👉 Whether you're a first home buyer or expanding your portfolio, Atelier Wealth can help. Book a discovery session with a mortgage broker here: https://calendly.com/atelier-wealth-discovery-team

👉 For everything you need to know about getting a loan approved and buying a property, read the Happy Home Loan Handbook by Aaron Christie-David. Get a FREE chapter here: https://atelierwealth.com.au/the-happy-home-loan-handbook/

Meet Rishi Bajaj: From losing his job to building a 9-property portfolio with strategy and grit

What happens when your income disappears overnight? For Rishi Bajaj, it was the wake-up call that sparked a complete financial transformation.

In this episode, Rishi, now a successful buyer’s agent and property investor, shares how losing his job during COVID lit the fire that led him to build a diversified 9-property portfolio. We unpack the most overlooked aspect of investing, cash flow management, and how the right tools (including Rishi’s very own spreadsheet) can make or break your ability to scale.

We explore the three stages of investing, acquisition, stabilisation, and consolidation, and the hard-earned mistakes Rishi made along the way, from buying without due diligence to holding on too long. If you're stuck at 1 or 2 properties and wondering how to move forward, this one’s for you.

Let this episode be your blueprint to scale with confidence and clarity.

Link to the spreadsheet spoke about in this episode - https://docs.google.com/spreadsheets/d/1UANDSoLGN6HSBdK4-A54-b3dpbs4DgVjXkFiqUVTfn8/edit?usp=sharing

Key Moments:

01:29 Questions This Episode Will Answer
05:29 The Missing Piece in Your Property Strategy
11:11 How to Build Holding Capacity & Sleep at Night
16:38 Treating Your Portfolio Like a Business
21:43 Strategic Scaling Without Hitting a Wall
28:38 Why a Clear Strategy Beats Hotspots
31:34 The Moment That Changed Everything
37:37 Rishi’s Full Property Portfolio Breakdown
43:07 Mistakes to Avoid on Your Investing Journey
49:39 From Average Investor to Top 1%: How to Break Through
55:34 Choose Your Hard: Cars vs. Cash Flow
1:01:45 Take Action, Build a Strategy, and Don’t Settle

About Aaron:

Aaron-Christie David founded Atelier Wealth, a Mortgage & Finance Association of Australia (MFAA) approved Mortgage Broker. Aaron’s focus is clear – supporting property investors to make confident decisions to build their property portfolio. He has been recognised in the MPA Top 100 Broker rankings for the last three years.

With over 10 years of financial services experience, with a career spanning Wizard Home Loans and Commonwealth Bank, Aaron's decision to become a broker was to help more Australians fearlessly buy investment properties to achieve intergenerational wealth.

Connect with Aaron:

Visit the website: https://atelierwealth.com.au/

Follow the Australian Investment Property Podcast’s Official Instagram account: https://www.instagram.com/aupropertyinvestmentpodcast/

Follow Aaron on Facebook:
https://www.facebook.com/aaronchristiedavid

Follow Aaron on LinkedIn:
https://www.linkedin.com/in/aaronchristiedavid/

Subscribe to Atelier Wealth’s YouTube Channel:
https://www.youtube.com/@atelierwealth_au