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Mark My Words episodes

  • The Best Ways To Save BIG Money

    Welcome back to another episode of the Mark My Words podcast with your host Mark Homer. In this episode, Mark goes through his top tips for saving money in your life and business. Mark goes through several areas on how you can save thousands of pounds every year in your life, and business from car insurance, to utilities and saving accounts.

    Key Takeaways

    Personal Car Insurance. Make sure that six weeks before your renewal date you search around for cheaper options for insurance. The whole industry is predicated on making a profit from customers who are loyal and don’t change provider every year. Looking at the below four comparison sites every year can save you hundreds of pounds in the cost of your car insurance.

    • Money Supermarket
    • Confuse.com
    • Go Compare
    • Compare the Market

    Fleet Car Insurance. Try and go to a number of different brokers and play them off against each other, every year so that you can save money on your fleet insurance. This is the best way as there are no business compare websites for fleet insurance.

    Home Insurance. Make sure you go onto a number of comparison websites every year which can ensure that you are saving hundreds of pounds on your policy. Some of the best websites are the below:

    • Money Supermarket
    • Compare the Market
    • Go Compare

    Keeping your claims down in the last five years to under one can help to keep your premiums down. Brokers are useful in gaining portfolio insurance for a large number of properties. At the end of each year get a quotation for each of your brokers to see if there are cheaper options.

    Utilities. Make sure that you are changing these every year, which has got a lot easier in recent years. Please do subscribe to the Cheap Energy Club, at the link below, which lets you know when there is a product that is cheaper than what you are already paying. Changing from the standard rate which energy companies automatically place you on, to an offer rate can save you hundreds of pounds.

    Saving Accounts. Try and change this account every April as this is the start of the personal tax year. I want to make sure that I’m getting the highest savings rate. Please check Moneyfax.co.uk which can offer you the best deals for savings accounts. There are always some good instant access accounts on the list for you to have a look at. There is a new Goldman Accounts called Marcus which has a good interest rate on it, for 12 months. Rates drop down after the first year so it’s really important to switch every year.

    Mobile Phone Contract. Every year you are paying the subscription to a mobile company, so at the end of the contract make sure you get your upgrade on your phone, as you are paying for this through your contract. It’s best to use a price comparison site so that you can find the best tariff on the market.

    • Mobiles.co.uk

     

    Buying In Bulk In January. Use the January sales, and buy two years worth of supply for shampoo, toilet roll, kitchen roll, those essential non-perishable items for your house. Then I’d store this under the house, which means you save lots of money and you don’t have to go shopping for these items throughout the year. Make sure you’re not loyal to a brand but you’re looking for the offers out there.

    Contract Hire On Your Car. Make sure you are going for the offers that are available rather than the brand or model of car. This can be a really effective way of saving money. The below websites are the best websites that Mark has used to get the best deals. If you would like Marks spreadsheet which compares these offers please email him, his details are at the bottom of the show notes.

    • CentralUkVehicleLeasing.co.uk
    • Freedom Contracts.com
    • V4B
    • AppliedLeasing.co.uk

    Best Moments

    ‘Make you have BS3642 locks on your doors and key locks on your ground floor windows.’

    ‘Definitely look at changing your mobile tariff, utilities and car insurance to save hundreds of pounds’

    ‘Make sure you’re not loyal to a brand but you’re looking for the offers.

    Valuable Resources

    Cheap Energy Club - https://clubs.moneysavingexpert.com/cheapenergyclub/register

    Moneyfax.co.uk   

    About the Host

    Bio - Mark Homer

    Mark Homer is an entrepreneur investor.  He has worked with investment since he was 15 years old using the laws of wealth! He is a spreadsheet analyst with an impressive following from major publications including BBC Radio, The Wall Street Journal, The Independent, as well as co-authoring the UK’s best selling property books.  Mark has always looked for the best investment vehicle, and at the end of 2007 with Rob Moore the co-founder of Progressive Property his joint portfolio produced more profit than any of the other investments he’d tried in the last ten years, combined.

    Contact Method

    Facebook – Property soldier

    Email – [email protected]

    Email: [email protected]

    LinkedIn: https://www.linkedin.com/in/markhomer1

    Facebook: https://www.facebook.com/markprogressive

    Twitter: https://twitter.com/markprogressive

    ‘Brought to you by Progressive Media’: https://progressivemedia.uk/

    22 min
  • Mark Interviews Business Angel Nelson Gray

    Angel investor Nelson Gray talks about investing in tech start-up businesses. How he chooses the right company to invest in, what is his strategy and the whole process of investing in a new, small company. Upsides and downsides of investing in start-ups, what is his experience working with company founders and tips for investors that are interested in financing new businesses.

