Leaders In Payments

Ever wondered how those black and white square codes we see everywhere are revolutionizing the world of payments? We're about to decode this mystery with our guest, Sarah Hoisington, the VP of Strategy and Marketing for Matera. Join us as Sarah provides a comprehensive exploration of the evolution of QR codes and their role in transforming traditional payment methods, especially in countries like Brazil, China, and India. She'll also discuss their emerging role in the U.S. and how they're becoming a critical component in the shift towards more pay-by-bank transactions.

Don't miss out as we dive into the future of instant payments with QR codes and how they're shaping the payments industry. Sarah helps us understand how the combination of QR codes and API-based technology is enhancing the user experience and the potential they hold for facilitating instant payments. You'll also get a sneak peek into how Matera is assisting financial institutions in the U.S. to offer instant payments. The fusion of QR codes and instant payments promises a revolution in the world of transactions, propelling us into the future of anytime anywhere payments. 

Get set for an enlightening conversation with Vinodh Poyyapakkam, the CEO of Coris, as he takes us on a fascinating journey through his professional life and the world of payments, fintech and risk management. 

Coris is at the forefront of revolutionizing the way small businesses manage risk, providing them with a modern risk infrastructure to tackle fraud more effectively. Vinodh offers an inside look at how Coris is making it easier for small businesses to access financial products, their go-to-market strategy, and typical use cases. As the CEO of a smaller company, Vinodh's perspective on the challenges and rewards of leadership is unique and enlightening. This episode is a wealth of knowledge on the future of payments and risk management, with Vinod underscoring the importance of problem-solving in the risk space to smoothen the path for payments. 

Vinod's passion for payments and geopolitics is infectious, and his insights into the payments industry, particularly the role of AI in fraud and risk prevention, are invaluable for anyone looking to navigate this complex space. Tune in, learn, and be inspired!

In this episode we’ll navigate the evolving landscape of Omnichannel Commerce. Join me and Debbie Guerra, Chief Product Officer of ACI Worldwide, as we decode the journey from traditional in-store experiences to the dynamic world of accepting diverse payment types across numerous channels (in-store, online and mobile.) We'll dig into the crucial role that ACI Worldwide is playing in driving this change, and what the future might hold for Omnichannel Commerce. You'll also gain insights into the concept of Anytime Anywhere Payments, as highlighted in the Be Solid campaign in partnership with NMI, and how it's shaping consumer demands and retail trends.

As we dive deeper, we'll explore the rising trend of digital fraud and the shift to real-time payments including how these trends are reshaping the face of Omnichannel Commerce? From the use of artificial intelligence and machine learning in fraud detection to the impact of FedNow on real-time account-to-account payments, we'll cover it all. You'll walk away with a comprehensive understanding of how intelligent payments orchestration is empowering merchants with greater control over their payments infrastructure, making it easier to accept alternative payment methods, and facilitating smoother international expansion. 

Ready to uncover the secrets behind a successful fintech venture? Join us as we explore the world of e-commerce and emerging markets with Mitch Davis, the CRO & Co-Founder of PayAmigo. Mitch captivates us with his professional journey, emphasizing the unique position of PayAmigo in the fintech sector and the strategies that set them apart from the competition. We'll pull back the curtain on PayAmigo's approach to enabling e-commerce growth in emerging markets and discuss the verticals they focus on.

In our enlightening conversation with Mitch, we'll journey through his transition from the video game industry to the launch of PayAmigo. His deep passion for emerging markets and insights into their high growth potential will definitely keep you on the edge of your seat. We'll also delve into the complexities merchants face in these challenging markets and discuss how technology and industry trends can be leveraged for success. Tune in for an episode full of captivating insights and powerful tips.

What if your digital wallet could do more than just hold cards? What if it could become a one-stop solution for your identification, boarding passes, concert tickets and more? That's exactly what we're exploring in our intriguing chat with Jenny Cheng, VP and GM of Google Wallets. We venture into the fascinating world of mobile wallets and digital payments, shedding light on how the pandemic has shifted our perspectives. Hear from Jenny about Google Wallet's core mission of accessibility and the broader applications of mobile wallets, such as digital driver's licenses, barcodes, QR codes and more. 

We learn more about Google Wallet's security, its commitment to user's data and payment credentials protection, and how it stands out from the crowd. Jenny Cheng shares her thoughts on the potential of the digital payments space over the next 5 to 7 years. We also delve into the collaborative aspect of this evolution, discussing the necessity to involve consumers, merchants, and the broader ecosystem in this transition. In summary the episodes highlighted the potential of mobile wallets beyond just payments and underscored the importance of security in this digital transition.

