The jiu-jitsu club had a $1 million insurance policy, but when an instructor accidentally rendered a new student an incomplete quadriplegic, the carrier put its interest above their own insured’s – and paid the price. Rahul Ravipudi, who represented the victim, updates co-host Ben Gideon on the groundbreaking case. After the defendants refused to pay the policy limit, the case went to trial, and a jury awarded Rahul’s client $46 million. The defendants appealed, the judgment was affirmed, and most recently, the California Supreme Court denied the defendant’s request to review the verdict – which has increased to $56 million with interest. Rahul imagines the defense counsel and insurance adjusters discussing how many times they’ve had to actually pay the policy limit on such a case: “So, look like the hero, and save your insurance company $250,500,000. It’s that ‘penny-wise/pound foolish.’”

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