The Long Game

Life Insurance: Term vs. Permanent Policies Explained


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In this episode, hosts Thomas Kopelman and Jacob Turner are joined by returning guest Broc Buckles, an expert in the insurance space.

Together, they dive deep into the world of life insurance, breaking down the different types, including term and permanent insurance, and discussing when and why you might need them.

Key Topics Covered:

  • Overview of life insurance: term vs. permanent

  • How to determine how much life insurance you need

  • The importance of reevaluating your life insurance needs during major life changes

  • Common misconceptions about whole life and indexed universal life insurance

  • Use cases for term and permanent life insurance, including family protection, business agreements, and estate planning

  • Whether you're new to the world of insurance or looking to refine your understanding, this episode is packed with valuable insights and practical advice.

    Timestamps:
    00:00 - Introduction
    00:18 - Disclaimer
    00:33 - Guest Introduction: Broc Buckles
    02:03 - Overview of Life Insurance Types
    02:22 - How Much Life Insurance Do You Need?
    04:25 - Reevaluating Your Life Insurance Needs
    11:07 - Common Misconceptions in the Insurance Industry
    15:10 - Use Cases for Term Life Insurance
    20:26 - Use Cases for Permanent Life Insurance
    29:40 - Conclusion

    ...more
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    The Long GameBy Thomas Kopelman

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