatcalculatorChapter Marker:00:00 - Teaser00:24 - Introduction00:39 - The Biggest Car Buying Mistake01:43 - Loan Approved Doesn't Mean You Can Afford It03:59 - Recon vs New Cars07:11 - Why 9-Year Car Loans Are a Trap08:24 - Why Workshops Now Offer Microloans10:58 - Buying a Nice Car to Look Successful11:51 - Malaysia's Used Car Pile-Up13:48 - Why You Can't Buy Cars From Singapore15:21 - Growing Up in Kuantan19:01 - Taking a Pay Cut to Chase His Dream30:47 - Getting Blacklisted for Telling the Truth32:06 - Volvo & The Value of Safety34:36 - The Selamat Calculator40:40 - How Dangerous Is Driving Really?44:49 - Why You Shouldn't Cheap Out on Tyre's51:10 - Read the Warranty Fine Print59:18 - Are Malaysian Car Prices Fair?01:04:39 - Why MPVs Should Be Cheaper01:06:02 - The Diesel Price Problem01:10:55 - What the Government Should Do01:14:32 - CKD vs CBU: Is There a Difference?01:17:44 - Hezeri's Lesson About Money#MrMoneyTV #CarBuyingTips #CarLoanMalaysia #PersonalFinanceMalaysia #CarReviewer #BuyingACar #CarMaintenance #VolvoCarMalaysia #SelamatCalculator #MalaysianPodcast #MoneyManagement #SmartSpending #FinancialLiteracyCome say Hi to us at,🌐 Website: https://www.mrmoneytv.com/📘 Facebook: /mrmoneytv🐦 Twitter: https://x.com/mrmoneytvchnl?s=21📱 Instagram: /mrmoneytv🖊️ LinkedIn: /mr-money-tv🤳 TikTok: @mrmoneytvchannel🎙️ Podcast: [https://open.spotify.com/show/1EhftKYdbpC0C2VnTJOO2K]For business & job enquiries, do contact us at,✉️ [email protected]: This is not investment advice. All content produced is solely for education and entertainment purposes only. Please consult your financial adviser before making any investment decision.

In this episode, we break down the 5 core sectors of Bursa Malaysia that every investor needs to know: Consumer Products, Financial Services, Plantation, Utilities, and Industrial Products. We explore how each industry actually operates, what unique metrics to look for when evaluating companies, and the key trends shaping their growth. ✅ Learn more about our Stock Investing Bootcamp: https://finlit.my/stockinvestingbootcampChapter Marker:00:00 Teaser 00:37 Introduction: 5 Pillars of Bursa Malaysia 05:04 Sector 1: Consumer Products & Services 05:35 Consumer Staples vs. Consumer Discretionary 14:35 Why Operating Cash Flow is King 18:13 Sector 2: Financial Services 19:43 How Banks Really Make Money 22:08 Why Bank Liabilities Are Actually Assets 24:12 Assessing Bank Loan Quality & Default Rates 28:50 Sector 3: Plantation 30:35 Fresh Fruit Bunches (FFB) & Tree Age Profile 36:46 Key Risks in Commodity & Plantation Investing 37:56 Sector 4: Utilities & The Data Center Boom 42:00 Sector 5: Industrial Products & Services 43:15 Order Books & Finding Hidden Gems 46:22 How to Choose the Right Stock Broker #MrMoneyTV #BursaMalaysia #StockMarketMalaysia #InvestingForBeginners #5Sectors #FinancialServices #ConsumerStocks #PlantationSector #Utilities #IndustrialProducts #SmartInvesting #WealthBuilding #learninvesting Come say Hi to us at,🌐 Website: https://www.mrmoneytv.com/📘 Facebook: /mrmoneytv🐦 Twitter: https://x.com/mrmoneytvchnl?s=21📱 Instagram: /mrmoneytv🖊️ LinkedIn: /mr-money-tv🤳 TikTok: @mrmoneytvchannel🎙️ Podcast: [https://open.spotify.com/show/1EhftKYdbpC0C2VnTJOO2K]For business & job enquiries, do contact us at,✉️ [email protected]: This is not investment advice. All content produced is solely for education and entertainment purposes only. Please consult your financial adviser before making any investment decision.