    ABOUT THE HOST

    Mark Homer is an entrepreneur investor.  He has worked with investment since he was 15 years old using the laws of wealth! He is a spreadsheet analyst with an impressive following from major publications including BBC Radio, The Wall Street Journal, The Independent, as well as co-authoring the UK’s best selling property books.  Mark has always looked for the best investment vehicle,  and at the end of 2007 with Rob Moore  the co-founder of Progressive Property  his joint portfolio produced more profit than any of his other investments he’d tried in the last ten years, combined.

    CONTACT THE HOST

    • LinkedIn: https://www.linkedin.com/in/markhomer1
    • Facebook: https://www.facebook.com/markprogressive
    • Twitter: https://twitter.com/markprogressive

    ‘Brought to you by Progressive Media’: https://progressivemedia.uk/

    47 min
  • Mark Interviews The Lord Lieutenant of Northamptonshire David Laing

    In this episode Mark interviews The Lord Lieutenant of Northamptonshire. Mr David Laing of Laing  Construction, whose illustrious career spans several decades. Mark makes this episode become a very open discussion between two entrepreneurs from very different periods.

    KEY TAKEAWAYS

    • (5.00) David Laing’s business history intrigues Mark. He asks David about the construction dynasty which started in 1845.David Laing tells us how he was on his way up to Edinburgh recently when they stopped off at Gretna. This made David think about how his Grandfather and his Grandfathers father had been responsible for building the town. Gretna was set up as one of the main munitions factories during the 1st world war. He goes on to tell us about how they built miles of factories and accommodation for 50,000 workers.
    • (7.12) David Laing continues to tell Mark about the growth of Laing’, how the expertise in concrete continued and how they built the M1 he discusses all of the buildings, bridges and so on through this period which included the Millennium dome. Mark and David discuss the benefits of the Dome.
    • (25.52) Mark probes David’s outlook on politics by asking David to pick up on a thread from earlier in the conversation. Mark outlines concerns within the community if The Labour Party came into power. David Laing gives a considered reply by covering the various dangers of inflation, profit, tax and the probability of who would be the front man for Labour. The discussion goes on too looking at trade generally covering Brexit, Donald Trump and the world.
    • (37.25) Mark asks David Laing where we are in regards to Cycles/Timing. David says we are still in the fairly golden times at present, property is still rising and there is a lack of housing, he advises that it could be a couple of years time when Brexit and /or Corbyn could be the triggers for change, so try to keep within you borrowing limit, retail is definitely not an option for profitability.
    • (45.40) After a brief discussion on gearing, covenants and the percentages obtained, Mark moves the interview away from business and asks David “what do you do for Her Majesty?” Davis Laing is her Lord Lieutenant. David sees this post as the eyes, ears, heart and temperature control of the county. This means he needs to know what is good bad and needs fixing, although it is a non-political role, he tells us that he is there to do whatever Her Majesty is not able to do. He is involved in the military on her behalf and holds the equivalent rank of Major General. Many of his duties include visiting schools to support them, helping with the scouts and brownies.

    (1.01) Mark examines David Laing’s fascination with cars and racing, and the crash at Silverstone in 2006. David talks about all the various racing cars he either has driven or admired and his more recent experience driving around the world circumference in 69 days with Mary as his navigator. He runs through the various countries they drove over, so we are able to imagine how it must have felt driving 11 hours a day in all those locations.

    BEST MOMENTS

    • David Laing tells us that “timing is always the most important thing in the business”
    • David Laing’s knowledge of changes in government gives us a sound grounding for preparing how to deal with the future.
    • David and Mark look at the impact of homelessness on cities and how it can be approached going forward.
    • Mark asks David about the difficulties in obtaining finance in the past and how it compares with today’s financing
    • Building the M1 had an advantage for David Laing he had just started courting his wife up in Leicester and it meant they didn’t have to drive up the A5 and A6 anymore!

