How to Retire on Time

By Kedrec WealthBusiness Education Investing How To

How to Retire on Time episodes

August 28, 2024 How to Prepare for Required Minimum Distributions When You Don’t Need the Distributions
“Hey Mike, I’m 67 years old and am concerned about required minimum distributions. I don’t want to be forced into paying too much in taxes. Most of my assets are in my Traditional IRA, but I don’t need them; I live off my pension and Social Security. What should I do?”
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16 min
August 27, 2024 The Landlord's Exit Strategy
“Hey Mike, you’ve spoken about DSTs, but only at a high level. Can you give a more detailed answer, sharing exactly what they are, how they work, and the process it takes to sell a property, defer the taxes, and move the funds into a DST?” For anyone who has rental income property and wants to be free of the burden of tenants, toilets, and trash but wants to examine the ways to do it tax efficiently.
Text your questions to 913-363-1234.
Request Your Wealth Analysis today by going to www.yourwealthanalysis.com
16 min
August 26, 2024 Potential Pitfalls For Those Who Want to Retire Before 59 ½ Years Old
“Hey Mike, I am 45 years old and recently decided that I’m done with work and want to retire at 50. Most of my assets are in my 401k, though. What can I do?” Listen to understand the pros and cons of retiring at an earlier age and what it might take to accomplish you goals.
Text your questions to 913-363-1234.
Request Your Wealth Analysis today by going to www.yourwealthanalysis.com
12 min
August 25, 2024 Why I Believe Variable Annuities Rarely Make Sense
"This is a touchy one." In today's episode, Mike describes why he almost never recommends variable annuities but is willing to articulate when one could make sense. Variable annuities are one of the more complicated insurance products out there, so listen for more clarity on what annuities are, when they make sense, and which type could be right for you. For the record, Mike is licensed to sell variable annuities but has never actually sold one because he has never experienced a situation where it made sense. This episode is intended to address the question presented.
Text your questions to 913-363-1234
Request Your Wealth Analysis today by going to www.yourwealthanalysis.com
12 min
August 24, 2024 How to Prepare For Retirement and a Recession
In today's episode, Mike shares what it means to "create a retirement plan designed to last longer than you." This is not done through buying an annuity and turning on a guaranteed-for-life income. Discover various ways to structure your portfolio as you prepare for, enter, or maintain your retirement. The key phrase is "Plan Efficient Growth Portfolios."
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Request Your Wealth Analysis today by going to www.yourwealthanalysis.com
18 min
August 23, 2024 Why Term Life Insurance May Not Make Sense In Retirement
In today's episode, Mike discusses term life insurance, when it makes sense for the beginning of your retirement, and when it does not make sense for any part of your retirement. Explore other alternatives to term life insurance. Remember, life insurance is NOT an investment and should not be treated as such.
Text your questions to 913-363-1234
Request Your Wealth Analysis today by going to www.yourwealthanalysis.com
15 min
August 22, 2024 How Interest Rates Could Affect Those Near Retirement
In today's episode, Mike discusses the various ways in which interest rates going down could affect the market. He also breaks down how interest rates affect younger and older investors differently. Discover how to take advantage of higher interest rates as you create a retirement plan that's designed to last longer than you™.
Text your questions to 913-363-1234
Request Your Wealth Analysis today by going to www.yourwealthanalysis.com
11 min
August 21, 2024 Why Value Funds May Not Offer As Much Value As You Think
"Money goes where money can grow" In today's episode, Mike talks value funds. What are they? Do they still provide a lot of value? Listen to Mike identify what made value funds great decades ago, and how their offer in today's market has evolved since then.
Text your questions to 913-363-1234.
Request Your Wealth Analysis by going to www.yourwealthanalysis.com.
9 min
August 20, 2024 When Does it Make Sense to Manage Your Investments on Your Own?
"If you don't know the right questions to ask, you'll never ask them." In today's episode, Mike discusses the Dunning-Kruger effect, false confidence, and potentially missing out on opportunities because someone lacked sufficient experience. Discover when it may make sense to DIY your retirement and when you may consider asking for help.
Text your questions to 913-363-1234.
Request Your Wealth Analysis by going to www.yourwealthanalysis.com.
13 min
August 19, 2024 How to Plan Tax-Efficient Distributions From an Inherited IRA
In today's episode, Mike discusses strategies you can employ if you have an inherited or beneficiary IRA. Discover various strategies, some of which you probably didn't know existed, that may be able to help you minimize your overall tax burden while still focusing on your overall growth.
Text your questions to 913-363-1234.
Request Your Wealth Analysis by going to www.yourwealthanalysis.com.
18 min

About How to Retire on Time

From the publisher's feed

Welcome to How to Retire on Time, a show that answers your retirement questions. Say goodbye to the oversimplified advice you've heard hundreds of times. This show is about getting into the…