In this episode of Man Up Lah, we dive into one of the biggest questions when it comes to money, success and adulthood: What is your success number? How much is enough? What does success actually look like for you? And what happens when the number you’re chasing starts affecting your lifestyle, relationships and the way you live?We unpack what it really means to define success on your own terms and how you can start figuring out your own number.Chapter Markers:0:00 - Teaser0:45 - What Is Your "Success Number"?2:21 - Why You Need a Number in Life3:02 - The Sacrifice Behind Your Number5:38 - Everything Has a Price7:39 - Does Having a Number Reduce Stress?9:24 - Why We Keep Chasing More Money10:27 - The "Best Deal" vs The "Right Deal"12:13 - How Discipline Comes Into Play14:00 - Designing Your Lifestyle17:32 - What Happens When You Suddenly Have More Money?20:04 - How Much Does Your Lifestyle Really Cost?22:00 - Are You Spending Money Wisely?23:08 - Why Do We Buy Luxury?26:14 - The 6-Month Rule27:30 - How Do You Calculate Your Number?28:52 - Does Your Number Change?32:19 - The RM10 Million Question#MrMoneyTV #ManUpLah #Manhood #Adulthood #PersonalGrowth #PersonalFinanceMalaysia #MalaysianFinance #MalaysianPodcast #FinancialFreedom #MoneyMindset #WealthBuilding #LifestyleDesignCome say Hi to us at,🌐 Website: https://www.mrmoneytv.com/📘 Facebook: /mrmoneytv🐦 Twitter: https://x.com/mrmoneytvchnl?s=21📱 Instagram: /mrmoneytv🖊️ LinkedIn: /mr-money-tv🤳 TikTok: @mrmoneytvchannel🎙️ Podcast: [https://open.spotify.com/show/1EhftKYdbpC0C2VnTJOO2K]For business & job enquiries, do contact us at,✉️ [email protected]: This is not investment advice. All content produced is solely for education and entertainment purposes only. Please consult your financial adviser before making any investment decision.

In this episode, we tackle the ultimate beginner question: When and how should you start investing? We break down simple financial rules to help you manage your money, from building your first RM1,000 emergency fund to splitting your extra cash 10/10 between savings and investments. Learn why single stocks offer better career and financial leverage than ETFs, how inflation secretly steals your cash, and why reading business news for just 3 months can turn you into a confident investor. ✅ Learn more about our Stock Investing Bootcamp: https://finlit.my/stockinvestingbootcamp✅ Learn more about the MoneyMama: Chapter Marker:00:00 - Teaser00:37 - Introduction01:21 - Why Should We Invest?02:53 - When to Start Investing03:34 - Emergency Funds & Liquidity05:15 - The RM1,000 & 10/10 Rule07:30 - The Trading Account Savings Hack09:46 - Why Pick Stocks Over ETFs11:43 - How Stock Analysis Boosts Your Career17:02 - How Inflation Steals Your Wealth19:36 - How to Filter 1,000 Stocks21:12 - The 3-Month News Challenge23:01 - Financial Ratios vs. Business Story27:35 - Capital Needed for Your First Stock30:01 - Handling Panic with DCA33:24 - Why Stocks Are Like Relationships38:38 - Key Advice for Beginners#MrMoneyTV #InvestingForBeginners #StockMarketMalaysia #PersonalFinanceMalaysia #EmergencyFund #DollarCostAveraging #Inflation #FinancialFreedom #MalaysianPodcast #MoneyManagement #SmartInvesting #WealthBuilding #learninvesting Come say Hi to us at,🌐 Website: https://www.mrmoneytv.com/📘 Facebook: /mrmoneytv🐦 Twitter: https://x.com/mrmoneytvchnl?s=21📱 Instagram: /mrmoneytv🖊️ LinkedIn: /mr-money-tv🤳 TikTok: @mrmoneytvchannel🎙️ Podcast: [https://open.spotify.com/show/1EhftKYdbpC0C2VnTJOO2K]For business & job enquiries, do contact us at,✉️ [email protected]: This is not investment advice. All content produced is solely for education and entertainment purposes only. Please consult your financial adviser before making any investment decision.

In this episode of Man Up Lah, we dive deep into what it truly means to be a successful man in today's society. Is success strictly about earning capacity, or is it about managing your money, providing for your family, and keeping your spiritual life in check?How do you handle big adult pressure when life forces you to grow up overnight? Watch this episode to hear our honest stories about facing hard times, finding your true strengths, and using a simple 1% daily mindset shift to change your life.Chapter Markers:0:00 - Teaser0:30 - What Was Your Biggest Concern as a New Adult?2:35 - Can You Be Successful Without Being Rich? 5:28 - When Life Forces You to Grow Up Overnight 9:39 - How to Build a Career Around Your Strengths 15:00 - Avoiding the "Askhole" Trap & Knowing Your Limits 21:41 - Looking Back: Did You Expect to Get Here? 25:15 - The 1% Daily Mindset Shift for Success 28:52 - Next Episode Teaser: What Is Your Success Number? #MrMoneyTV #ManUpLah #Manhood #Adulthood #PersonalGrowth #PersonalFinanceMalaysia #MalaysianFinance #MalaysianPodcast #successmindset #motivation #wealthbuilding Come say Hi to us at,🌐 Website: https://www.mrmoneytv.com/📘 Facebook: /mrmoneytv🐦 Twitter: https://x.com/mrmoneytvchnl?s=21📱 Instagram: /mrmoneytv🖊️ LinkedIn: /mr-money-tv🤳 TikTok: @mrmoneytvchannel🎙️ Podcast: [https://open.spotify.com/show/1EhftKYdbpC0C2VnTJOO2K]For business & job enquiries, do contact us at,✉️ [email protected]: This is not investment advice. All content produced is solely for education and entertainment purposes only. Please consult your financial adviser before making any investment decision.

