How to Retire on Time

By Kedrec WealthBusiness Education Investing How To

How to Retire on Time episodes

July 22, 2025 Why You May Not Want to Convert All Your Money to Roth
“Hey Mike, I'm 60 years old with 1,200,000.0 in a traditional IRA. Should I convert 120,000 each year so I don't have to worry about RMDs?” Discover the problem with aggressive IRA to Roth conversions and the overall tax-free retirement goal.
Text your questions to 913-363-1234.

Request Your Wealth Analysis by going to www.retireontime.com
11 min
July 21, 2025 How Social Security Taxes Have Changed
“Hey, Mike. I heard that Social Security is now tax free. Is that true?” Discover changes to the tax code and how you can potentially use it to your advantage.

Text your questions to 913-363-1234.

Request Your Wealth Analysis by going to www.retireontime.com
13 min
July 18, 2025 Different Ways to Get Funds into Roth or Other Tax-Free Accounts
“Hey Mike, what’s the best way to get funds into a Roth IRA?”
Text your questions to 913-363-1234.

Request Your Wealth Analysis by going to www.retireontime.com
14 min
July 17, 2025 Benefits and Detriments with “Fixed-Income” (Income from Bonds)
"Hey Mike, I plan on living off of income from my bond portfolio. What's the risk with this income strategy and how do you plan around it?”  Discover when it makes sense to use bonds as an income source, and why you may want to blend this income strategy with another growth-focused strategy.
Text your questions to 913-363-1234.

Request Your Wealth Analysis by going to www.retireontime.com
8 min
July 16, 2025 Why the Market, Politics, and Other Concerns Should Not Delay Your Retirement
“Hey Mike, with all that is going on, is now still a good time to retire?” Discover how to build your plan so you can retire when it makes sense for you, regardless of what is going on elsewhere.
Text your questions to 913-363-1234.

Request Your Wealth Analysis by going to www.retireontime.com
9 min
July 15, 2025 The Problem with Filing for Social Security Early with the Intention of Investing Your Benefits
“Hey Mike, when does it make sense to file for Social Security early so you can take the benefits and reinvest them?” Discover when it may make more sense to delay your benefits.
Text your questions to 913-363-1234.

Request Your Wealth Analysis by going to www.retireontime.com
12 min
July 14, 2025 Why More Risk Doesn’t Necessarily Mean More Reward
“Hey Mike, I am comfortable taking risks, even in retirement. For people like me, what type of portfolio would you recommend.” Discover why taking more risks may actually hurt you in the long-term and in the short-term when you retire.
Text your questions to 913-363-1234.

Request Your Wealth Analysis by going to www.retireontime.com
16 min
July 11, 2025 Renting or Buying: Which is Better in Retirement?
“Hey Mike, is it better to rent or buy a home in retirement?”Discover the benefits and detriments of renting, buying, and buying with low maintenance.

Text your questions to 913-363-1234.
Request Your Wealth Analysis by going to www.retireontime.com
6 min
July 10, 2025 How Your Social Security Taxes are Calculated
“Hey Mike, is it true that Roth Income affects your social security taxes bracket?”Discover how your Social Security benefits are calculated and if your Roth IRA income affects those calculations.
Text your questions to 913-363-1234.
Request Your Wealth Analysis by going to www.retireontime.com
10 min
July 09, 2025 Income Strategies for the First Five Years of Your Retirement
“Hey Mike, I want guaranteed income for the first few years of retirement, not for life. Is a bond ladder the best strategy?”Discover different ways you would set up your retirement income strategy for the first five years of your retirement without depending on lifetime income streams from annuities.
Text your questions to 913-363-1234.
Request Your Wealth Analysis by going to www.retireontime.com
12 min

About How to Retire on Time

From the publisher's feed

Welcome to How to Retire on Time, a show that answers your retirement questions. Say goodbye to the oversimplified advice you've heard hundreds of times. This show is about getting into the…