A new study shows many people are not getting this most important planning tool from their financial advisor. Don’t let this happen to you. Plus: What happens when you ask Charisse for a second opinion on your current financial plan?

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Retirement planning is more than just investments. Do you have the knowledge to deal with taxes, Medicare, and Social Security? We’ll discuss the big 5 that people miss.

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On this week's show:

• Should the change in interest rates, the economy and the White House have you changing your retirement strategy?
• Is moving money from an IRA to a Roth a good idea for your retirement?
• The Top 5 Things people neglect if they try to do retirement planning alone.

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Charisse Rivers helps people everyday protect their money for retirement. She also has an interest in the people who are protecting our way of life in Marion County. Today she highlights Marion County Fire and Rescue Chief James Banta.

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Charisse Rivers helps people build a better life with retirement planning. She also has a vested interest in making life better in Ocala. Today she highlights the efforts of Ocala Police Chief Mike Balken.

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Going through a 20-year retirement without growing your money would be difficult. But losing the money in a market crash could be devastating. Protection or growth: How do you choose?

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On this week's show:

• Where is your priority with your retirement money? Protection or growth?

• How much cash should you have on the sidelines?

• There is a lot of optimism about the stock market in 2025. Should you invest in it?

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It’s common for people to have a target of $1 million saved, and a $100k-a-year spend in retirement. How much do you need to make that happen?

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On this week's show:

• We figured out why the media says we need MILLIONS to retire comfortably.
• There is a plan to push back when you can get your Social Security benefits.
• Do you have “one more year” syndrome?
• The end of the year brings up two discussions about your 401(k): RMDs and IRA-to-Roth Conversions.

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Knowing your retirement income is as important as knowing your income in your working years. Avoiding the scenario of being “scared to spend.”

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