Prepare to revolutionize your understanding of account-to-account (A2A) payments with our special guest, Dave Glaser, CEO of Dwolla. Dave presents a fascinating insight into the company's innovative approach towards A2A payments, including their strategic shift towards servicing mid-market and enterprise clients. We delve into Dwolla’s new product, Dwolla Connect, and how companies can leverage this technology while maintaining existing treasury relationships. Dave, with his wealth of experience in the payments and fintech industry, also shares his journey and his exciting career highlights involving Cybersource, WorldPay, and now, Dwolla.

We cast a broad net over the rapidly evolving fintech landscape, discussing how traditional payment methods are getting a major makeover. From the omnipresent ACH transactions and real-time payments to the rise and triumph of companies like Square and Stripe, we uncover the seismic shifts in the industry. We probe into the potential transition from credit cards to A2A transactions at retail and explore how these changes are enabling merchants to accept payments anytime, anywhere, via any device. Lastly, Dave shares valuable career advice and discusses the role of artificial intelligence in Dwolla's innovation strategy, bringing a holistic perspective to the conversation about the future of payments and the fintech industry as a whole.

The retail industry is undergoing a significant transformation. As we step into a post-pandemic era, the advent of self-service retail and anytime anywhere payments is revolutionizing how consumers shop and pay for their purchases. In the latest episode of our podcast, we had the pleasure of hosting Elyssa Steiner, the CMO of Cantaloupe, to discuss these dynamic shifts in retail.

We also discussed the expansion of self-service retail solutions across various verticals. Airports, gas stations, gym memberships, and residential buildings are just a few areas where these solutions are becoming increasingly common. The rise of cashless food and beverage vending machines across these sectors is reshaping how businesses deliver services and products.

The future of retail is set to be even more digitized and personalized. Elyssa predicts that AI technology, smart coolers, and other advancements will continue to drive the growth of self-service retail.

Have you ever wondered about the intriguing world of AI in combating fraud? Join us as we explore this fascinating domain with our esteemed guest, Yinglian Xie, the CEO and Co-Founder of DataVisor. As an innovative leader in the tech industry, DataVisor provides a comprehensive fraud and risk platform that safeguards financial institutions and large organizations from a wide array of fraud threats. We'll delve into the unique aspects of DataVisor, including its patented unsupervised machine learning and cloud technology capabilities.

We'll also discuss the remarkable role of AI in staying ahead of emerging fraud trends and delve into the recent game-changing innovations in the payments industry. From real-time payments to Buy Now Pay Later, digital currencies, and digital wallets, there's a lot to unpack. We'll also discuss how AI regulation can help protect businesses from fraud. But we're not just talking tech. Yinglian shares her personal journey, her passion for technology, and her unwavering commitment to making a tangible impact in the world. 

Step into the fascinating world of text-to-pay and conversational commerce with the trailblazing CEO of Authvia, Chris Brunner. Together, we travel through time, dissecting the evolution of text-to-pay, its plethora of applications, and the exciting prospects it holds for the future.

We discuss how Authvia has revolutionized payments with their innovative suite of solutions that enables merchants to accept payments over text messaging. This means reshaping the payment experience for consumers, ensuring it's not just about convenience, but also security. From pharmacies to vets, and even companies aiming to recover payments from late payers, the versatility of Authvia's solution is truly remarkable. Additionally, we venture into the importance of encryption, the role of cloud-based wallets, and the impact of COVID-19 on the rapid rise of text-to-pay solutions.

We also discuss how Authvia seeks to give consumers control over their personal data, and their right to choose which data to share with merchants. In the near future,  text-to-pay will no longer be a novelty but an integral part of commerce. Join us as we explore the ever-evolving landscape of payments and conversational commerce.

Unlock the secrets behind Payroc's success as we dive into a riveting conversation with their president, Adam Oberman. Discover how this leader has cemented the company’s position in the payment industry with a unique blend of strategic moves, acquisitions and an unwavering focus on the customer experience. Adam shares his journey at Payroc and the importance of fostering a collaborative working environment.

Join us as Adam talks about the payment industry's transformation, the role of trust in securing customer loyalty and his leadership approach. Get a glimpse into the future of Payroc and the trends that are shaping the payments industry. From strategic acquisitions to embedded finance, it's all about staying ahead of the curve in an ever-evolving industry.