Does a budget really make that big of a difference? Eric talks about what this looks like in retirement and why it is critical to your financial plan.

Not only does it impact your retirement lifestyle, but it has a huge implication on your taxes. Eric answers this question and two others from the mailbag on the podcast.

Which of these sayings relate to your financial life? 

• Do I need to start budgeting before I retire? (1:12)

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