Mile High FI Podcast

By Carl Jensen & Doug Cunnington

Real talk about Financial Independence and life after corporate jobs. Carl Jensen and Doug Cunnington talk about FI, lifestyle, side hustles, health, and anything on their minds. Plus, they interview ... more

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FAQs about Mile High FI Podcast:

How many episodes does Mile High FI Podcast have?

The podcast currently has 282 episodes available.

Mile High FI Podcast episodes:

November 14, 2023FinCon Recap and Mailbag - Random Episode | MHFI 189
Grab your headphones for an eclectic episode of Mile High FI with hosts Carl Jensen and Doug Cunnington where they chat with special guest Mindy Jensen. They dive into life with a Tesla, the unforeseen hazards of owning one, and smart college fund investments for children. They also share their personal experiences from the recent FinCon conference and future financial independence retreats. In the soundcheck they embark on an entertaining journey reminiscing about a recent Guns N' Roses concert, their insightful views on the band's performance, and the unique aging crowd demographic. Poised amid finance and rock, their hearty banter is filled with sharp insights and humor, making this episode a must-listen.
Do you love Mile High FI? You betcha! Support us over at Buy Me A Coffee.
Save 50% site-wide on your new mattress, pillow, and bedding over at GhostBed (coupon code: MILEHIGHFI)
Links
Get your A.S.S. eggnog lube: MileHighFI.com/ASS

Wim Hof

FinCon

Paula Pant/Afford Anything

JD Roth

Steve Stewart

Brad Barrett/ChooseFI

Joel Larsgaard/How To Money

Jordan Grumet

Andrew Giancola/The Personal Finance Podcast

Pete Adeney/Mr. Money Mustache

Original 4% Rule article from Bill Bengen

Quit Like a Millionaire

Go Curry Cracker: The Path to 100% Equities

NoCo Mustachians

BPCON

Robert Farrington/The College Investor

Travis Hornsby/Student Loan Planner

ChooseFI Local Groups

GoWithLess

CampFI

Econome

Connect with Mindy Jensen:
Email

BiggerPockets

Twitter/X

Mile High FI Facebook Group

Doug’s site

Carl’s blog: 1500 Days

Do you want a Tesla too? Save some money and get 3 months of FSD with Carl’s referral code.
--
Join the Mile High FI Club – It’s our email list!
Get MHFi Merch – It helps support the show. Get t-shirts & more
**Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won't even make such a claim. You shouldn't take the info as financial, legal, or tax advice. We aren't certified financial planners or advisors. We're not qualified for much. So get advice from professionals.**
Brought To You By:
The Doug Show, aka Affiliate Marketing & Side Hustles
1500 Days, Carl's Blog about Early Retirement
Email us here: [email protected] or [email protected]
0:00 Introduction
1:39 A.S.S. & bidets
8:33 Mindy & Carl missing FinCon
13:27 Doug’s FinCon recap
20:08 FinCon panels/podcast recording
26:00 Tesla purchase
36:50 End of Carl’s house projects?
42:20 Sleep
46:48 Question 1: Lowering volatility
58:50 Question 2: 2024 FI events
1:00:01 Question 3: Kids & FI number
1:04:20 Question 4: Social network in retirement
1:09:53 Soundcheck - Guns N’ Roses
...more
1h 17min
November 07, 2023Emergency Funds, Tesla Stock Talk, and Coast FI Decisions | Mailbag | MHFI 188
Doug and Carl answer questions from the mailbag.
Intro: Doug & Carl discuss their weddings and advice for others

Questions answered:
Carl: How big is Doug’s Emergency Fund?

Mike: What is Carl going to do with his Tesla Stock?

