By Larry Heller
5
44 ratings
The podcast currently has 213 episodes available.
Interest rates may be falling, but your financial strategy doesn’t have to follow. Learn how to stay ahead in today’s ever-changing financial landscape.
Larry Heller, CFP®, CDFA®, breaks down how these shifting rates impact everything from mortgages to retirement plans. Whether you’re buying a home, optimizing investments, or planning for your financial future, Larry offers actionable insights to help you navigate today’s economic landscape. Covering the rise and fall of interest rates and their effects on borrowing, saving, and investing, he provides strategies for adapting your financial plan across asset classes to protect your wealth.
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High-conflict divorces are some of the most emotionally draining and complex experiences a family can face, especially when children with special needs are involved. In this episode of Life Unlimited, host Larry Heller, CFP®, CDFA®, sits down with Dr. Susan K. Bernstein, a certified divorce coach specializing in high-conflict cases, to explore how divorce coaching can help navigate this emotionally charged process.
Dr. Bernstein shares practical strategies to save time, reduce costs, and help families manage the legal and emotional hurdles of divorce. From uncovering hidden assets to ensuring proper care for special needs children, her advice offers a roadmap for those seeking a more manageable, less overwhelming approach to divorce.
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About Our Guest:
Dr Bernstein is a Certified Divorce Coach and Certified High Conflict Divorce Coach with a speciality in Post Divorce Transition and Recovery and will help you go through the changes of divorce with ease. She helps clients achieve their goals and get to where they want to be. Susan helps many clients who want to get out of toxic relationships get what they need and deserve related to their children and finances. Susan is a mom, best selling author, leader for Vesta Divorce and the National Association of Divorce Professionals (NADP) as well as The Divorce Coalition. She teaches a mastermind class and coaches coaches! She is also a Certified Divorce Specialist and Pre Mediation Divorce coach. Prior to becoming a Certified Divorce Coach Susan earned her doctorate in Education Leadership and was a school teacher and administrator. Her studies and focus have always been on what is best for the children. Susan’s promise to you is that you will end each session with action steps to get you closer to achieving your goals and the life you want! Susan is the coach that attorneys hire for their own divorce!
Could these six retirement mistakes jeopardize a successful retirement? What steps can you take to avoid them?
In this eye-opening episode of Life Unlimited, host Larry Heller, CFP®, CDFA®, reveals six critical retirement mistakes that could threaten your financial security when it comes to planning for your retirement. These pitfalls are unfortunately common, but there are steps you can take to better prepare for these financial curveballs.
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Divorce is rarely easy, but what if there were alternatives to the adversarial process of litigation that could lead to more peaceful resolutions?
In this episode of the Life Unlimited podcast, host Larry Heller, CFP®, CDFA® is joined by Andrea Vacca, Founder of Vacca Family Law Group, to define and explore two powerful divorce alternatives: mediation and collaborative law.
From choosing the right attorney to the importance of strong communication skills, Andrea provides tips and resources for transitioning between mediation and collaborative law, ensuring you have the support you need every step of the way. If you’re facing a divorce or simply curious about your options, this conversation could be the key to finding a less stressful, cost effective, and more collaborative path forward.
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About Our Guest:
Andrea Vacca graduated from SUNY College at Buffalo with a B.A. in Journalism and received her J.D. from Albany Law School of Union University. Andrea was admitted to the New York State Bar in 1993 and to the Federal Bar, N.D.N.Y. in 1994. She earned a Certificate in Positive Psychology in 2013.
Whether you are ending a relationship or trying to prevent potential problems in your current relationship, Andrea wants to help you reach your goals with minimal conflict. Andrea gets to know her clients, their concerns, and their goals for their future so that she can assist them by crafting solutions to meet specific needs before, during, or at the end of a marriage.
As an attorney in the collaborative process, Andrea is a strong advocate for her clients without being adversarial, and without inflaming the strong emotions that can arise during divorce. When serving as a mediator, she helps both parties understand each other’s concerns, bridge their differences, and arrive at an agreement that works for both.
Could your children or grandchildren’s 529 plan be the key to their future retirement success?
In this insightful episode of Life Unlimited, host Larry Heller, CFP®, CDFA®, explores the new provisions of the Secure 2.0 Act that allow 529 plan rollovers to Roth IRAs. Larry outlines the conditions and strategic benefits of this new rule, offering listeners practical advice on optimizing retirement strategies.
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Ready to transform your real estate assets into a tax-efficient retirement plan?
Want to maximize your real estate wealth without the headache of property management?
Join host Larry Heller, CFP®, CDFA®, as he explores the world of 1031 exchanges with Stephen K. Davis, President and CEO of Safe Harbor Asset Management. With over 40 years of experience in financial services, Davis discusses the benefits and intricacies of 1031 exchanges and DSTs, offering valuable insights for property owners and investors.
