What happens when you finally start to budget in your 50s, then you discover to your total surprise that you are $40,000 in debt?

I spoke to Margo Clayson about the uncomfortable conversations she had — and new relationship patterns she created — on her journey to becoming financially sound.

Clayson is founder of The Mighty Microgreen, an organization that helps educators create interactive STEM and nutrition lessons using microgreens.

She’s also an educator, longtime student, mom, grandmother, wife and Canadian now living in rural Idaho. I talked to her about the unusual way her financial reckoning came about, how she navigates money and marriage, and what budgeting looks like when you’re living off Social Security. 

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