Are you a trusting person?  Most people start out that way.  Mistrust is learned, not innate.  Some people, like Jeffrey, learn it earlier than others.  Not to say that he's not a trusting person, but there's a difference between trust and naivete.  One gets you a lifelong friend, the other gets you fleeced for everything you're worth.  That's why trust is in fact a double-edged sword.

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