Coming through the headline feed today: former U.S. Open champion Graeme McDowell withdrew from the British Open qualifier after Air France lost his clubs in flight. PLUS... one report found that many 401k participants are clueless when it comes to taking money while in retirement. While you don't need to know everything, you do need to know something. On today's show we're talking planning for when things go wrong, and we'll have a little chat on investing and retirement. Good morning!

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