In this week's podcast, I cover a topic that I did a couple of years ago.  FET is still an issue that I believe awareness is still not as wide as it should be.

Potential Federal Estate Tax (FET) on US-based assets is critical for for us all to be aware of, and is often unknown. If you have more than $60k worth of assets domiciled in the USA, could this be a lurking menace in your wealth??

There are a huge number of people here in Ireland, c20,000 in the top 5 US companies alone, who are receiving US stock options and who therefore own US assets.

I hope this helps.

This week's podcast was a difficult one to do, and I'm still not sure if it's appropriate or not for this space, but my intent is to look for the positives, and to be reminded of a few key principles, financial and non-financial. I hope it helps, both you and I!

For those looking to pass on wealth while trying to simultaneously reduce tax on the proceeds, Section 73 investment plans offer a potential solution. These plans are specifically designed and sold to try manage Capital Acquisitions Tax (CAT) liabilities on gifts, and to provide a potentially tax-efficient way to transfer assets to loved-ones. But do they work? Lets explore!

• What are they
• How do they work
• What do they 'cost'
• What the commissions are like
• Specific scenario testing

I hope it helps.

Paddy Delaney QFA RPA

• PAYE taxes as an employee and what you should consider

• Landlord tax planning

• How to find a good accountant, what to look for

• Business owners, limited companies, sole traders

• Pension contributions vs not

• Taxes - Personal tax credits, tax bands, capital gains tax, and exit tax

Harry Potter

• Chet's journey to financial planning

• His current role

• Why he got involved with helping veterans with financial planning

• His PhD work

This week's podcast is the 300th Informed Decisions Personal Finance Podcast, so it is a little bit different than the usual!

Key topics are:

• Inflation vs Investments over the past few years, what has or has not retained your purchasing power
• Informed Decisions Financial Planning may be hiring!
• I interview my kids, my most challenging interview to date!

Hope you enjoy!

In this week's podcast I take a look at Section 72 policies. What are they and what's good and bad about them? What would the outcome look like if you saved the premium instead?

Section 72 policies are often discussed as a tool to manage inheritance tax liabilities and to maximise the legacy they leave to loved-one.

I hope it helps.

In this week's podcast I tackle a topic that's been heavily addressed already, inflation - but in the context of what it means for your pension assets. You may have noticed the Consumer Price Index (CPI) suggesting that inflation rates are easing off from recent highs. However, if we cast our minds back to the mid-1960s to the early 1980s, history shows us that inflation tends to come in waves. It's not gone away - particularly for us long term investors!

I hope it helps

In this week's podcast I take a look at Bonds

If you've got a slice of your pension or investment pie in bonds—be it individual or a fund, government or corporate—you're in good company. Many savvy investors do, and have always done. It's always been seen as a smart move, a bit of "financial wisdom" passed down through generations! But lately, thanks in no small part that Bonds haven't been doing great, some are second-guessing this wisdom. 

I hope it helps.

In this week's podcast, I take another look at Lifestyle and Default Investment strategies for pension funds in Ireland. Something I've discussed before.

For the past 7 years, I have been making the case for avoiding Lifestyling for most investors (those that can handle volatility). And it's been a lonely place! While I had nothing but positive feedback from investors regarding these pieces - there was been little if any coverage of it from anyone else. Was I mad, or missing something? It appears not.

I hope it helps.