Her Dinero Matters

Credit cards sound so alluring and innocent, and they can actually be of great help, but only if you manage to pay off the full amount month after month. If you don't pay it off in full, that's where your finances will start to shake. Today's guest is familiar with this, Maribel Quezada is here to share with us what tradeoff she made with her mom (which involved signing a contract) that taught her how to use a credit card responsibly.  

Maribel Quezada is a video and podcast producer, with over 16 years of expertise developing meaningful content. Her TV credits include producing on shows for Discovery family of networks, Netflix, Oxygen and A&E (among others). She's currently a Producer and Co-host of the popular Pulso podcast.Today, she helps entrepreneurs, startups and growing brands build deeper connections with their ideal customers through meaningful video and audio content.

You will also hear the following in today’s episode:

For a quick recap of this episode go to http://www.jenhemphill.com/321 Want to get social? Let’s connect more on Instagram @jenhemphill Grab your copy of My Daily Dinero Ritual and increase your money confidence here: https://jenhemphill.com/dinero The post, The Tradeoff That Taught Her How to Use a Credit Card Responsibly | HDM 321 appeared first on the Her Dinero Matters Podcast.

Have you ever had to break a financial rule? This was the case for our special guest for this episode, Sandra Camponogara, who had to break a financial rule, which was a good decision for her and her family at the time. She also shares the three things that helped her deal with this financial crisis and the one thing that allowed Sandra to experience her version of financial independence.

Sandra immigrated to the United States in 1988 from her native Argentina with big dreams and no savings. After working in the tourism industry in New York City for a few years, she founded her own tour operator company, InterConnect USA in 2000 and two decades later created her second company, Hola Fortuna. Sandra reinvents herself over and over again through business and personal challenges and encourages Latinas to seek balance and financial independence.

You will also hear the following in today’s episode:

For a quick recap of this episode go to http://www.jenhemphill.com/320 Want to get social? Let’s connect more on Instagram @jenhemphill Grab your copy of My Daily Dinero Ritual and increase your money confidence here: https://jenhemphill.com/dinero The post, Why Sometimes in a Financial Crisis You Have to Break the Money “Rules” | HDM 320 appeared first on the Her Dinero Matters Podcast.

Have you been witnessing how your money is not going as far as before? We live in a time where there has been a significant rise in inflation. The prices of gasoline and many of the things we normally buy or need are getting higher. In this solo episode, I'm going to share with you what exactly you can do to make navigating your finances easier if you are feeling the strain of inflation.

You will also hear the following in today’s episode:

For a quick recap of this episode go to http://www.jenhemphill.com/319 Want to get social? Let’s connect more on Instagram @jenhemphill Grab your copy of My Daily Dinero Ritual and increase your money confidence here: https://jenhemphill.com/dinero The post, What You Should Do If You Are Feeling the Strain of Inflation | HDM 319 appeared first on the Her Dinero Matters Podcast.

Having a financial voice is essential because that is how we speak up for ourselves financially, make financial decisions and have a say so with money. Unfortunately people in toxic, abusive relationships find themselves without a financial voice. 

In this episode, Debbie O’Hara, a proud bilingual money coach, shares with us what “financial voice” means to her and the hardest thing that she learned from her experience of not having one. She also shares some examples on how money can be used as a weapon in a toxic relationship and the one thing you must do if you want to get your financial voice back.

You will also hear the following in today’s episode:

For a quick recap of this episode go to http://www.jenhemphill.com/318 Want to get social? Let’s connect more on Instagram @jenhemphill Grab your copy of My Daily Dinero Ritual and increase your money confidence here: https://jenhemphill.com/dinero The post, Why Having a Financial Voice is Essential and What You Can Do About It | HDM 318 appeared first on the Her Dinero Matters Podcast.

When we think about life insurance, it can be overwhelming because there is so much information and all the options that are written in complex legal terms. That is why for this episode I have invited a special guest, Jessica Nelson, to shed light on this important matter.  

Jessica Nelson is on a 20 year mission to educate minorities on the importance of obtaining and sustaining a healthy financial lifestyle. She is deeply committed to sharing the importance of saving, investing, and spending systemically and in that order find higher levels of happiness.

You will also hear the following in today’s episode:

For a quick recap of this episode go to http://www.jenhemphill.com/317 Want to get social? Let’s connect more on Instagram @jenhemphill Grab your copy of My Daily Dinero Ritual and increase your money confidence here: https://jenhemphill.com/dinero The post, Here's How to Make Choosing the Right Life Insurance for You More Simple | HDM 317 appeared first on the Her Dinero Matters Podcast.

