Linda Garcia, Texas House Representative, author of Wealth Warrior: 8 Steps for Communities of Color to Conquer the Stock Market, and founder of In Luz We Trust, is dedicated to empowering BIPOC and Latinx communities through financial literacy. Her podcast, Investies, tackles real-money topics, demystifies investing, and explores crucial areas like the stock market, money management, and the impact of interest rates on personal finances. Linda’s work advocates for financial independence, championing equity and representation for all, especially immigrants and marginalized communities. As a financial feminist, she encourages listeners—regardless of political affiliation, be it Republican or Democrat—to take control of their financial futures. Through her podcast and advocacy, Linda tackles the intersection of financial education, the economy, and geopolitics, helping diverse communities build wealth and secure their place in today’s financial landscape.

We're featuring an episode from our archives. Linda discusses time--our greatest asset. She asks: How are you going to spend in it? How are you going to invest your time?

There are so many ways to make the stock market work for you as you gain more experience as an investor. If you have questions about different kinds of investing, please reach out! You can find us on Patreon, and submit questions without getting a membership (but we appreciate it if you do decide to invest in our show!). We love speaking with our listeners. Happy investing and happy trading!

Produced by Cosmic Standard & In Luz We Trust
https://www.inluzwetrust.com/wealthwarriorbook

Listen early and ad-free for $3/mo on Patreon

⁠https://www.patreon.com/Investies⁠

Learn more about your ad choices. Visit podcastchoices.com/adchoices

Linda Garcia, Texas House Representative, author of Wealth Warrior: 8 Steps for Communities of Color to Conquer the Stock Market, and founder of In Luz We Trust, is dedicated to empowering BIPOC and Latinx communities through financial literacy. Her podcast, Investies, tackles real-money topics, demystifies investing, and explores crucial areas like the stock market, money management, and the impact of interest rates on personal finances. Linda’s work advocates for financial independence, championing equity and representation for all, especially immigrants and marginalized communities. As a financial feminist, she encourages listeners—regardless of political affiliation, be it Republican or Democrat—to take control of their financial futures. Through her podcast and advocacy, Linda tackles the intersection of financial education, the economy, and geopolitics, helping diverse communities build wealth and secure their place in today’s financial landscape.

We're featuring an episode from our archives. Linda discusses custodial accounts, and how transformative they can be. She speaks to the necessity of financial education for communities of color.

There are so many ways to make the stock market work for you as you gain more experience as an investor. If you have questions about different kinds of investing, please reach out! You can find us on Patreon, and submit questions without getting a membership (but we appreciate it if you do decide to invest in our show!). We love speaking with our listeners. Happy investing and happy trading!

Produced by Cosmic Standard & In Luz We Trust
https://www.inluzwetrust.com/wealthwarriorbook

Listen early and ad-free for $3/mo on Patreon
https://www.patreon.com/Investies

Learn more about your ad choices. Visit podcastchoices.com/adchoices

Linda Garcia, Texas House Representative, author of Wealth Warrior: 8 Steps for Communities of Color to Conquer the Stock Market, and founder of In Luz We Trust, is dedicated to empowering BIPOC and Latinx communities through financial literacy. Her podcast, Investies, tackles real-money topics, demystifies investing, and explores crucial areas like the stock market, money management, and the impact of interest rates on personal finances. Linda’s work advocates for financial independence, championing equity and representation for all, especially immigrants and marginalized communities. As a financial feminist, she encourages listeners—regardless of political affiliation, be it Republican or Democrat—to take control of their financial futures. Through her podcast and advocacy, Linda tackles the intersection of financial education, the economy, and geopolitics, helping diverse communities build wealth and secure their place in today’s financial landscape.

On this week's episode, Linda celebrates a belated Mother's Day with her son, Beni. While Linda is serving in the Texas State House, she is away from home regularly. Today, she's interviewing Beni and they're catching up about school, Texas State politics, visiting the state capital, and being apart from one another.

There are so many ways to make the stock market work for you as you gain more experience as an investor. If you have questions about different kinds of investing, please reach out! You can find us on Patreon, and submit questions without getting a membership (but we appreciate it if you do decide to invest in our show!). We love speaking with our listeners. Happy investing and happy trading!

