Mayor, Heath sits down with Good Friend Holden Smith, Scratch Agency owner of Lennox Insurance. Holden tells his story of starting from Scratch and the decisions made along the way. The early successes, how he got there , and the people that helped him along the way. He attributes so much of his success to the people he knows and the “sheer dumb luck along the way” check this episode out, as Holden gives us all great advice on starting an agency from square one .