In this episode of What’s Going On in Banking, Ron Shevlin and Stacey Bryant unpack the latest moves from Revolut, Chime, and Nubank. 

Revolut tries its hand at signing up NYC commuters in subway stations, while Chime partners with Workday to reach employees — and even taps into music influencers to grow its brand. Meanwhile, Nubank continues its explosive growth in Brazil, powered by instant payments and niche strategies that U.S. banks could learn from. The conversation dives into what’s hype, what’s real, and where the future of neobanks is headed.

Chapters:

[0:00] Welcome Back + Summer Recap

[1:25] Revolut’s Bold NYC Subway Campaign

[6:08] Why Neobanks Struggle in the U.S.

[8:14] Chime + Workday Collaboration Debate

[13:30] What Makes a Primary Checking Account?

[18:53] Chime’s Music & Influencer Strategy

[21:24] Spotlight on Nubank’s Explosive Growth

[25:51] Lessons from Brazil’s Instant Payments (PIX)

[28:40] Banking Niches, AI & Strategic Planning

[29:54] Wrap-Up + Next Episode Tease

Subscribe to the What’s Going On In Banking podcast here: 

https://www.crnrstone.com/gritty-insights/podcasts/whats-going-on-in-banking 

In this episode of What’s Going On in Banking, Ron Shevlin and Stacey Bryant tackle JPMorgan Chase’s controversial move to charge fintechs for data access—is it smart strategy or a threat to innovation? Then we dive into Goldman Sachs’ bold AI rollout and what it really means for the future of financial services.

Hot takes, real-world analogies, and a clear look at the regulatory chaos ahead.

Chapters

[00:00] Introduction & Headlines

[00:31] Reactions from Fintech & Public Outcry

[02:09] Legal Uncertainty Around Rule 1033

[03:03] Economic Logic & Envelope Analogy

[06:21] Market Forces, Competition & Consumer Choice

[08:06] The Real Impact on Fintechs & Margins

[11:23] Future Outlook & Regulatory Possibilities

[16:13] AI in Banking: Goldman Sachs Case Study

[20:30] ROI & Hype vs. Reality of AI Adoption

[27:10] Starting Small & Industry Adoption Trends

Subscribe to the What’s Going On In Banking podcast here: 

https://www.crnrstone.com/gritty-insights/podcasts/whats-going-on-in-banking

The Genius Act brings new rules to stablecoins—but should banks care? Ron and Stacey dive into regulation, misinformation, and how celebrity hype is warping financial decision-making (yes, even for affluent boomers).

Subscribe to the What’s Going On In Banking podcast here: 

https://www.crnrstone.com/gritty-insights/podcasts/whats-going-on-in-banking 

Ron and Stacey vent about boardroom conversations on deposit growth, vendor chaos, and how no one wants to raise rates—but everyone wants deposits.

Subscribe to the What’s Going On In Banking podcast here: https://www.crnrstone.com/gritty-insights/podcasts/whats-going-on-in-banking 

In this episode of What's Going On in Banking, Ron Shevlin and Stacey Bryant unpack the big waves reshaping the financial industry—from Chime’s bold IPO and Capital One’s acquisition of Discover to the shifting role of community banks in an increasingly digital world. Is the fintech revolution a threat or an opportunity? 

 Plus: the truth behind AI buzzwords, the risks of open banking, and why handshakes might still beat algorithms. A must-listen for bankers, fintech leaders, and anyone navigating the future of finance.

After a year-long hiatus, Ron Shevlin returns with a revamped What’s Going On in Banking, now co-hosted by the sharp and vibrant Stacey Bryant. In this episode, the co-hosts break down the FIS–Worldpay–Global Payments deal, questioning whether it’s as rosy as a deal for financial institutions as some assume.

They also dig into the chaos around artificial intelligence in banking—from vague definitions to overhyped return on investment expectations and argue that banks must improve the ways in which they use data.

Show notes

• Companies Are Struggling to Drive a Return on AI. It Doesn’t Have to Be That Way (WSJ subscription required)

Dive into the future of financial services in this highly-anticipated episode of What's Going on in Banking with Ron Shevlin and co-host Steve Williams. They unpack the evolving banking landscape—from a shift out of stormy pessimism to a cautiously optimistic outlook—covering key topics that matter most to banking professionals today.

In this episode, Ron and Steve discuss:

• Deposit Growth & Liquidity: Explore why deposit gathering remains a top priority, the impact of fintech disruption, and how banks are leveraging rate strategies and advanced analytics to compete for funds.

• Fintech Partnerships & Embedded Finance: Learn how banks and credit unions are rethinking partnerships, integrating fintech solutions, and innovating product offerings to capture younger, tech-savvy customers.

• Cybersecurity & Fraud Prevention: Delve into emerging challenges in cybersecurity and fraud, and discover why building a robust fraud tech stack is critical in today’s digital era.

• Regulatory Trends & Core Integration: Analyze the potential regulatory shifts—including changes to the CFPB’s role—and the challenges banks face in modernizing core systems while staying compliant.

• AI & Data Strategy: Uncover how generative AI and data-driven insights are poised to transform back-office operations and drive smarter banking, from credit services to customer experience.

Marketing majors at business schools are declining and boardrooms are dropping marketing’s seat. Even marketing professionals are failing to effectively market themselves. In this episode, Ron and guests Derik Sutton (CMO, Autobooks) and Mary Anne Keegan (CEO, Etch Advisors) discuss these challenges. They also explore the changing landscape of marketing and the need for a balance between short-term results and long-term attention.

In this episode, Ron Shevlin interviews Nigel Morris, co-founder and managing partner of QED Investors, about the current state of fintech. They discuss JPMorgan Chase CEO Jamie Dimon’s annual shareholder letter, the impact of AI on financial institutions (and what to watch out for), what U.S.-based banks and fintech companies can learn from emerging markets, the underserved small business lending space, and much more.

On this episode, Ron examines how and why consumers are shaking up their banking habits with Liz Wolverton, the executive vice president and head of consumer banking and brand experience at Synovus. Together, they explore how next-gen digital bankers are – get ready – baby boomers and how younger consumers are downgrading their financial institution by moving some of their money elsewhere. Liz calls this trend “silent attrition.” They also explore what people want from a bank account, including features for adult children who are managing their aging parents' money, at a time when banks and credit unions remain in hot pursuit of deposits.