     

    ABOUT THE HOST

    Mark Homer is an entrepreneur investor.  He has worked with investment since he was 15 years old using the laws of wealth! He is a spreadsheet analyst with an impressive following from major publications including BBC Radio, The Wall Street Journal, The Independent, as well as co-authoring the UK’s best selling property books.  Mark has always looked for the best investment vehicle,  and at the end of 2007 with Rob Moore  the co-founder of Progressive Property  his joint portfolio produced more profit than any of his other investments he’d tried in the last ten years, combined.

    CONTACT THE HOST

    • LinkedIn: https://www.linkedin.com/in/markhomer1
    • Facebook: https://www.facebook.com/markprogressive
    • Twitter: https://twitter.com/markprogressive

    ABOUT THE GUEST

    The Lord Lieutenant of Northamptonshire. David Laing is a man of principle who has worked hard through his life in the construction industry through architecture design and construction, and appears to have enjoyed all the good and disagreeable parts of his career. Mr Laing gives time and money to charitable trusts, and has enjoyed exciting hobbies such as racing.  He has been rewarded by his position as Her Majesty’s representative as Lord Lieutenant of Northampton -shire.  He has an impressive family history behind him with his Grandfather and Grandfathers’ father starting the business in 1845 all of whom did vital work through the 1st and 2nd world wars.  

    ‘Brought to you by Progressive Media’: https://progressivemedia.uk/

    1 hr 7 min
  • Alfie Best: Going From Broke to Billionaire Empire

    How do you create a successful business and solve the housing crisis at the same time? Well, Alfie Best has one of the most innovative answers out there at the minute. The owner of Wildcrest, which is the biggest Mobile Park operator in the UK, soon to be the world. In this interview, Mark asks Alfie, how he started out in the industry, what the mechanics of the industry are and why Alfie believes they are the answer to the housing crisis in affordable houses currently? Listen to one of the most successful business people in the UK and what his advice is on creating a successful business in 2019.

     

    Key Takeaways

    Why did you get into the Mobile Park Industry? I was born and bred in a caravan as a Romani. Who better to run Mobile Parks than someone who has lived and breathed this world throughout my life. It was a natural progression for us from commercial conversions. I really believe in them, and I’m passionate about my business, I don’t really see it as work. 

     

    How does the mechanics of the business work? It’s not complicated the customer actually purchases the mobile home often for 50% of what the same property would be if it was classed as a house. They get a 1983 mobile home act document drafted from the government which is an infinite lease on the property. It has no end date. It’s a simple but powerful document. You are in effect purchasing a bungalow at residential standards which are pre-fabricated. It’s like a timbre home from the states or modular homes which you see popping in different places. They have to be built on a chassis and have wheels, but they never get moved.

     

    How does it benefit you to have a mobile home? Once it doesn’t have wheels and a chassis it becomes a house. If we have planning permission for a mobile home park then we can’t build houses. It’s classified as a caravan but it is never towed or moved anywhere else, it’s essentially static.

     

    We all need to find our niche. I don’t regard this as a niche, we than 13,000 residents as a country and we have 5 parks in North Carolina. We are looking to expand our business in the US. Councils are still of the opinion to say no, it's not seen as a positive to support our kind of business. Sensible government is a friend often but councillors can be really difficult to work with and can go against what the government have set down.

     

    How do you cope with working across different continents and countries? Have you found it challenging? When you start a business anywhere in the world, you have to pay an ‘idiot’ tax which is about learning to run your business. I always say that you should start small so your ‘idiot’ tax is a much smaller cost. When we first went to America we only bought one home. A business has to be like water, it has to flow and change but be strong enough to keep going forward.

     

    Why is it that mobile home parks are the answer to affordable housing? It’s very simple. The government are trying to build their way out through social housing. As there is no cap on it and they have to compete on the open market it’s never going to solve the problem. We don’t offer houses for key workers like ambulance staff for example. Properties should only be able to be sold to key workers in key sectors. Whereas park homes only ever stay as affordable housing, always at 50% less than a house even when the price goes up it's always comparatively cheaper. That’s because there is a stigma to it.

     

    Most of our customers are downsizing. A lot of our customers are buying a mobile home and then buying a second home in Spain or the US. Houses don’t have to be a ball and chain around their neck, it allows people freedom in older age. We are trying to lobby the government to explain this. There are some great councils and are some terrible councils.

     

    We are bringing people who are semi-retired or retired people to an area. So we are actually bringing other families as well. We are helping social housing as well as contributing to communities. I hate the word social housing but I think of it as affordable housing.