Tahir: Plans to buy a house outright, works part-time as a college professor, with tutoring as a side-hustle on the way to CoastFI. Is this a good plan or should there be a change in course?
Listener Question: What do you think of Doug’s emergency fund situation?
Can't wait to get your special asparagus stickers? Be the first (and perhaps only) person in line by heading over to Buy Me A Coffee.
Links
Downshift Financial

Downshift Financial on MHFI 024

Downshift Financial on MHFI 056

Mark’s Money Mind

Mile High FI Facebook Group

Doug’s site

Carl’s blog: 1500 Days
--
Join the Mile High FI Club – It’s our email list!
Get MHFi Merch – It helps support the show. Get t-shirts & more
**Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won't even make such a claim. You shouldn't take the info as financial, legal, or tax advice. We aren't certified financial planners or advisors. We're not qualified for much. So get advice from professionals.**
Brought To You By:
The Doug Show, aka Affiliate Marketing & Side Hustles
1500 Days, Carl's Blog about Early Retirement
Email us here: [email protected] or [email protected]
0:00 Introduction
1:09 Weddings
7:48 Question 1: Emergency fund
16:00 Professional financial advice
21:26 Question 2: Tesla stock
32:30 Question 3: CoastFI plan
40:47 Soundcheck - Hiking
...more
46min
October 31, 2023Fitness Madness | MHFI 187
Doug and Carl talk about fitness per request of listener Rakesh. Topics include fitness updates/observations, goals, and tips.
Intro: Poor phone etiquette

Workout routines & fasting

Doug’s busy summer - more eating, less exercise

Eating on the road

Working out while traveling

Carl’s lack of rest and hearing scare

Growing old

Blood-work - high cholesterol & blood pressure

Doug’s goals - lower body fat, calorie tracking/eating better

Carl’s goals - better sleep, lower blood pressure/resting heart rate, walk 25K steps a day, 10 pull-ups in a row

Staying accountable
Listener Question: How do you keep motivated (to stay on track with fitness)?
Help us stay accountable to you by supporting us over at Buy Me A Coffee.
Links
Huberman Lab

The Peter Attia Drive Podcast – Peter Attia

Mile High FI Facebook Group

Dan Manwaring on MHFI

Doug’s site

Carl’s blog: 1500 Days
--
Join the Mile High FI Club – It’s our email list!
Get MHFi Merch – It helps support the show. Get t-shirts & more
**Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won't even make such a claim. You shouldn't take the info as financial, legal, or tax advice. We aren't certified financial planners or advisors. We're not qualified for much. So get advice from professionals.**
Brought To You By:
The Doug Show, aka Affiliate Marketing & Side Hustles
1500 Days, Carl's Blog about Early Retirement
Email us here: [email protected] or [email protected]
0:00 Introduction
1:24 Phones
9:39 Workouts
14:37 Doug’s fitness updates
23:36 Carl’s fitness updates
30:04 Growing old
43:48 Doug’s goals
52:59 Carl’s goals
57:01 Accountability & tips
1:04:38 Soundcheck - Minivan
...more
1h 9min
October 24, 2023Frances and Peter: Coast FI Case Study | MHFI 186
Doug and Carl talk to Frances and Peter about their finances. Topics include Coast FI, real estate investing, emergency funds, and civet coffee (google it, we dare you!).
Intro: A crazy purchase. Team Asparagus.

Coast FI

Should they invest in more real estate?

The great “paying off the house” debate rages on

Were they too Frugal?

Challenges

Frances and Peter’s numbers

The Ideal Life
Recommendations:
$125,000 in investments is a great start, but suggest getting that number bigger before coasting.

Since their income is good, consider a solo 410(k) to reduce taxable income.

Settle your house situation to get the money off the sidelines.

$40,000 is a lot to have in cash. Consider deploying some of that into investment accounts.

