On Let’s Talk Money, we’re going back to the past to bring back some of our favourite bits of the podcast… just in case you missed it. 

This week, Monika dives into the age-old debate: Should you rent or buy a home? Exploring generational shifts in home ownership patterns and debunking conventional wisdom, she navigates through the complexities of EMIs, down payments, and fixed versus floating interest rates. 

Monika also answers your questions about what to consider when you’re opening your first bank account, how to decide how much you need in your retirement corpus and build towards it, and investing in India as an NRI. 

If you’d like to go back to the original featured, click the links below:

(00:47 - 05:21) Should I Buy Or Rent?

(05:29 - 09:56) Opening Your First Bank Account 

(09:59 - 13:44) How Much To Put Away For My Retirement Kitty?

(13:46 - 16:06) Investing in India with an OCI Card

If you have financial questions that you’d like answers for, please email us at [email protected] 

Monika’s column on the rent or buy question and real estate valuations

https://www.monikahalan.com/at-current-market-prices-where-the-rental-yields-are-just-1-2-renting-is-clearly-better-than-buying/

https://www.monikahalan.com/no-the-metrics-are-saying-it-is-still-strongly-overvalued-but-the-answer-depends-on-your-view-on-how-strongly-black-money-will-remain-in-the-indian-system/

Retirement Calculator

https://investor.sebi.gov.in/calculators/Visual_Gold_Planner.html

https://investor.sebi.gov.in/calculators/Assets_Allocations.html

Monika’s book on basic money management

https://www.monikahalan.com/lets-talk-money-english/

Monika’s book on mutual funds

https://www.monikahalan.com/lets-talk-mutual-funds/

Calculators

https://investor.sebi.gov.in/calculators/index.html

You can find Monika on her social media @monikahalan. 

Twitter @MonikaHalan

Instagram @MonikaHalan

Facebook @MonikaHalan

This is a Maed In India Production; check us out at www.maedinindia.in

Creative Director: Mae Mariyam Thomas

Project Manager: Shaun Fanthome

Head of Audio: Kartik Kulkarni

Producer: Meghna Gulati 

Sound Editor: Kartik Kulkarni

Artwork: Alika Gupta