About 80% of resolutions fall apart by February. Psychologists advise that you make your resolutions simple, few (one or two), and share them with trusted friends/family. I also recommend making them tangible, e.g. vision board, journal entry. It helps to stick to something you can see.

*Dr. Traci is a licensed psychologist, specialized in child, adolescent, and family psychology. She is interested in financial health, mental wellness, and creating healthy future generations.*

Website: www.healthywealthyroots.org

IG: healthywealthyroots

One of my goals with this podcast is to share details of my debt free journey. So far this year, I've put over 6k towards debt! I'll share what helped me get here and my future plans to become debt free. Financial independence is one year closer!

Website: www.healthywealthyroots

IG: healthywealthyroots

Continuing to talk about Adulting 2.0, this time we're covering creating an emergency fund. How much should you save for rainy days? Where should you save it? Is it even possible to have 6 months of expenses saved up?

My plan: Becoming debt free on my financial independence journey will create more cashflow to fill up my emergency fund.

Website: www.healthywealthyroots.org

IG: healthywealthyroots

Be an adult. Have a budget. Or at the very least, track your spending for a month so you can cut out what you don't value. Keep more money in your pocket!

My goals are being debt free and achieving financial independence. That forced me to realize I need to budget. But I don't like budgets (said in the whiniest of voices). So instead, I'm doing a few nontraditional budget ideas. I'll describe the 1) zero based budget, 2) cash envelope system, & 3) reverse budget. 

If you're completely overwhelmed, forget all that. Just track your spending for the last month and find one area to cut back. Slowly you might come around to the budgeting thing. Or not. And that's okay too.

Website: www.healthywealthyroots.org

IG: healthywealthyroots

As we face a new spike in cases and a new round of shutdowns, I wanted to share ideas for a self-care plan to make it through the months ahead.

1) limit news consumption, 2) spend time outdoors, 3) monitor what you're eating and the quality of your sleep, 4) create an employment alternatives list, 5) discuss with friends/family how you can stay connected, 6) turn to projects and hobbies, 7) help others in your community, & 8) seek support and mental health help.

*Dr. Traci is a licensed psychologist, specialized in child, adolescent, and family psychology. She is interested in financial health, mental wellness, and creating healthy future generations.*

Website: www.healthywealthyroots.org

IG: healthywealthyroots

You have the flashy lifestyle, actors, and athletes. And then you have the people who look like everyday folks, but also happen to have $1M+ in assets. I've been looking at the research done on millionaires and checking out interviews with millionaires. They seem to have a few things in common: having real estate and/or investment accounts, living below their means, & being disciplined and goal oriented. In this episode, I'll talk about millionaires in detail and outline how you can get there using real numbers.

*Dr. Traci is a licensed psychologist, specialized in child, adolescent, and family psychology. She is interested in financial health, mental wellness, and creating healthy future generations. *

Website: www.healthywealthyroots.org

IG: healthywealthyroots

I chose to have a baby on my own. My journey to having him included an infertility diagnosis, and ultimately becoming a single mother by choice. I'll share details of my journey and resources in case you are considering this path as well.

*Dr. Traci is a licensed psychologist, specialized in child, adolescent, and family psychology. She is interested in financial health, mental wellness, and creating healthy future generations.*

Website: www.healthywealthyroots.org

IG: healthywealthyroots

Courage requires being vulnerable and facing your fears. It won't come overnight. You have to be intentional about it. But don't worry, baby steps will get you there.

Website: www.healthywealthyroots.org

IG: healthywealthyroots

This episode covers happiness, its neurochemistry, and practical tips to increase the happiness in your life. The field of positive psychology has researched happiness and provides a lot of helpful information. 

Website: www.healthywealthyroots.org

IG: healthywealthyroots