     

    What have been your biggest setbacks in business? The biggest set back was not questioning myself too much when I nearly went bust. Broke means that you are in negative equity, and verging on either going bankrupt which is where I found myself. I had a house with too big a mortgage invested in it. My biggest mistake was I didn’t see the recession coming because I wasn’t experienced enough. I thought I was better than I was.

     

    How have you changed this ready for the next recession? We have stopped looking at profit and concentrated on cash flow. My board loves talking about profit, but I focus on cash flow. The cash flow could be in the red but your profits look great. It’s a balancing act. Making sure your business is sweating, and your wastage at minimum is essential. That could be down to the water bottles in the corner of your building.

     

    How do you innovate? What do you do to get better incrementally? We regularly buy business which has gone into administration. Firstly, we set up a rudimentary cash flow system to see where the business is, see how much in the red they are. See what there is that is needed and what is extra. You have to be harsh, and be commercially viable when turning around a business. Then as you get bigger we constantly review what we are doing.

     

    Best Moments

    • ‘I don’t see my business as work, it’s a passion.’
    • ‘The 1983 mobile home document is simple but powerful.’
    • 'They are referred to as park-home bungalows.’
    • ‘This is the real solution to an affordable housing crisis.’
    • “It’s harder to get planning to build mobile homes than building a house in the states.’
    • ‘It’s always an affordable model for housing.’
    • ‘I usually find I make the most money in those quirks.’
    • ‘This country are selling ourselves short.’
    • ‘I love to see people trying to make a success.’
    • ‘It takes a special person to start a business.’
    • ‘Be brave when everyone else is going away.’
    • ‘Residents at mobile parks can be like winning the lottery.’
    • ‘We want to invest where we are welcomed and where we are making a difference.’
    • ‘The biggest set back was not questioning myself too much when I nearly went bust.’
    • ‘Every pound is a prisoner.’
    • ‘If a business is not commercially viable you will hurt a lot of people.'

     


    ABOUT THE HOST

    Mark Homer

    Mark Homer is an entrepreneur investor.  He has worked with investment since he was 15 years old using the laws of wealth! He is a spreadsheet analyst with an impressive following from major publications including BBC Radio, The Wall Street Journal, The Independent, as well as co-authoring the UK’s best-selling property books.  Mark has always looked for the best investment vehicle, and at the end of 2007 with Rob Moore the co-founder of Progressive Property his joint portfolio produced more profit than any of the other investments he’d tried in the last ten years, combined.

     

    CONTACT METHOD

    • [email protected]%C2%A0
    • https://www.linkedin.com/in/markhomer1%C2%A0
    • https://omny.fm/shows/mark-my-words/%EF%BF%BChttps://www.facebook.com/markprogressive%C2%A0
    • https://omny.fm/shows/mark-my-words/%EF%BF%BChttps://twitter.com/markprogressive%C2%A0

     

    About The Guest

    Alfie Best a highly motivated business magnate, investor, speaker and philanthropist who serves as the chairman of Wyldecrest Parks. To achieve success is not easy and to maintain that success is even harder but Alfie Best has shown how it can be done, even when you have not been born with the proverbial silver spoon in the mouth.


    Born of humble origins and raised in a Romany Gypsy family, this self-made man studied at “University of Life” and started his professional success story totally from scratch. However, coming from a struggling background and a minority group only gave him even more desire to succeed. As a gypsy, he had to face many obstacles and prejudices but he has never allowed those to ruin his dreams and ambitions or to disrupt his investments into the businesses he operates. Instead, he has taken those negative prejudices and turned them into positives by surrounding himself with a diverse and multicultural team. Alfie Best manages his businesses as a real leader, knows his employees by name and likes to meet all residents of his mobile home parks.

     

    Contact Method

    Website - http://alfiebest.co/story/

    Twitter - @alfiebest33

    Email - [email protected]

    ‘Brought to you by Progressive Media’: https://progressivemedia.uk/

    57 min
  • Dealing with Banks and Getting Your Loans Approved Fast (REWIND)

    To get financing, you have to prove to banks and lenders that you’re far from delinquent and can be trusted. So, in this episode of Mark My Words Podcast, Mark talks about how essential it is to build rapport with long-term lenders to get better terms with banks. He also suggests that you look for 2-3 commercial lenders. Though you’ve submitted the complete requirements and have an outstanding credit report, it also makes a difference if you have established a connection with the relationship manager since they already trust you and know that you meet the criteria.

