If you’re buying a new home, there’s a good chance it’s part of a homeowners association. HOAs are a form of common interest housing, and roughly a quarter of Americans live in communities with one. These private entities work as a pseudo-government in many neighborhoods, and they’re shaping housing policy across the country.

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When your neighbors become your overlords 

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Jonquilyn Hill, host

Sofi LaLonde, producer

Cristian Ayala, engineer

A.M. Hall, editorial director of talk podcasts

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