Don’t sacrifice happiness now. Live life, even if it takes a little longer to retire.
Listener Question: What did Doug and Carl get right? What did they get wrong? What advice would you give Frances and Peter?
Do you love Mile High FI? Sure you do. We all do, except for that one YouTube troll. But who cares about him anyway. Support us over at Buy Me A Coffee.
Links
Frances’ bookkeeping service

Coast FI with the FIoneers

Mile High FI on Youtube

Mile High FI Facebook Group

Support Mile High FI

Get a Mile High FI t-shirt

Doug’s site

Carl’s blog: 1500 Days
--
Join the Mile High FI Club – It’s our email list!
Get MHFi Merch – It helps support the show. Get t-shirts & more
**Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won't even make such a claim. You shouldn't take the info as financial, legal, or tax advice. We aren't certified financial planners or advisors. We're not qualified for much. So get advice from professionals.**
Brought To You By:
The Doug Show, aka Affiliate Marketing & Side Hustles
1500 Days, Carl's Blog about Early Retirement
Email us here: [email protected] or [email protected]
0:00 Introduction
1:27 Coffee & asparagus
7:57 Case study background
18:29 Housing Pt. 1
29:33 Frugal in recovery
35:57 Ideal $10MM life
46:30 The numbers
59:09 Housing Pt. 2
1:04:39 Final advice
1:11:57 Soundcheck - The big event
...more
1h 16min
October 17, 2023A Review Of Carl's $12,000 Concert Weekend | MHFI 185
Doug, Carl and special guest Mindy talk about Carl’s $12,000 concert weekend. Was it worth it? Would he do it again? What is his next Big Thing?
Intro: Doug has an addiction. A Melanzana addiction.

How Carl came to buy a private show and what Mindy thought about it

Concert weekend

Regrets?

What stressed Carl out

Soundcheck: Did Mindy like the Webb Brothers or Duran Duran more?
Listener Question: If you could put on a big event like Carl, what would it be?
Do you love Mile High FI? Awwww, we love you too. Support us over at Buy Me A Coffee.
Links
The Webb Brothers and their Kickstarter

James Webb’s beautiful song

Connect with Mindy Jensen:
Email

BiggerPockets

Mile High FI Facebook Group

Support Mile High FI

Doug’s site

Carl’s blog: 1500 Days
--
Join the Mile High FI Club – It’s our email list!
Get MHFi Merch – It helps support the show. Get t-shirts & more
**Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won't even make such a claim. You shouldn't take the info as financial, legal, or tax advice. We aren't certified financial planners or advisors. We're not qualified for much. So get advice from professionals.**
Brought To You By:
The Doug Show, aka Affiliate Marketing & Side Hustles
1500 Days, Carl's Blog about Early Retirement
Email us here: [email protected] or [email protected]
0:00 Introduction
1:28 Doug’s addiction
8:09 Concert origins
16:12 Attendees & meeting the band
23:54 Post-concert thoughts
31:30 Big things
37:50 Soundcheck - Duran Duran
...more
42min
October 10, 2023Questions From The Facebook Group | MHFI 184
Doug, Carl and special guest Mindy discuss listener questions submitted on the Mile High FI Facebook group. They talk about mortgages, what Carl would have done differently, frugality, and living in an expensive city.
Intro: Are you on Team Pumpkin Spice? The debate exposes divisions within the Mile High FI team.

Should you wait to buy a house?

Carl didn’t do FIRE correctly.

Frugality: Cell phone plans, food, and Costco tips

I live in an expensive city. What should I do?

Soundcheck: Mindy can say naughty words on Mile High FI. Will she?
Listener Question: Are high mortgage rates preventing you from moving or buying a home?
Mile High FI has a new sponsor, A.S.S, a DIY colonoscopy kit! We’re so excited to get behind this product! To save 10% and get a free tube of pumpkin spice lube, go to milehighfi.com/ass
Links
Historical mortgage rates

