📞 Ready to take the next step?

Connect with the Peterson Financial team here 👉 https://petersonfg.com/ 

It’s time to get comfortable with the uncomfortable. In this episode, Eric tackles the financial discussions most people put off and explains how facing them now can protect your family’s future. Tune to discover honest, practical ways to talk about loss, legacy, and long-term care—and learn how these conversations can bring clarity and connection to the people who matter most.

Here’s some of what we discuss in this episode:

💔 Spousal Loss: preparing for income changes and the financial impact of losing a partner

🏥 Long-Term Care: exploring strategies to cover nursing home and healthcare costs

👨‍👩‍👧 Family Communication: discussing care plans, expectations, and responsibilities with loved ones

🤝 Advisor’s Role: how financial professionals can guide families through emotional and financial decisions

Get in touch with the Peterson Financial team: https://petersonfg.com/

📞 Ready to take the next step?

Connect with the Peterson Financial team here 👉 https://petersonfg.com/ 

Think fairy tales are just for kids? Think again. The secrets to lasting wealth may be hiding in stories you heard at bedtime. Today, Eric takes a creative approach to financial planning, drawing lessons from Aesop’s Fables to show why slow, steady, and intentional strategies still win the race.

Here’s some of what we discuss in this episode:

 💰 Enjoying Wealth: why it’s important to use your money, not just look at it

🐢 Slow & Steady Wins: the power of consistency over chasing quick gains

📈 The Hockey Stick Curve: understanding how real wealth builds over time

🌪️ Market Volatility: how to stay calm and focused when markets fluctuate

👨‍👩‍👧 Teaching the Next Generation: passing on patience and long-term thinking

📞 Ready to take the next step?

Connect with the Peterson Financial team here 👉 https://petersonfg.com/ 

Ever wondered if your financial review truly reflects who you are and what matters most to you? In this episode, Eric explores how financial reviews aren’t one-size-fits-all, they’re tailored to your unique personality and goals. From data-centric clients who thrive on numbers and details, to family-focused individuals focused on legacy planning, we’ll explain the importance of customizing reviews to meet each client’s needs.

Here’s some of what we discuss in this episode:

💡 Client Personalities: understanding how different clients need different financial approaches

👨‍👩‍👧‍👦 Legacy Planning: working with family-focused clients to secure wealth for future generations

😌 Market Volatility & Anxiety: helping clients stay calm and confident despite market fluctuations

📝 Regular Reviews: the value of frequent check-ins to ensure clients stay on track

📚 Financial Literacy & Education: empowering clients with the knowledge they need for better decisions

Get in touch with the Peterson Financial team: https://petersonfg.com/

📞 Ready to take the next step?

Connect with the Peterson Financial team here 👉 https://petersonfg.com/

Instilling strong habits creates a foundation for you to build on, and investing is no different. Today, Eric breaks down the habits that can turn good intentions into bad investing outcomes. He explains how emotional reactions, trend-chasing, and lack of a clear plan often derail even disciplined savers. Learn how to focus on what you can control, avoid common pitfalls, and build a more confident, goal-driven approach to retirement investing.

Here’s some of what we discuss in this episode:

🚫 Bad Investor Traits & Mistakes: chasing fads, ignoring fundamentals, and short-term thinking

🧩 Cohesive Strategy & Long-Term Planning: why consistency beats chasing trends

💸 Tax Efficiency & Market Volatility: controlling what you can and minimizing tax drag

⚖️ Assets & Risk Management: keeping income safe while markets move

🤝 The Importance of Professional Advice: staying objective when emotions run high

Get in touch with the Peterson Financial team: https://petersonfg.com/

📞 Ready to take the next step?

Connect with the Peterson Financial team here 👉 https://petersonfg.com/ 

Retirement is approaching and how you get started could have a huge impact on the rest of your retirement. Today, Eric shares the do’s and don’ts of entering retirement and explains why the first year is one of the most critical times in your financial life. He breaks down the common pitfalls in managing emotions, spending, taxes, investments, and health coverage, and shares how to steer clear of them. Think you can DIY your retirement? Eric explains why a clear plan, and real guidance, matter more than ever, especially in the age of AI.

Here’s some of what we discuss in this episode:

😬 Retirement Readiness & Common Fears: tackling the unknowns of retirement

🕰️ First Year of Retirement: emotions, spending habits, and big decisions

🤖 AI & Planning: AI can assist, but it lacks the human touch and often misses context

🤝 Working with Professionals: don’t go into retirement alone, have a trusted professional by your side

Get in touch with the Peterson Financial team: https://petersonfg.com/

📞 Ready to take the next step?