Produced by Cosmic Standard & In Luz We Trust

https://www.inluzwetrust.com/wealthwarriorbook

Listen early and ad-free for $3/mo on Patreon
https://www.patreon.com/Investies

Learn more about your ad choices. Visit podcastchoices.com/adchoices

Linda Garcia, Texas House Representative, author of Wealth Warrior: 8 Steps for Communities of Color to Conquer the Stock Market, and founder of In Luz We Trust, is dedicated to empowering BIPOC and Latinx communities through financial literacy. Her podcast, Investies, tackles real-money topics, demystifies investing, and explores crucial areas like the stock market, money management, and the impact of interest rates on personal finances. Linda’s work advocates for financial independence, championing equity and representation for all, especially immigrants and marginalized communities. As a financial feminist, she encourages listeners—regardless of political affiliation, be it Republican or Democrat—to take control of their financial futures. Through her podcast and advocacy, Linda tackles the intersection of financial education, the economy, and geopolitics, helping diverse communities build wealth and secure their place in today’s financial landscape.
On this week's episode, Linda is interviewing Yanely Espinal, a money expert, a financial educator, a podcaster, and a political advocate for financial literacy and education. You might also know her as Miss Be Helpful on Instagram. Yanely and Linda are currently co-sponsoring a financial literacy education bill on the Texas House floor, along with Representative Ken King. Linda and Yanely also discuss the political process, from advocacy and lobbying, to organizing, plus their overlapping work in the finance space.
There are so many ways to make the stock market work for you as you gain more experience as an investor. If you have questions about different kinds of investing, please reach out! You can find us on Patreon, and submit questions without getting a membership (but we appreciate it if you do decide to invest in our show!). We love speaking with our listeners. Happy investing and happy trading!
Produced by Cosmic Standard & In Luz We Trust

Listen early and ad-free for $3/mo on Patreon
https://www.patreon.com/Investies

https://www.mindyourmoneybook.com/
https://www.ngpf.org/
https://www.marketplace.org/shows/financially-inclined

https://www.inluzwetrust.com/wealthwarriorbook

Learn more about your ad choices. Visit podcastchoices.com/adchoices

Linda Garcia, Texas House Representative, author of Wealth Warrior: 8 Steps for Communities of Color to Conquer the Stock Market, and founder of In Luz We Trust, is dedicated to empowering BIPOC and Latinx communities through financial literacy. Her podcast, Investies, tackles real-money topics, demystifies investing, and explores crucial areas like the stock market, money management, and the impact of interest rates on personal finances. Linda’s work advocates for financial independence, championing equity and representation for all, especially immigrants and marginalized communities. As a financial feminist, she encourages listeners—regardless of political affiliation, be it Republican or Democrat—to take control of their financial futures. Through her podcast and advocacy, Linda tackles the intersection of financial education, the economy, and geopolitics, helping diverse communities build wealth and secure their place in today’s financial landscape.

This week, we’re running an episode from our archive: Lessons from Ray Dalio. Ray has been in the news lately talking about economic volatility following Donald Trump’s election, tariff implementation, and trade war. Last year, we put out an episode about Ray’s lessons on inflation and recession–we think it will resonate with you now, especially. So, in this episode, Linda discusses the teachings of famed billionaire investor and Bridgewater Associates, Ray Dalio. She also examines the trend of the ultra wealthy expanding their citizenship portfolios.

There are so many ways to make the stock market work for you as you gain more experience as an investor. If you have questions about different kinds of investing, please reach out! You can find us on Patreon, and submit questions without getting a membership (but we appreciate it if you do decide to invest in our show!). We love speaking with our listeners. Happy investing and happy trading!

Listen early and ad-free for $3/mo on Patreon

https://www.patreon.com/Investies

https://www.inluzwetrust.com/wealthwarriorbook

Produced by Cosmic Standard & In Luz We Trust

Learn more about your ad choices. Visit podcastchoices.com/adchoices

Linda Garcia, Texas House Representative, author of Wealth Warrior: 8 Steps for Communities of Color to Conquer the Stock Market, and founder of In Luz We Trust, is dedicated to empowering BIPOC and Latinx communities through financial literacy. Her podcast, Investies, tackles real-money topics, demystifies investing, and explores crucial areas like the stock market, money management, and the impact of interest rates on personal finances. Linda’s work advocates for financial independence, championing equity and representation for all, especially immigrants and marginalized communities. As a financial feminist, she encourages listeners—regardless of political affiliation, be it Republican or Democrat—to take control of their financial futures. Through her podcast and advocacy, Linda tackles the intersection of financial education, the economy, and geopolitics, helping diverse communities build wealth and secure their place in today’s financial landscape.

