Kerry Lutz and Paul Oster discussed the impact of inflation on consumers, highlighting the surge in prices for everyday necessities and the challenges it poses for aspiring homeowners and retailers. They also raised concerns about the growing credit card debt, particularly among the younger population, and provided comprehensive advice on managing credit card debt, emphasizing the need to create a plan and prioritize payments. The conversation shed light on the multifaceted nature of credit scores and the significant financial implications they carry, stressing the importance of closely monitoring factors like utilization ratio, credit history, types of credit, and new credit, and offering practical advice for maintaining a healthy credit score. Find Paul here: betterqualified.com  Find Kerry here: FSN   and here: inflation.cafe