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Stephen Davis, President and CEO of Safe Harbor Asset Management, specializes in tax avoidance strategies, particularly 1031 exchanges. With extensive experience in financial services, Davis provides guidance on transitioning to passive investments and maximizing tax deferral benefits through DSTs. His deep knowledge and practical insights help clients navigate complex real estate transactions and achieve financial security.
How can business owners keep their financial strategies effective for long-term success?
In this informative episode of Life Unlimited, host Larry Heller, CFP®, CDFA®, reveals the intricacies of corporate benefits and cash management tailored for business owners. Learn how regularly updating 401k plans, optimizing cash reserves, and leveraging professional networks can alter your business. Obtain actionable insights on attracting and retaining employees, maximizing tax advantages, and implementing successful financial planning strategies.
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Tune in to transform your business’s financial strategy and achieve long-term success.
Resources:
► Services Triangle
► Our Approach
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What if your employees could help drive your business to new heights while investing in their own financial futures?
Uncover the power of ESOPs now!
Join host Larry Heller, CFP®, CDFA®, as he discusses the intricacies of ESOPs with Chris Coates, a skilled professional in business transition strategies. With over 30 years of experience, Coates offers an in-depth look at how ESOPs work, the benefits they provide, and why they are a compelling option for many business owners.
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In his role as Vice President, Chris advises companies, owners and other stakeholders on business transition strategies, with a particular focus on ESOP ownership transactions. He has extensive deal shaping, negotiation and operational management experience that provide him with a unique perspective on the opportunities and challenges of companies seeking to implement employee ownership.
Prior to joining SES ESOP Strategies, Chris was a Managing Director with Accenture, a global consulting firm. During his 30-year career he has worked with various industries, including life sciences, utilities, consumer products, financial services and health and public service. In his most recent role as Commercial Director, Chris oversaw all operational aspects of sales and delivery to large, complex and global clients. This included oversight for the financial, legal, human resources and business operations aspects of the relationship.
Beyond managing your investments and portfolio, have you ever wondered what else financial advisors do?
Understanding the full scope of financial advisory services is essential to maximizing the benefits of your financial plan.
In this enlightening episode of Life Unlimited, host Larry Heller, CFP®, CDFA® explores the multifaceted role of financial advisors. He addresses common misconceptions and emphasizes that effective financial advising extends well beyond investment decisions.This episode provides a deep dive into how we create personalized financial plans for clients, addressing all aspects of their financial lives to ensure future preparedness. Tune in to learn how we can help you achieve financial security and peace of mind through our comprehensive financial planning and detailed strategies.
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Resources:
► Services Triangle: https://acrobat.adobe.com/id/urn:aaid:sc:VA6C2:cfe5a4d5-2384-4a62-b76a-2921735e4cbf
► Our Approach: https://docs.google.com/document/d/1Qp3B-6EQsTptfRZT5792CIVvvo9yrXKrwBVLFZvJBj8/edit?usp=sharing
► Is Your Portfolio Missing Out? With Alona Gornick [Ep. 143]: https://hellerwealthmanagement.com/is-your-portfolio-missing-out-the-rise-of-private-credit-with-alona-gornick-ep-143/
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00:00 Introduction to Life Unlimited Podcast
00:20 Reflecting on 150 Episodes
00:33 Understanding Financial Advisory Services
01:59 The Importance of Financial Planning
03:18 Diving into Investment Strategies
13:13 Exploring Alternative Investments
16:23 Who We Work With and Our Fee Structure
20:35 The Fiduciary Standard Explained
22:06 Conclusion and Contact Information
Financial missteps can derail even the most promising businesses.
In this impactful episode of Life Unlimited, host Larry Heller, CFP®, CDFA®, is joined by Tricia M. Taitt, CEO of Fincore and skilled fractional CFO. They dive into the top five financial mistakes that businesses often make and offer practical advice on how to avoid them. Focused on strategic financial management, this episode is especially beneficial for women entrepreneurs seeking to strengthen their cash flow management and overall business performance.
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About Our Guest:
Tricia M. Taitt has been an impactful figure in financial management, particularly for women-led businesses, leveraging her expertise as a fractional CFO to guide companies through growth and transitions. Her book “Dancing with Numbers” creatively blends her finance expertise with her passion for dance, making financial concepts accessible and engaging.
00:00 Introduction to Life Unlimited Podcast
00:37 Meet Tricia Tate: Empowering Small Business Financial Health
01:32 Understanding the Role of a Fractional CFO
07:13 Top Five Financial Mistakes Businesses Make
07:29 Deep Dive into Cash Flow Management
10:49 The Importance of Tracking Business Performance
15:45 Systems, Policies, and Procedures for Business Success
20:17 Planning for the Future: Budgets and Forecasts
24:15 Leveraging Financial Expertise for Business Growth
26:00 Tricia Tate’s Book: Dancing with Numbers
30:57 Closing Thoughts and Contact Information
The podcast currently has 213 episodes available.
503 Listeners