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In today’s unpredictable market environment, having a clear investment plan is more critical than ever. The recent Financial Hour with Tom Dupree and Mike Johnson discusses why many investors struggle during market downturns and how focusing on income-generating investments can provide stability through market volatility.
As Tom explains, “Market volatility can lead to extremes on both sides. One extreme is that they abandon everything, abandon all hope, sell everything, go to cash. The other extreme is that you do absolutely nothing.”
Many people confuse having a savings plan with having an investment plan. According to Tom Dupree, there’s a critical distinction between the two:
“Some people say, sure. I have a plan. I’m putting X amount into my 401k. I’m putting money into a Roth. I’m putting it into this, to that. That’s not an investment plan. That’s a savings plan. Two completely different things.”
A robust investment plan isn’t just about where you put your money—it’s about having a strategy for how that money will work for you, especially during retirement when you need income.
The Dupree Financial Group follows a clear, two-part investment plan:
“Our investment plan is to first produce an income stream through dividends and interest payments. And then secondly, capital appreciation. We achieve this through using publicly traded securities held at reasonable valuations.”
This approach focuses on:
Many investors, particularly those with 401(k) plans, are heavily invested in growth-oriented funds that mirror the S&P 500. While this strategy can work during accumulation years, it presents serious challenges during retirement:
“We may not feel like you’re equipped to set out and lay out every element of your investment plan. That’s where we can come in and help you because we do this and it’s not an investment plan that operates in a vacuum. This investment plan is designed to throw off income for you on a regular basis.”
Dividend investing provides several advantages for retirees:
“Well, at least you’re getting paid while you wait. See, that’s the good thing about dividends. At least it’s paying you while you wait for it to either grow or just go sideways, you’re getting some kind of income.”
In today’s challenging market environment, it’s essential to:
“Don’t let what’s going on in the market prevent you from making changes, actually examine and say, okay, what’s going on with my portfolio right now is a symptom of a misinvestment or an investment mix that doesn’t work with my situation anymore.”
Is market volatility causing concern about your retirement portfolio? The team at Dupree Financial Group can help you develop a resilient investment plan focused on generating income through dividends and interest payments.
Contact Dupree Financial Group today for a portfolio analysis that can identify risk and opportunity in today’s challenging market. Call us at 859-233-0400 or schedule an appointment directly on our homepage at dupreefinancial.com.
Hashtags for sharing: #RetirementPlanning #InvestmentIncome #DividendInvesting #MarketVolatility #FinancialPlanning #RetirementIncome #WealthManagement #FinancialAdvisor #InvestmentStrategy #PortfolioManagement
The post Investment Planning for Retirement: Creating Income Streams Through Dividends appeared first on Dupree Financial.
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In today’s unpredictable market environment, having a clear investment plan is more critical than ever. The recent Financial Hour with Tom Dupree and Mike Johnson discusses why many investors struggle during market downturns and how focusing on income-generating investments can provide stability through market volatility.
As Tom explains, “Market volatility can lead to extremes on both sides. One extreme is that they abandon everything, abandon all hope, sell everything, go to cash. The other extreme is that you do absolutely nothing.”
Many people confuse having a savings plan with having an investment plan. According to Tom Dupree, there’s a critical distinction between the two:
“Some people say, sure. I have a plan. I’m putting X amount into my 401k. I’m putting money into a Roth. I’m putting it into this, to that. That’s not an investment plan. That’s a savings plan. Two completely different things.”
A robust investment plan isn’t just about where you put your money—it’s about having a strategy for how that money will work for you, especially during retirement when you need income.
The Dupree Financial Group follows a clear, two-part investment plan:
“Our investment plan is to first produce an income stream through dividends and interest payments. And then secondly, capital appreciation. We achieve this through using publicly traded securities held at reasonable valuations.”
This approach focuses on:
Many investors, particularly those with 401(k) plans, are heavily invested in growth-oriented funds that mirror the S&P 500. While this strategy can work during accumulation years, it presents serious challenges during retirement:
“We may not feel like you’re equipped to set out and lay out every element of your investment plan. That’s where we can come in and help you because we do this and it’s not an investment plan that operates in a vacuum. This investment plan is designed to throw off income for you on a regular basis.”
Dividend investing provides several advantages for retirees:
“Well, at least you’re getting paid while you wait. See, that’s the good thing about dividends. At least it’s paying you while you wait for it to either grow or just go sideways, you’re getting some kind of income.”
In today’s challenging market environment, it’s essential to:
“Don’t let what’s going on in the market prevent you from making changes, actually examine and say, okay, what’s going on with my portfolio right now is a symptom of a misinvestment or an investment mix that doesn’t work with my situation anymore.”
Is market volatility causing concern about your retirement portfolio? The team at Dupree Financial Group can help you develop a resilient investment plan focused on generating income through dividends and interest payments.
Contact Dupree Financial Group today for a portfolio analysis that can identify risk and opportunity in today’s challenging market. Call us at 859-233-0400 or schedule an appointment directly on our homepage at dupreefinancial.com.
Hashtags for sharing: #RetirementPlanning #InvestmentIncome #DividendInvesting #MarketVolatility #FinancialPlanning #RetirementIncome #WealthManagement #FinancialAdvisor #InvestmentStrategy #PortfolioManagement
The post Investment Planning for Retirement: Creating Income Streams Through Dividends appeared first on Dupree Financial.
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