Today Sean visits Kensington, the wealthiest borough in the UK, where million‑pound homes are standard and property prices sit at around ten times the national average. On the streets of West London, he stops everyday people who already live in the area to ask a simple but pressing question: how does anyone get onto the UK property ladder now?

You might be surprised by some of the answers he got.

Become a part of the Progressive Property refer-a-friend scheme and Earn up to £250 when someone attends one of our events – you can enrol here: https://www.progressiveproperty.co.uk/raf/

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KEY TAKEAWAYS

Without the “Bank of Mum and Dad,” the ladder has basically been pulled up for many young people.

In London, a 5–10% deposit might as well be a million – normal wages can’t keep up. In Kensington, properties are often in the millions, which means you’re looking at deposits of at least £100,000. 

Foreign money and bad policy have turned homes into assets first, shelter second – especially in high‑priced places like London.

As a generational investment, property still wins long term - but the game is now stacked against most people. Yet, with the right knowledge, strategies, and a pragmatic approach, some are still finding a way through and becoming owners. 

Until we fix tax, planning, and incentives, we’re raising a generation of permanent renters.

BEST MOMENTS

“If only it was just about working harder. It's about having the right knowledge and strategies to be able to go from a standing start to building long term wealth that will benefit generations to come.”

"It is difficult, but I saved for 20 years before I actually bought somewhere,  you just got to do it." 

"It literally has taken me to have my own company in order to get that deposit together." 

"We have condemned generations of children not to be property owners or to be slaves to a system." 

VALUABLE RESOURCES

MSOPI – Multiple Streams of Income:

https://www.progressiveproperty.co.uk

https://kevinmcdonnell.co.uk

ABOUT THE HOST

Sean Fitzpatrick is a property investor, educator, and the Face of Progressive Property. With a 6-figure portfolio and expertise in creative strategies, finance, and off-market deals, Sean shares success stories from the Progressive Property community, expert insights, and real-world strategies to help investors succeed. Tune in for practical tips and no-nonsense advice to accelerate your property journey.

ABOUT THE HOST

Kevin McDonnell is a Speaker, Author, Mentor & Professional Property Investor. He is an expert when it comes to creative property investment strategies. His book No Money Down: Property Invest talks about how to control and cash flow other people’s property to create financial freedom. 

CONTACT METHOD

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https://kevinmcdonnell.co.uk

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This Podcast has been brought to you by Disruptive Media. https://disruptivemedia.co.uk/