Connect with the Peterson Financial team here 👉 https://petersonfg.com/ 

Eric breaks down some of the most common misconceptions about retirement planning and reveals what it really takes to build lasting financial confidence. He explains how to find the right balance between growth, safety, and tax efficiency while addressing myths about investment risk, life insurance, and retirement income. Backed by real data and practical examples, Eric shows why relying on outdated rules of thumb can leave your plan vulnerable, and how to avoid the pitfalls that derail so many retirees.

Here’s some of what we discuss in this episode:

📉 Stocks & Bonds: understanding their growing correlation

🛡️ The Role of Annuities: creating stability in retirement plans

💵 Managing Tax Brackets: how RMDs can push taxes higher

🧾 Tax Planning: why proactive strategy matters in retirement

Get in touch with the Peterson Financial team: https://petersonfg.com/

📞 Ready to take the next step?

Connect with the Peterson Financial team here 👉 https://petersonfg.com/ 

When it comes to retirement, every financial decision counts- but some are more complicated than others. In this episode, Eric tackles listener questions about three real-life retirement scenarios. First, he explains what happens when you want to adjust or cancel a life insurance policy with cash value, and why doing it the wrong way could trigger an unexpected tax bill. Then, he helps a listener weigh whether moving closer to a friend (even at a short-term loss) might still make sense for their retirement happiness. Finally, Eric offers practical insights for handling a late-career pay raise, including how to reduce the tax impact.

Here’s some of what we discuss in this episode:

💡Adjusting or replacing life insurance without triggering taxes

🏠 When emotional returns can outweigh financial ones

Get in touch with the Peterson Financial team: https://petersonfg.com/

📞 Ready to take the next step?

Connect with the Peterson Financial team here 👉 https://petersonfg.com/ 

Golf and retirement may seem worlds apart, but the lessons from the course fit perfectly into financial planning. In this episode, Eric shares why chasing “hole-in-one” investments can feel exciting but dangerous if it makes you think you’ve “figured it all out.” Just like golf, one great shot doesn’t win the round. Retirement requires consistent play, a steady hand, and the humility to know luck is often part of the game.

Here’s some of what we discuss in this episode:

 ⛳ The hole-in-one trap: one lucky investment win doesn’t guarantee long-term success

🏌️ Why diversification across asset types matters

🛟 Avoiding overconfidence: how big wins can tempt you into risky mistakes

🧑‍🤝‍🧑 Why experienced guidance can save you strokes (and money)

Get in touch with the Peterson Financial team: https://petersonfg.com/

📞 Ready to take the next step?

Connect with the Peterson Financial team here 👉 https://petersonfg.com/ 

We’ve all heard the phrase “famous last words.” These statements sound confident in the moment but don’t age well. Retirement planning has its own version of those phrases and believing them can lead to painful consequences. In this episode, Eric shares the financial phrases he’s heard far too often, why they can be dangerous, and how shifting your perspective can create real safety and security in your financial plan and future.

Here’s some of what we discuss in this episode:

📉 Waiting for “the right time” to get out of the market usually backfires

💵 Cash feels safe but loses purchasing power

🎂 The danger of planning to “die early” and outspending your money by age 75

🏥 Why dismissing the possibility of nursing home or dementia care is a risky assumption

🧭 How to set up income streams so market downturns don’t force you into bad decisions

Get in touch with the Peterson Financial team: https://petersonfg.com/

📞 Ready to take the next step?

Connect with the Peterson Financial team here 👉 https://petersonfg.com/ 

Retirement planning often looks straightforward from the outside, but as Eric explains, many decisions can be harder to make than they appear. In this episode, Eric and Marc break down some of the most common challenges retirees face, starting with the big question of when to claim Social Security. They discuss why the timing depends on more than just generic advice, including how your other assets and taxes play into the equation.

The conversation also explores what true diversification really means, why rolling over a 401k can be trickier than expected, and how to think about long-term care costs without jeopardizing a spouse’s financial future.

Here’s some of what we discuss in this episode:

🧩 Social Security timing is more complex than it looks

 📊 Diversification doesn’t always mean owning more funds

🔄 401k rollovers can come with hidden hassles and fees

🏥 Stress testing your long-term care plan

Get in touch with the Peterson Financial team: https://petersonfg.com/