Hilton credit cards come loaded with perks that CAN BE worth more than the card's annual fee IF you use them well. On today's show, we discuss how we use these credits.

(01:06) - Hilton points for the win that all starts with the Venture X credit card promo to enter into the special access raffle to buy Taylor Swift tickets.

(06:24) - This person was trying to use up a $200 Hilton resort credit for themself and their player 2 account, booking on December 31st for a date beyond the expiration.

(09:39) - Hilton has a bad habit of taking a substantial deposit (in this case, several hundred dollars) at many of its resorts at the time of booking. But is booking with points and cash (sliding the cash slider as far as possible) a way around this?.

(15:15) - Learn more about the Hilton Aspire card here.

(17:15) - Diamond status

(18:42) - Annual Free Night Reward every year

(20:19) - $400 Hilton Resort Credit per calendar year ($200 semi-annually)

(22:11) - $200 Flight Credit ($50 per quarter for purchases directly with airlines or via Amex Travel)

(24:05) - $199 CLEAR (R) Plus fee credit per calendar year

(24:35) - $100 on-property credit with Aspire Card package

(25:24) - Learn about the Hilton Surpass card here.

(26:12) - Free night award after $15K spend in calendar year

(27:55) - Free Gold status. Diamond elite status with $40K calendar year spend

(28:40) - $200 in Hilton credits ($50 per quarter)

(30:28) - Learn about the Hilton Business card here.

(32:16) - Free Gold status. Diamond elite status with $40K calendar year spend

(32:31) - $240 in annual credits for Hilton purchases (Up to $60 per quarter)

(33:27) - Complimentary National Car Rental(R) Emerald Club Executive(R) status

(34:07) - You gave advice that if using "2-player mode", both applicants should open their Hilton Aspire cards on the same day. If you didn't do that and your annual free nights don't post together, is there a way to fix this?