Get Your Insurance Fix on "The Insurance Couch" Podcast!

Join Oliver Lang, former CEO of InsurTech Unicorn Wefox/One Insurance, Supervisory board member and Advisor and Nikolaus Sühr, Co-Founder and CEO of InsurTech Enabler KASKO as they bring you unique insights from their experiences in the insurance world. 

This episode is all about MGAs and their practices 🎙️

These are some key points about what to expect to learn from the conversation in this podcast session:

1) distribution

2) product, underwriting, pricing

3) claims

Listen in to "The Insurance Couch" to stay tuned for the newest chatter about the industry! 

#insurance #insuranceindustry #versicherungsbranche #versicherung #versicherer #MGA #Assekuranz

Get Your Insurance Fix on "The Insurance Couch" Podcast!

Join Oliver Lang, former CEO of InsurTech Unicorn Wefox/One Insurance, Supervisory board member and Advisor and Nikolaus Sühr, Co-Founder and CEO of InsurTech Enabler KASKO as they bring you unique insights from their experiences in the insurance world. 

This episode is all about claims and handling them🎙️

These are some key points about what to expect to learn from the conversation in this podcast session:

Listen in to "The Insurance Couch" to stay tuned for the newest chatter about the industry! 

#insurance #insuranceindustry #versicherungsbranche #versicherung #versicherer #claims #schadenabwicklung

Get Your Insurance Fix on "The Insurance Couch" Podcast!

Join Oliver Lang, former CEO of InsurTech Unicorn Wefox/One Insurance, Supervisory board member and Advisor and Nikolaus Sühr, Co-Founder and CEO of InsurTech Enabler KASKO as they bring you unique insights from their experiences in the insurance world. 

This episode is about inflation and its implications on the insurance industry 🎙️

These are some key points about what to expect to learn from the conversation in this podcast session:

📌 Inflation is the time of larger shifts in market share

📌 P&C insurers are hit hard as claims payments are linked to inflated cost

📌 There are only two ways to react for P&C insurers: reduce coverage or increase prices

📌 You need a plan and very good communication to get through inflation

📌 Switch products in times of inflation requires even more homework but can lead to even larger market share wins

Listen to "The Insurance Couch" to stay tuned for the newest chatter about the industry! 

#insurance #insuranceindustry #business #versicherungsbranche #versicherung #versicherer #inflation #economy

Get Your Insurance Fix on "The Insurance Couch" Podcast!

Join Oliver Lang, former CEO of InsurTech Unicorn Wefox/One Insurance, Supervisory board member and Advisor and Nikolaus Sühr, Co-Founder and CEO of InsurTech Enabler KASKO as they bring you unique insights from their experiences in the insurance world. 

This episode is about aggregators in the insurance industry 🎙️

These are some key points about what to expect to learn from the conversation in this podcast session:

📌 Some call aggregators the last true innovation in insurance

📌 Check24 is the 500 -pound-gorilla in the root

📌 There is a flywheel effect for aggregators

📌 Yet, the current aggregator model seems to have reached a plateau

📌 Aggregators are the fastest and surest way to get volume

Listen to "The Insurance Couch" to stay tuned for the newest chatter about the industry! 

#insurance #insuranceindustry #business #versicherungsbranche #versicherung #versicherer #aggregators #pricecomparison

Get Your Insurance Fix on "The Insurance Couch" Podcast!

Join Oliver Lang, former CEO of InsurTech Unicorn Wefox/One Insurance, Supervisory board member and Advisor and Nikolaus Sühr, Co-Founder and CEO of InsurTech Enabler KASKO as they bring you unique insights from their experiences in the insurance world. 

This episode is about shareholder value 🎙️

These are some key points about what to expect to learn from the conversation in this podcast session:

📌 Markets clearly favour investments in insurance brokers over insurance carriers.

📌 Owning the customer is important to investors – and insurers typically don’t.

📌 Strengthen your proprietary distribution channels!

📌 Spinning off the agent network from a carrier can triple the value.

📌 There’s no benefit in size or international presence for insurance carriers.

Listen in to "The Insurance Couch" to stay tuned for the newest chatter about the industry! 

#insurance #insuranceindustry #business #versicherungsbranche #versicherung #versicherer #shareholder #shareholdervalue

Get Your Insurance Fix on "The Insurance Couch" Podcast!

Join Oliver Lang, former CEO of InsurTech Unicorn Wefox/One Insurance, Supervisory board member and Advisor and Nikolaus Sühr, Co-Founder and CEO of InsurTech Enabler KASKO as they bring you unique insights from their experiences in the insurance world. 