    KEY TAKEAWAYS

    • Mark prefers to get to know and contact the relationship manager directly with the bank, not through a broker. In this way, you get to know each other. So, when they see that you have good standing of records in their database and remembers that they also know you, there is a high possibility of getting the best terms with the lowest rates.
    • Mark’s Tips:
      • Have 2 or 3 commercial lenders.
      • Try not to spend too much money on legal fees.
    • We need development finance for our projects. Banks offer low loan values, and the terms are not as good. Mark suggests going to your broker for your development finance.

    BEST MOMENTS

    • "Until the evaluation is back and the bank has confirmed how much they're going to lend on the property... you probably got that many more issues to come."
    • "In the future, I probably find a bank number two - a backup, a secondary bank."
    • "You need to have 2-3 long-term relationships with term funders who do development finance, who you could go to if you need a loan, who has got you in his system, who has seen over time how you behave."

    VALUABLE RESOURCES

    • British Banker’s Association
    • RBS
    • Mark My Words Podcast #067 Can I borrow all the money for my project? YES, you can! Interview With Dean Brown | iTunes
  • Progressive Property
  • ABOUT THE HOST

    Mark Homer is an entrepreneur investor.  He has worked with investment since he was 15 years old using the laws of wealth! He is a spreadsheet analyst with an impressive following from major publications including BBC Radio, The Wall Street Journal, The Independent, as well as co-authoring the UK’s best-selling property books.  Mark has always looked for the best investment vehicle, and at the end of 2007 with Rob Moore the co-founder of Progressive Property his joint portfolio produced more profit than any of the other investments he’d tried in the last ten years, combined.

    Contact Method

  • LinkedIn: https://www.linkedin.com/in/markhomer1
  • Facebook: https://www.facebook.com/markprogressive
  • Twitter: https://twitter.com/markprogressive
  • ‘Brought to you by Progressive Media’: https://progressivemedia.uk/

    11 min
  • How to Beat Inflation & The Cost of Living Crisis

    What steps can you take to deal with the cost of living crisis? Join Mark as he talks about what you can do to help protect yourself from surging energy prices and the impact of the huge inflation we are seeing in the UK.

     

    KEY TAKEAWAYS

     

    • The pandemic has meant there has been a reduce in supply for gas and electric but then we have seen an increase in demand. This has been further exacerbated by the war in Russia and the Ukraine. The world gas and oil price has gone up significantly.

     

    • One way to protect yourself from the rise in energy costs is to improve your EPC rating to at least a C, via insulation, new boiler etc. The government is also going to put pressure to get all homes to a level C anyway so you are also future proofing youself. Intelligent thermostat systems, such as NEST can also help you save energy.
    • If you take a fixed rate with your energy supply, you will generally pay more over the long term but it does offer you a level or protection from price hikes.

     

    • People are reducing their outgoings in a multitude of ways. Netflix subscriptions have gone down and the stock market are also seeing reduced numbers of investments and investors.

     

    • Marks tips if you can still afford to invest than you should. Just focus your money on longer-term investments.

     

    • Right move said the past two months has had the biggest imbalance of supply –vs- demand in its history. Short term predictions are impossible to make, those who do might make headlines but they are usually wrong. Mark believes yes, house prices will crash but he, like no one else, can predict accurately when that will be.

     

    • There have been multiple things that have caused a lack of labour including Brexit, the pandemic and early retirement. This is creating a shortage in many different manufacturing industries as well as in the building industry and haulage. 

     

    BEST MOMENTS

     

    “If you’ve got the cash to ride the peaks and troughs you’re probably better going for a variable”

     

    “A price war probably will break out across the supermarkets”

     

     "It won't be too long until you see more and more immigration starting again"

     

    VALUABLE RESOURCES

    https://www.youtube.com/user/progressiveproperty https://www.progressiveproperty.co.uk/the-progressive-co-founders/

     

    ABOUT THE HOST

    Mark has bought, sold or has managed around 1,000 property units for himself, Rob, his family and his investors since 2003. He is a system and spreadsheet geek and has developed a complex, confidential deal analyser system of buying residential, commercial and multi-let properties.