Linda is a democrat member of the Texas State House of Representatives. This week, she’s giving us an update from her political office, in a segment we’re calling “Talk me off the lege.” Linda updates us about a financial literacy bill that she’s championing in the State House in partnership with Yanely Espinal, a financial educator and content producer. Linda also gives us a stock market update. In the last week, we saw a quick stock market recovery. This is likely precipitated by earnings calls. Just remember: with so much stock market volatility, don’t make any sudden changes to your portfolio.

There are so many ways to make the stock market work for you as you gain more experience as an investor. If you have questions about different kinds of investing, please reach out! You can find us on Patreon, and submit questions without getting a membership (but we appreciate it if you do decide to invest in our show!). We love speaking with our listeners. Happy investing and happy trading!

Listen early and ad-free for $3/mo on Patreon

https://www.patreon.com/Investies

https://www.inluzwetrust.com/wealthwarriorbook

Produced by Cosmic Standard & In Luz We Trust

Learn more about your ad choices. Visit podcastchoices.com/adchoices

Linda Garcia, Texas House Representative, author of Wealth Warrior: 8 Steps for Communities of Color to Conquer the Stock Market, and founder of In Luz We Trust, is dedicated to empowering BIPOC and Latinx communities through financial literacy. Her podcast, Investies, tackles real-money topics, demystifies investing, and explores crucial areas like the stock market, money management, and the impact of interest rates on personal finances. Linda’s work advocates for financial independence, championing equity and representation for all, especially immigrants and marginalized communities. As a financial feminist, she encourages listeners—regardless of political affiliation, be it Republican or Democrat—to take control of their financial futures. Through her podcast and advocacy, Linda tackles the intersection of financial education, the economy, and geopolitics, helping diverse communities build wealth and secure their place in today’s financial landscape.

Linda is a democrat member of the Texas State House of Representatives. This week, she’s giving us an update from her political office, in a new segment we’re calling “Talk me off the lege”. Last week, Linda and the rest of the reps voted on a key piece of legislation: vouchers for private education. Families are being given vouchers that potentially drive funding away from public schools in Texas. Texas and fellow Texas House democrats voted against the legislation to protect families and support public education; republicans by and large voted for the legislation–and won. In this episode, Linda unpacks what happened in this legislative session, and the impact the passage of this legislation will have on Texas residents.

There are so many ways to make the stock market work for you as you gain more experience as an investor. If you have questions about different kinds of investing, please reach out! You can find us on Patreon, and submit questions without getting a membership (but we appreciate it if you do decide to invest in our show!). We love speaking with our listeners. Happy investing and happy trading!

Listen early and ad-free for $3/mo on Patreon

https://www.patreon.com/Investies

https://www.inluzwetrust.com/wealthwarriorbook

Produced by Cosmic Standard & In Luz We Trust

Learn more about your ad choices. Visit podcastchoices.com/adchoices

Linda Garcia, Texas House Representative, author of Wealth Warrior: 8 Steps for Communities of Color to Conquer the Stock Market, and founder of In Luz We Trust, is dedicated to empowering BIPOC and Latinx communities through financial literacy. Her podcast, Investies, tackles real-money topics, demystifies investing, and explores crucial areas like the stock market, money management, and the impact of interest rates on personal finances. Linda’s work advocates for financial independence, championing equity and representation for all, especially immigrants and marginalized communities. As a financial feminist, she encourages listeners—regardless of political affiliation, be it Republican or Democrat—to take control of their financial futures. Through her podcast and advocacy, Linda tackles the intersection of financial education, the economy, and geopolitics, helping diverse communities build wealth and secure their place in today’s financial landscape.

Last week, it looked like the stock market was going to crash: it actually did crash, but it recovered by the end of that trading day. Linda explains what intraday trading is. We are witnessing Trump manipulate the stock market right now, using his Truth Social and X feeds to signal stock market drops and recoveries. This is, needless to say, unprecedented. Trump is reversing on tariffs, delaying them, and making exceptions for certain goods, which is adding to stock market volatility and chaos. Currently, Linda is not making new investments. She is waiting to buy when the market is less volatile. For now, stay strong, Investies! Don’t let your emotions get the better of you as you watch the market rise and drop and rebound again. We’ll ride this out together!

There are so many ways to make the stock market work for you as you gain more experience as an investor. If you have questions about different kinds of investing, please reach out! You can find us on Patreon, and submit questions without getting a membership (but we appreciate it if you do decide to invest in our show!). We love speaking with our listeners. Happy investing and happy trading!