This episode is about customer acquisition cost in the insurance industry 🎙️

These are some key points about what to expect to learn from the conversation in this podcast session:

📌 Lemonade’s synthetic agent is simple financing of customer acquisition cost

📌 The determining factor for CAC financing is the churn ratio

📌 CAC financing wasn’t a thing in P&C insurance until some of them started selling their products online

📌 CAC financing has a one-off effect unless you grow very strongly

📌 Before signing a CAC financing deal, make sure you understand the dynamics of it

Listen in to "The Insurance Couch" to stay tuned for the newest chatter about the industry! 

#insurance #insuranceindustry #versicherungsbranche #versicherung #CAC #customeracquisitioncost #Financing #growth #strategy

Get Your Insurance Fix on "The Insurance Couch" Podcast!

Join Oliver Lang, former CEO of InsurTech Unicorn Wefox/One Insurance, Supervisory board member and Advisor and Nikolaus Sühr, Co-Founder and CEO of InsurTech Enabler KASKO as they bring you unique insights from their experiences in the insurance world. 

This episode is about the One Policy 🎙️

These are some key points about what to expect to learn from the conversation in this podcast session:

📌 The ONE policy covers any unplanned reduction in income and any unplanned additional expense

📌 It has a deductible of 1 to 3 monthly salaries. It’s an all-risk excess of loss policy

📌 The ONE policy can be priced at 3 to 5% of gross income

📌 It’s a great employee benefit solution for good employers

📌 Good first customer segments are expats, job starters or rich people

📌 Sales, pricing, and regulatory implementation are the main challenges

Listen in to "The Insurance Couch" to stay tuned for the newest chatter about the industry! 

#insurance #insuranceindustry #business #versicherungsbranche #versicherung #versicherer #innovation #distribution

Get Your Insurance Fix on "The Insurance Couch" Podcast!

Join Oliver Lang, former CEO of InsurTech Unicorn Wefox/One Insurance, Supervisory board member and Advisor and Nikolaus Sühr, Co-Founder and CEO of InsurTech Enabler KASKO as they bring you unique insights from their experiences in the insurance world. 

This episode is all about corporate startups 🎙️

These are some key points about what to expect to learn from the conversation in this podcast session:

📌 With every new legal entity you create organizational debt

📌 In some organizations, new legal entities are necessary to get rid of the corporate red tape

📌 Founding a corporate startup doesn’t get rid of the hard stuff like finding customers

📌 If you want cultural change to permeate into the mothership you should keep the corporate startup close

📌 It’s a good idea to form the muscle of building insurance products outside in

Listen in to "The Insurance Couch" to stay tuned for the newest chatter about the industry! 

#insurance #insuranceindustry #business #versicherungsbranche #versicherung #versicherer #corporate #startup

Get Your Insurance Fix on "The Insurance Couch" Podcast!

Join Oliver Lang, former CEO of InsurTech Unicorn Wefox/One Insurance, Supervisory board member and Advisor and Nikolaus Sühr, Co-Founder and CEO of InsurTech Enabler KASKO as they bring you unique insights from their experiences in the insurance world. 

This episode is all about Innovation in the insurance industry 🎙️

These are some key points about what to expect to learn from the conversation in this podcast session:

📌 Innovation is novelty x application.

📌 Our industry doesn’t favour first movers.

📌 Innovation best comes from within the organization (but requires the right talent, resources and incentives to work)

📌 Never underestimate the role of culture

📌 Focus on innovations’ absolute vs relative contribution is a mistake.

📌 Don’t build what you can’t sell (or find users for)

Listen in to "The Insurance Couch" to stay tuned for the newest chatter about the industry! 

#insurance #insuranceindustry #business #versicherungsbranche #versicherung #versicherer #innovation

Get Your Insurance Fix on "The Insurance Couch" Podcast!

Join Oliver Lang, former CEO of InsurTech Unicorn Wefox/One Insurance, Supervisory board member and Advisor and Nikolaus Sühr, Co-Founder and CEO of InsurTech Enabler KASKO as they bring you unique insights from their experiences in the insurance world.

This episode is all about ESG in the insurance industry 🎙️

These are some key points about what to expect to learn from the conversation in this podcast session:

📌 Lemonade does “social washing”

📌 Taking two years to regulate a claim isn’t social

📌 Greenwashing can be ok as long as it gets you started to have a real impact

📌 We should actively help our customers to transition to lower emissions

📌 Can we reposition telematics to drive more ecologically?

📌 De-carbonization will be one of the biggest growth opportunities of the next 50 years – make sure you understand it

Listen in to "The Insurance Couch" to stay tuned for the newest chatter about the industry! 

#insurance #insuranceindustry #business #versicherungsbranche #versicherung #versicherer #ESG #sustainability #innovation #green