Medicare Advantage HMO plan are very different from Original Medicare. These Medicare Advantage plans limit you to a network of doctors and hospitals, and have other restrictive factors that are very different from Medicare Supplement plans.

Medicare is Massachusetts is different than every other state in the country. In most states, Medicare Supplement plans are limited to a list of 11 lettered plans. However, in Massachusetts, plans are limited to three options for anyone 65 prior to 2020, and only two options for anyone turning 65 in 2020 or later. This video will go over the Massachusetts specific rules for Medicare Supplement Plans.

Medicare Part A is part of Original Medicare and covers your rom and board in the hospital. It is important to understand the differences between Medicare Part A and Medicare Part B, including the coverage, premiums, and deductibles for Medicare Part A.

Medicare part B is part of Original Medicare and covers your outpatient and physician services Insurance. It is important to understand the differences between Medicare Part A and Medicare Part B, including the coverage, premiums, and deductibles for Medicare Part B.

When choosing Medicare Supplement Plans, one big question many people have is “how do I choose the right Medigap insurance carrier?” Luckily, there are specific laws that Medicare Supplement insurance plans must follow that make this choice a bit easier! Whether choosing Medigap Plan G, Medigap Plan N, or a high deductible plan, there are some safeguards in place, as well as factors to consider, which are reviewed in this episode.

The Medicare Part B premium and deductible goes up a little each year. The 2020 costs for Medicare go into effect on January 1st, 2020. The cost of living adjustment for Social Security increased as well, but is basically eaten up by the Medicare cost increase!

Medicare Part D is the prescription drug plan component of Medicare. Whether you have Original Medicare with a Medicare Supplement plan, or a Medicare Advantage Plan, it is important to understand how Medicare Part D plans work. This episode reviews Medicare Part D enrollment.

The Medicare Open Enrollment period is a period once a year when Medicare enrollees can make changes to their current Medicare coverage. This time period effects some, but not everyone enrolled in Medicare. This episode reviews when the Medicare Annual Election Period is, and what changes you can make to your Medicare coverage, including Medicare Supplement plans, Medicare Advantage plans, and Medicare Part D plan.

Most people first become eligible for Medicare Part A and Part B enrollment at age 65. Turning 65, however, is not the only time you are Medicare eligible. Often, you can enroll into Medicare Part A and Medicare Part B before you are 65, when you turn 65, or when you are older than 65 and begin retirement. This episode reviews when you are eligible to apply for Medicare.

When looking at Medicare Supplement plans, you have a few options! The most popular Medigap plans are Medicare Supplement Plan F, Medicare Supplement Plan G, and Medicare Supplement Plan N. This episode reviews the different coverage levels of these MediGap plans and when to choose each one to supplement your Medicare Part A and Medicare Part B coverage.