In this episode, Peter and YB Ng Sze Han talk about how Selangor is bringing in better tech jobs and improving public transport. We look at how the state is building the new IC Design Park, helping local businesses rely less on foreign workers, and making sure lower-income families are not left behind. From making housing more affordable and using "walking audits" to build safer walkways, to bringing top Malaysian talent back home, find out what it really takes to grow the state's economy and improve life for the people.✅ Learn more here: https://lphs.gov.my/Chapter Markers:00:00:00 - Teaser00:00:42 - Why Selangorians Don't Feel Rich Despite High Incomes00:04:00 - The Multiplier Effect: Empowering Local SMEs00:07:34 - Inside Selangor's IC Design Park00:10:27 - The Foreign Worker Dilemma & Automation00:17:47 - Growing Global Business Services & ASEAN Markets00:25:14 - Affordable Housing & Rent-to-Own Schemes00:29:18 - The Problem with Car-Centric City Planning & Walking Audits00:38:08 - Should Ministers Take Public Transport?00:41:26 - Reversing the Brain Drain & Retaining Talent00:51:24 - Final Thoughts#mrmoneytv #SelangorEconomy #YBNgSzeHan #ICDesignPark #PublicTransport #AffordableHousing #MalaysianFinance #InvestSelangor #SME #EconomicReform #malaysianpodcast Come say Hi to us at,🌐 Website: https://www.mrmoneytv.com/📘 Facebook: /mrmoneytv🐦 Twitter: https://x.com/mrmoneytvchnl?s=21📱 Instagram: /mrmoneytv🖊️ LinkedIn: /mr-money-tv🤳 TikTok: @mrmoneytvchannel🎙️ Podcast: https://open.spotify.com/show/1EhftKYdbpC0C2VnTJOO2KFor business & job enquiries, do contact us at,✉️ [email protected]: This is not investment advice. All content produced is solely for education and entertainment purposes only. Please consult your financial adviser before making any investment decision.

In this episode, Peter sits down with Assistant Governor (AG) Dr. Norhana Endut from Bank Negara Malaysia. Together, they unpack what financial stability really means, why a strong and resilient banking system matters, and how Bank Negara Malaysia works behind the scenes to keep the financial system functioning smoothly through economic shocks and uncertainties.

Chapter Marker:

00:00:00 - Teaser00:00:27 - Introduction00:02:41 - What Bank Negara Regulates00:03:10 - The Rise of Buy Now, Pay Later00:06:00 - How Banks Protect Buyers00:09:09 - New Tech and Bank Rules00:12:12 - Borrowing Money Safely00:16:40 - Lessons from the 1997 Crisis00:21:25 - Making Policies in Hard Times00:25:00 - Planning Ahead and Helping Businesses00:28:42 - The Truth About 40-Year House Loans00:32:16 - Stopping Unsafe House Buying00:34:51 - Getting Approved for House Loans00:37:24 - Bringing Better Jobs to Malaysia00:40:59 - Are People Really Spending Money?00:44:03 - Money Advice for Young Families00:46:32 - Future Goals for Malaysia

#mrmoneytv #malaysianfinance #banknegaramalaysia #BNM #financialfreedom #financialstability #propertyinvestment #malaysianeconomy #wealthbuilding

Come say Hi to us at,🌐 Website: https://www.mrmoneytv.com/ 📘 Facebook: /mrmoneytv🐦 Twitter: https://x.com/mrmoneytvchnl?s=21 📱 Instagram: /mrmoneytv🖊️ LinkedIn: /mr-money-tv🤳 TikTok: @mrmoneytvchannel🎙️ Podcast: https://open.spotify.com/show/1EhftKYdbpC0C2VnTJOO2K For business & job enquiries, do contact us at,✉️ [email protected]: This is not investment advice. All content produced is solely for education and entertainment purposes only. Please consult your financial adviser before making any investment decision.