Connect with Mindy Jensen:
Email

BiggerPockets

Mile High FI Facebook Group

Doug’s site

Carl’s blog: 1500 Days
--
Join the Mile High FI Club – It’s our email list!
Get MHFi Merch – It helps support the show. Get t-shirts & more
**Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won't even make such a claim. You shouldn't take the info as financial, legal, or tax advice. We aren't certified financial planners or advisors. We're not qualified for much. So get advice from professionals.**
Brought To You By:
The Doug Show, aka Affiliate Marketing & Side Hustles
1500 Days, Carl's Blog about Early Retirement
Email us here: [email protected] or [email protected]
0:00 Introduction
2:03 Pumpkin spice
6:31 Should I wait to buy a house?
11:10 What changes would you make yesterday?
19:45 What is Doug frugal with on a daily basis?
26:51 What is Mindy frugal with?
32:22 What is Carl frugal with?
36:15 What would you spend money on?
40:59 What to do if you’re living in a high cost of living area?
52:50 Soundcheck - Goodwill & Asparagus
...more
55min
October 03, 2023Four Mini Case Studies | MHFI 183
Doug and Carl review 4 listener case studies. Listener #1 loved his 38 year career. Listener #2 is only 27, but is ready to hang up the keyboard. Listener #3 wants advice on how to leave his job. Listener #4 makes the case for going part-time.
Intro: Doug talks about his Never Nude Ken doll. Carl talks about what his Ken doll would look like.

Steve LOVED his career and makes the case for work.

Ryan LOVES to ski and at the age of 27, doesn’t want to work anymore. Is this a good idea?

Zak wants to make the jump to freelance life and is looking for advice.

Kevin part-times his way to happiness, even though it’s delaying his FI date.
Listener Question: If your net worth magically went to $100,000,000 tomorrow, would you still work? If so, what do you do and is your employer hiring? Leave your answer in the comments.
Do you love Mile High FI? Support us at Buy Me A Coffee
Do you hate Mile High FI? Give us $100,000,000 and we’ll stop forever! Buy Me A Coffee
Links
JT on Mile High FI: Hitting In Big Tech

Never Nude

Barbie

Mile High FI Facebook Group

Doug’s site

Carl’s blog: 1500 Days
--
Join the Mile High FI Club – It’s our email list!
Get MHFi Merch – It helps support the show. Get t-shirts & more
**Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won't even make such a claim. You shouldn't take the info as financial, legal, or tax advice. We aren't certified financial planners or advisors. We're not qualified for much. So get advice from professionals.**
Brought To You By:
The Doug Show, aka Affiliate Marketing & Side Hustles
1500 Days, Carl's Blog about Early Retirement
Email us here: [email protected] or [email protected]
0:00 Introduction
1:52 MHFI Dolls
6:36 Case Study 1 (Steve): Pro-Work
16:32 Case Study 2 (Ryan): Ski or work hard?
25:06 Case Study 3 (Zak): Freelancing
34:02 Case Study 4 (Kevin): Reduced schedule
40:53 Transitioning from work
47:29 What job would you work for $10MM?
55:43 Soundcheck - Barbie
...more
1h 3min
September 26, 2023Thoughts On Big Spending And Taylor Swift | MHFI 182
Doug and Carl talk about spending big on experiences including Carl’s Taylor Swift show. When is big spending appropriate? When is it not? Is it OK to experiment with spending?
Intro: Doug cooks in Atlanta while Carl coughs in Longmont

Why Carl went to the Taylor Swift show

How much Carl paid for the ticket (hint: > $999)

Why being an old dude at a Taylor Swift show is strange

What Doug spends money on

Is it OK to fail with spending?

What Doug and Carl are going to spend on this year

Soundcheck: Carl asks Doug about the mysterious origins of his name.
Listener Question: If you had $10,000 to spend on an experience, what would it be? Leave your answer in the comments.
It’s hot in Colorado. The Mile High FI studio in Doug’s basement is hot. Help keep the studio cool and get hot stuff: Buy Me A Coffee
Links
Die With Zero

