Many thanks to Jim Reber, CEO of ICBA Securities, for continuing to sponsor the show as well as come on each quarter to shed light on economic news. I know it's a big help to all of us here and to many of you as well.

Be sure to register for the webinar he mentions at the end on Enterprise Risk Management. Jeff Rigsby is a great speaker and it'll be worth your time. You can register at https://stifel.zoom.us/webinar/register/WN_rg2hVHJHTWexHS8Jri1wTA#/registration