    CONTACT METHOD

     

    Email: [email protected]

    LinkedIn: https://www.linkedin.com/in/markhomer1

    Facebook: https://www.facebook.com/markprogressive

    Twitter: https://twitter.com/markprogressive

    ‘Brought to you by Progressive Media’: https://progressivemedia.uk/

    28 min
  • Why You Should NEVER Pay off Your Mortgage Early

    Mark has been investing in property for 15-20 years, approaching the 100 mark in terms of deals made and has a 70 million equity stake in various portfolios. One of the questions he repeatedly gets asked, is whether it is worth using additional cash to pay off your mortgage or if it is better to invest it elsewhere. Listen in to this episode to hear his thoughts and answers to this common question.  

     

    KEY TAKEAWAYS

     

    • If you are even slightly disciplined you should not pay your mortgage off. If you are worried about interest rates then look at fixed rate mortgages.
    • If you can invest your cash somewhere else, you will earn more back on that lump sum than you will be paying in interest on your mortgage.
    • Property is still by far the best investment opportunity particularly in terms of lending from banks; they will always give you a great interest rate on anything you borrow.

    BEST MOMENTS

     

    “Why would you want to pay of your mortgage if you can get consistently good returns by investing in your isa and getting much much higher investment returns”

     

    “You’ve got to make your money work for you, no one else will look after your money like you do”

     

    VALUABLE RESOURCES

    https://www.youtube.com/user/progressiveproperty https://www.progressiveproperty.co.uk/the-progressive-co-founders/

     

    ABOUT THE HOST

    Mark has bought, sold or has managed around 1,000 property units for himself, Rob, his family and his investors since 2003. He is a system and spreadsheet geek and has developed a complex, confidential deal analyser system of buying residential, commercial and multi-let properties.

    CONTACT METHOD

     

    Email: [email protected]

    LinkedIn: https://www.linkedin.com/in/markhomer1

    Facebook: https://www.facebook.com/markprogressive

    Twitter: https://twitter.com/markprogressive

    ‘Brought to you by Progressive Media’: https://progressivemedia.uk/

    13 min
  • Spring Budget: Everything You Need to Know

    A short but informative episode where Mark discusses the current economic news including the changes in the new budget and what he thinks will happen next.

     

    KEY TAKEAWAYS

     

    • We’re coming to a period where living standards are going to reduce in ways not seen since the 1950s. The rise in inflation and employment issues are all adding up to a historical economic time; and we are living in it.
    • There has been a £2300 increase on the income tax threshold and a 1% reduction on the basic rate income tax will have most significant effect on most people in the new budget.

    BEST MOMENTS

     

    “I suspect it’s more of a gesture rather than something concrete that will make a difference”

    “Rishi is certainly very good at telling people her cares, but looking at these numbers you start to see he only cares a little bit”

    VALUABLE RESOURCES

    https://www.youtube.com/user/progressiveproperty https://www.progressiveproperty.co.uk/the-progressive-co-founders/

     

    ABOUT THE HOST

    Mark has bought, sold or has managed around 1,000 property units for himself, Rob, his family and his investors since 2003. He is a system and spreadsheet geek and has developed a complex, confidential deal analyser system of buying residential, commercial and multi-let properties.

    CONTACT METHOD

     

    Email: [email protected]

    LinkedIn: https://www.linkedin.com/in/markhomer1

    Facebook: https://www.facebook.com/markprogressive

    Twitter: https://twitter.com/markprogressive

    ‘Brought to you by Progressive Media’: https://progressivemedia.uk/

    7 min
  • How High Can Fuel & Energy Prices Really Rise to?

    The big story is gas, oil and raw material prices right now! You will have seen petrol at 1.80 a litre and diesel in the 1.90s per litre, these are huge numbers, this is the highest we have ever paid! Listen in to this episode to hear Mark discuss the issue and the causes behind what we are seeing on the pumps and in other areas of our life too.

     

    KEY TAKEAWAYS

    • The parallel to this is the 1973 fuel crisis, Rishi Sunak has been given what went well and what was learnt from this and hopefully will use this information to aid him and the government in making helpful policies for the public.
    • Inflation is probably going to go to 10% over the next 12 months, £1 will be 90p. This means the banks will have to increase interest rates, will we see a repeat of double digit interest rates of the 70s?
    • Is this national insurance rise, actually more of a political statement rather than actually helping?

