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Life, health, and disability insurance protect you, your body, your wellness, and your livelihood.  This range of coverage includes some of the most essential protections. Too often, people ask the wrong questions.  This leads them to draw the wrong conclusions about life, health, and disability insurance.   As a result, many remain drastically underinsured or forgo the protection altogether.  Without maximum life, health, and disability insurance, you leave the things that matter most, exposed to the highest risk.Asking how to save money on your life, health, and disability insurance is the wrong place to start. First, you want to best protect what's most important to you.  You get the maximum security and protection by securing the best possible, longest lasting, highest quality coverage.  After you find the best coverage, then you can use smart shopping strategies to lower your costs.

Here’s straight talk about how to get the best insurance and make every dollar you spend in premium count.

The Whole Series on Insurance

In the last five articles, we’ve outlined an insurance philosophy and buying guide to put you in control.

* Why You Want Insurance Part 1 examined what insurance does. It transfers risk.* Why You Want Insurance Part 2 discussed why it matters. It protects your greatest asset.* Why You Want Insurance Part 3 covered the cost and answered why you should pay for insurance. It costs more to self-insure.* How to Shop for Insurance Part 1 outlined the seven tips to save the most money when shopping for insurance in general.* How to Shop for Insurance Part 2 gave guidance on buying home, auto, and business insurance.

In This Article

Today, we’re capping off the series by focusing on life, disability, and health insurance.

We’ll show you how to secure the best life, health, and disability insurance coverage and be efficient with your premium costs.  We’ll answer:

* How do I best protect what matters most? * How do I get the highest quality life, health, and disability insurance? * Then, how do I save the most and spend the least on my life, health, and disability insurance?

We’ll first walk you through understanding your coverages so you can feel protected and secure.  Then we’ll give you the exact tips to get the most and best value life, health, and disability insurance for the least premium.

You’ll gain confidence and peace of mind without giving up any more of your dollars than necessary.

More importantly, no matter what happens in your life, your future self will be secure, protected, and grateful.