There is no doubt that finances have changed over recent times. If you go back 7 or even 10 years ago you would see a ton of blogs talking about frugality and how to save more money. Over time you started hearing about the Financial Independence Movement (FI/FIRE), more people started doing side hustles and now we have crypto, NFTs, etc.   

When I got started I was able to count on one hand the number of Latinos talking about money online: Brittney Castro happens to be one of these people. In this episode, Brittney Castro, a leading personal finance expert, and certified financial planner (CFP) for Mint, shares with us from her lens how finances have changed over recent times.

You will also hear the following in today’s episode:

For a quick recap of this episode go to http://www.jenhemphill.com/316 Want to get social? Let’s connect more on Instagram @jenhemphill Grab your copy of My Daily Dinero Ritual and increase your money confidence here: https://jenhemphill.com/dinero The post, How Finances Have Changed Over Recent Times | HDM 316 appeared first on the Her Dinero Matters Podcast.

Inflation is at an all time high with rising prices in all aspects of our lives. One of these is the rise of car prices. If you are considering purchasing a car consider the true cost of car ownership before making this decision to help better plan this significant purchase. 

In this solo episode I share with you the story of how this topic came about and my own personal struggle with car purchases and ownership.

What you'll learn about in today's episode:

For a quick recap of this episode go to http://www.jenhemphill.com/315 Want to get social? Let’s connect more on Instagram @jenhemphill Grab your copy of My Daily Dinero Ritual and increase your money confidence here: https://jenhemphill.com/dinero The post, The True Cost of Car Ownership | HDM 315 appeared first on the Her Dinero Matters Podcast.

What is the one decision you made that you continue to question to this day? We have all been in that position facing hardship where we act on emotion or out of desperation. 

In this episode, Mayra Rocha, founder of El Dinero Si Importa, an Emmy Award-winning journalist who covers business stories for Univision networks, shares what this one thing is you must do when facing hardship. We also learn how living on the US-Mexico border impacted her money journey and how she navigates the different perceptions about money. She also shares the one money decision she still questions herself till today and how she faced it.

What you'll learn about in today's episode:

For a quick recap of this episode go to http://www.jenhemphill.com/314 Want to get social? Let’s connect more on Instagram @jenhemphill Grab your copy of My Daily Dinero Ritual and increase your money confidence here: https://jenhemphill.com/dinero The post, The One Thing You Must Do When Facing Hardship | HDM 314 appeared first on the Her Dinero Matters Podcast.

As Latinos, we tend to believe that it is not feasible to generate wealth, due our own experience which sets our own standard of what is achievable. One key factor is acknowledging how far we have come which helps to change our mentality from scarcity to one of abundance.The other key factor is knowing your worth, which is fundamental to improving your financial situation. Knowing your worth allows you to value yourself more and in turn not be afraid of asking for more pay at the negotiation table.  

In this episode, Luzy King, financial and business coach, speaker, and founder of Viva la Budget and Finance, is here to share with us her upbringing and what helped her shift from a scarcity mindset to one of abundance. She also shares how you can start investing and her top 3 financial tips to improve your financial situation.

What you'll learn about in today's episode:

For a quick recap of this episode go to http://www.jenhemphill.com/313 Want to get social? Let’s connect more on Instagram @jenhemphill Grab your copy of My Daily Dinero Ritual and increase your money confidence here: https://jenhemphill.com/dinero The post, Acknowledging How Far You Have Come | HDM 313 appeared first on the Her Dinero Matters Podcast.

Generational poverty is very real and changing this cycle can start with you! When we come from a money journey where there is not much or the scarcity mindset abounds, it is easy to follow that same course, because “we are supposed to” and we believe that “it is all we got”. However, we can change this and our guest in this episode is a big testament to this. 

 In this episode, Rebecca Contreras, author of the book “Lost Girl – From the Hood to the White House to Millionaire Entrepreneur” and a social and business entrepreneur, shares with us her experiences around money and the catalyst that made her change and become a successful entrepreneur. She also shares an example of the scarcity mindset of our Latino Community and what financial independence means to her.

What you'll learn about in today's episode:

For a quick recap of this episode go to http://www.jenhemphill.com/312 Want to get social? Let’s connect more on Instagram @jenhemphill Grab your copy of My Daily Dinero Ritual and increase your money confidence here: https://jenhemphill.com/dinero The post, Rising Above Generational Poverty | HDM 312 appeared first on the Her Dinero Matters Podcast.