Have you checked your credit score lately? It's something we should all keep an eye on, especially before applying for a credit card or loan.

If your credit score is 740 or above, you're considered to have a pretty good score, meaning creditors should reward you with a lower interest rate.

So in this episode, we're talking to Brian Larsen. He's with WaFd Bank's Retail Division. He tells us the average credit score in America right now is 716, which is actually an all-time high. But he has some tips and suggestions to get you over that 740 mark.