On this episode of 'Inside Family Medicine', you'll hear from Jered Hunt, president of AAFP Insurance Services, and Eric Muehlbach, disability insurance manager, about why disability insurance is a critical part of a family physician's financial plan. They emphasize protecting a physician's greatest asset, future earning potential, by securing coverage early to lock in insurability due to intensive medical underwriting. The discussion covers how to start by reviewing existing employer benefits, common limitations such as own-occupation caps, monthly benefit caps, offsets, taxation of employer-paid benefits, and poor portability, and how personally owned policies can supplement coverage and travel throughout a career.

Topics by Timestamp

00:32 Meet the Guests

01:09 Why Disability Matters

02:40 How to Get Covered

03:11 Evaluating Employer Plans

05:19 Choosing Coverage Amounts

06:47 Picking the Right Advisor

08:28 Claims and New Benefits

10:25 Career Stage Advice

11:52 Wrap Up and Resources

Additional Resources

Home - AAFP Insurance Program

Individual Disability Income - AAFP Insurance Program

Complimentary Insurance Review - AAFP Insurance Program

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