Listen early and ad-free for $3/mo on Patreon

https://www.patreon.com/Investies

https://www.inluzwetrust.com/wealthwarriorbook

Produced by Cosmic Standard & In Luz We Trust

Episode on market manipulation

Learn more about your ad choices. Visit podcastchoices.com/adchoices

Linda Garcia, Texas House Representative, author of Wealth Warrior: 8 Steps for Communities of Color to Conquer the Stock Market, and founder of In Luz We Trust, is dedicated to empowering BIPOC and Latinx communities through financial literacy. Her podcast, Investies, tackles real-money topics, demystifies investing, and explores crucial areas like the stock market, money management, and the impact of interest rates on personal finances. Linda’s work advocates for financial independence, championing equity and representation for all, especially immigrants and marginalized communities. As a financial feminist, she encourages listeners—regardless of political affiliation, be it Republican or Democrat—to take control of their financial futures. Through her podcast and advocacy, Linda tackles the intersection of financial education, the economy, and geopolitics, helping diverse communities build wealth and secure their place in today’s financial landscape.

Linda examines the most recent jobs report–and while we added 228,000 jobs to the market, the unemployment rate increased from 4.1% to 4.2%. Normally, positive jobs numbers would be reflected positively in the stock market, but the market isn’t celebrating at all. Trump’s tariffs and resulting reciprocal tariffs from trading partners like China are causing stock market chaos.

Speaking of stock market chaos… We’ve been waiting and wondering if and when the market was going to crash. It is now. This is not the time to sell off your entire portfolio. This is the time to hold on–that will only cause the stock market to crash further. This is the time to invest in those blue chip stocks that you normally can’t afford. This is the time to hold fast and have patience, and manage your emotions as an investor. Remember: we’ve seen market crashes before. We’re currently headed towards a bear market, which means that yes, the stock market is crashing, or has crashed (depending on when you listen to this). And yes, the catalyst is Trump’s tariffs, and the possibility of a full-blown global trade war.

There are so many ways to make the stock market work for you as you gain more experience as an investor. If you have questions about different kinds of investing, please reach out! You can find us on Patreon, and submit questions without getting a membership (but we appreciate it if you do decide to invest in our show!). We love speaking with our listeners. Happy investing and happy trading!

Listen early and ad-free for $3/mo on Patreon

https://www.patreon.com/Investies

https://www.inluzwetrust.com/wealthwarriorbook

Produced by Cosmic Standard & In Luz We Trust

Episode on market manipulation

Learn more about your ad choices. Visit podcastchoices.com/adchoices

Linda Garcia, Texas House Representative, author of Wealth Warrior: 8 Steps for Communities of Color to Conquer the Stock Market, and founder of In Luz We Trust, is dedicated to empowering BIPOC and Latinx communities through financial literacy. Her podcast, Investies, tackles real-money topics, demystifies investing, and explores crucial areas like the stock market, money management, and the impact of interest rates on personal finances. Linda’s work advocates for financial independence, championing equity and representation for all, especially immigrants and marginalized communities. As a financial feminist, she encourages listeners—regardless of political affiliation, be it Republican or Democrat—to take control of their financial futures. Through her podcast and advocacy, Linda tackles the intersection of financial education, the economy, and geopolitics, helping diverse communities build wealth and secure their place in today’s financial landscape.

Last week, the stock market made a “v-shaped” recovery–a steep recovery after a very steep drop. But are we actually in the clear? Linda analyzes why these gains aren’t sustainable, given Trump’s volatility as a leader. His ever-changing policy decisions on things like tariffs, immigration, and diplomacy have really serious implications for the economy, and for the stock market. We’re talking recession-level implications. Is this scary? Yes. But remember: millionaires are made in recessions. During moments of financial crisis, we can make strategic investments in blue chip stocks when they are down--and expand our portfolios exponentially. Linda dives into recession-era investment strategy.

There are so many ways to make the stock market work for you as you gain more experience as an investor. If you have questions about different kinds of investing, please reach out! You can find us on Patreon, and submit questions without getting a membership (but we appreciate it if you do decide to invest in our show!). We love speaking with our listeners. Happy investing and happy trading!

Listen early and ad-free for $3/mo on Patreon

https://www.patreon.com/Investies

https://www.inluzwetrust.com/wealthwarriorbook

Produced by Cosmic Standard & In Luz We Trust

Episode on market manipulation

Learn more about your ad choices. Visit podcastchoices.com/adchoices