    BEST MOMENTS

    “This is all going to push prices up significantly which will lead to inflation”

    “Who needs repayment mortgages when you’ve get inflation at 10%, there is always a silver lining”

    VALUABLE RESOURCES

    https://www.youtube.com/user/progressiveproperty https://www.progressiveproperty.co.uk/the-progressive-co-founders/

     

    ABOUT THE HOST

    Mark has bought, sold or has managed around 1,000 property units for himself, Rob, his family and his investors since 2003. He is a system and spreadsheet geek and has developed a complex, confidential deal analyser system of buying residential, commercial and multi-let properties.

    CONTACT METHOD

     

    Email: [email protected]

    LinkedIn: https://www.linkedin.com/in/markhomer1

    Facebook: https://www.facebook.com/markprogressive

    Twitter: https://twitter.com/markprogressive

    ‘Brought to you by Progressive Media’: https://progressivemedia.uk/

    13 min
  • Nigel Farage: Debate on Markets & Incoming Crash | How to Win Big During a Recession

    This is an extra special podcast episode with none other than Nigel Farage! Mark feels really akin with Nigel’s politics and watches GB news every evening so was very excited to record this episode for you all. Nigel and Mark talk about the start-up and progress of GB news, Covid-19, business and all things politics including his opinion on PM Boris Johnson and why Nigel believes we need a Brexit 2.0! They also discuss Nigel’s incredible knack for predicting what is going to happen next in the political landscape and what the public opinion will overwhelmingly be!

     

    To hear more from Nigel & Mark head to Rob.team

     

    KEY TAKEAWAYS

     

    • Since GB news was launched, Nigel has already seen the changes it has brought to the broadcasting landscape. Many channels and programming is duplicating the GB formats and introducing more talk shows and opinion pieces.
    • Broadcasters have a big responsibility and if they get things right then they can create enormous ripples that change what happens in our country and in the world.
    • Nigel has been a sensible environmentalist all his life. He doesn’t understand what the goal of net-zero emissions is when all we are doing in the UK as a country is exporting our emissions and actually creating more pollution. It creates a whole host of other problems and isn’t actually any better for the planet. We have the resources to be self-sufficient for energy but we aren’t, he asks why?
    • The ramifications of Covid on society is hard to measure but we also can’t ignore the huge impact Covid restrictions have had on the countries mental health, education and children’s development. Nigel believes when we look back on this we will see that lockdowns and restrictions actually did more harm than good.
    • Nigel’s treatment by other MEPs and in Brussels was very negative. After his 2016 speech it became even worse and he even got refused service in restaurant and cafes.
    • It isn’t easy to ignore criticism and not care about everyone’s opinion but Nigel got to a point in 2014 where this is what he had to learn to do. Now he doesn’t even take an interest in others opinions about him, they are just that, their opinions and not his.
    • Nigel believes there needs to be a Brexit 2.0. he thinks we need to leave the European Call to Human Rights to help with the large scale immigration still happening.
    • The power and control big media and tech companies have now frightens Nigel. He is worried about the cancel culture we are seeing and the restriction on free speech. He can only hope that some of the challengers coming out will help disrupt these industries and allow everyone to have free will and communication, on all topics.
    • The answer to labour and skill shortages isn’t immigration. Nigel states that opening the dialogue with young people and a reorientation towards them acquiring skills and trades rather than degrees could be the solution. It’s incredibly difficult to run something like an engineering company right now just on English skill sets.

    BEST MOMENTS

    “I think for once the free press and our parliamentary systems has worked”

    “I have been a sensible environmentalist all my life”

    “The impact on our way of life has not been positive”

    VALUABLE RESOURCES

    https://www.youtube.com/user/progressiveproperty https://www.progressiveproperty.co.uk/the-progressive-co-founders/

     

    ABOUT THE HOST

    Mark has bought, sold or has managed around 1,000 property units for himself, Rob, his family and his investors since 2003. He is a system and spreadsheet geek and has developed a complex, confidential deal analyser system of buying residential, commercial and multi-let properties.

    CONTACT METHOD

     

    Email: [email protected]

    LinkedIn: https://www.linkedin.com/in/markhomer1

    Facebook: https://www.facebook.com/markprogressive

    Twitter: https://twitter.com/markprogressive

    ‘Brought to you by Progressive Media’: https://progressivemedia.uk/

    1 hr 20 min

About Mark My Words

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Investing, business, finance & economics - Mark Homer has the experience to help you with many of your questions & challenges. Mark My Words is a successful, eccentric & introverted…

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