Wealth Wisdom Financial Podcast

How to Create a Small Business Budget That Actually Works


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Do you keep making budgets that never work in real life? Like many business owners, you might find that old-school budgeting just doesn't fit how you run your business.

In this episode, we share simple ways to make your budget work better for you. You'll learn:

  • How to think of your budget more like a GPS that helps you, not a strict diet that makes you feel bad
  • Ways to make smart money choices without guilt when things change
  • How to plan for big bills that don't come every month
  • A new way to protect your profits using special accounts

Whether you're just starting or looking to refine your existing business budget, this episode will give you practical steps to create a financial system that works with your entrepreneurial spirit, not against it.

🔑 Key Quote: Consider it this way: When you get to December 2025, do you want to be proud of (a) sticking to numbers your January-self set up no matter what happened in the business? Or (b) adapting to fit circumstances as the year changed to be in a better spot than your January self thought possible?

Links mentioned in the show:

  • Join the Wealth Wisdom Financial Community: https://www.wealthwisdomfp.com/community
  • Implement Profit First in 12 Easy Steps: https://www.wealthwisdomfp.com/profit
  • Set up YNAB to be Profit-First friendly (and more): https://www.wealthwisdomfp.com/ynab
  • Unlock the power of Bank On Yourself: https://www.wealthwisdomfp.com/boy
  • Not Your Average Financial Podcast Episode 368: A Better Way to Profit First with Mike Michalowicz: https://nyafinancialpodcast.com/episode-368-a-better-way-to-profit-first-with-mike-michalowicz/

Watch on YouTube here: https://youtu.be/51Fi0XIbxsQ

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Wealth Wisdom Financial PodcastBy Brandon Neely and Amanda Neely, CFP®

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