Carl and Mindy: Behind the Scenes with Ramit Sethi

How To Money

Carl’s $10,000 private concert

Mile High FI Facebook Group

Doug’s site

Carl’s blog: 1500 Days
--
Join the Mile High FI Club – It’s our email list!
Get MHFi Merch – It helps support the show. Get t-shirts & more
**Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won't even make such a claim. You shouldn't take the info as financial, legal, or tax advice. We aren't certified financial planners or advisors. We're not qualified for much. So get advice from professionals.**
Brought To You By:
The Doug Show, aka Affiliate Marketing & Side Hustles
1500 Days, Carl's Blog about Early Retirement
Email us here: [email protected] or [email protected]
0:00 Introduction
1:39 Recent travels
10:10 Taylor Swift concert experience
19:23 Is Carl crazy?
25:33 Spending big money
30:04 Experiments with spending
36:15 Future spending
43:58 Soundcheck - Nicknames
...more
49min
September 19, 2023Credit Score Tips and Myths - Amberly Grant | MHFI 181
Doug and Amberly talk all about credit, from tips for higher credit scores to tackling common myths via a game of True/False. Doug also discusses his own experience with foreclosure and how his credit was impacted.
Doug’s distrust of banks/large institutions. Amberly’s view of the credit system as a necessary evil.

Explanation of credit scores & ranges.

Tips for a higher credit score:
Become an authorized user

Pay your bills on time

Dispute anything wrong on your credit report

Pay off collections

Use a secure credit card

Strategically paying credit cards

Ask for higher credit limits

Apply for new credit cards

Add to your credit mix

Doug’s foreclosure experience and impacts to his credit score.

Credit score game:
True or False. When buying a house you cannot shop around for loans because each time you shop you get hit negatively on your credit score.

True or False. You can’t improve your credit score if you have bad credit.

True or False. Carrying a balance on your credit card will improve your credit score.

Should you close old credit cards to improve your credit score?

True or False. Churning would lower your score to a level that negatively impacts it.

True or False. 0% credit cards are free interest for one whole year.

True or False. If you miss a payment on your credit card they report it to the credit bureau right away.
Looking to boost your credit score? If so, head on over to Buy Me A Coffee. We doubt the official credit bureaus will even notice, but in our eyes you'll have a perfect score!
Links
Entrepreneurship: From Mac & Cheese to Fintech | MHFI 166 (Intro to Nexus banking)

Nerd Wallet tips: “How to Improve Credit Fast”

Lauren & Steven, Trip of a Lifestyle

Steven Keys (Trip of a Lifestyle) on The Doug Show

Doug’s site

Carl’s blog: 1500 Days
Connect with Amberly Grant!
AmberlyGrant.com

FinTalks

Instagram

Facebook
--
Join the Mile High FI Club – It’s our email list!
Get MHFi Merch – It helps support the show. Get t-shirts & more
**Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won't even make such a claim. You shouldn't take the info as financial, legal, or tax advice. We aren't certified financial planners or advisors. We're not qualified for much. So get advice from professionals.**
Brought To You By:
The Doug Show, aka Affiliate Marketing & Side Hustles
1500 Days, Carl's Blog about Early Retirement
Email us here: [email protected] or [email protected]
0:00 Introduction
7:50 Thoughts on credit
12:50 Credit scoring
20:10 Tips for a higher credit score
31:22 Foreclosure & credit impacts
41:24 Credit score game
53:53 Support the show?
59:40 Soundcheck - Sushi
...more
1h 7min
September 12, 2023CampFI Origins & Cohousing with Stephen Baughier | MHFI 180
Doug and Carl talk to Stephen Baughier about a couple different topics - CampFI and cohousing. Plus, new show sponsor - PeeRidica!
CampFI: Origins, evolution, challenges, changes on the horizon, what attendees should expect, and tips for newcomers

Cohousing: “An efficient neighborhood that builds community”, cohousing basics, Stephen’s specific project (EAGLE Cohousing) in Warner Robins, Georgia
Looking to buy a bottle of PeeRidica, but can't find it online or in-store anywhere? Available exclusively at Buy Me A Coffee!
Carl will be attending CampFI Southwest in Julian, CA on October 6-9, 2023. For those interested in attending, use the coupon code JENSEN at checkout to save 10%. https://campfi.org/event/campfi-southwest-2023/
Links
CampFI
Events

YouTube Channel

Contact information

Eagle Co-housing contact information

Camp Mustache

MHFI episodes recorded live at CampFI
Camp FI Rocky Mountain Panel 2021 | MHFI 015

Creating Camp FI with Stephen Baughier | MHFI 016

Live Q&A with Diania Merriam & Maggie Tucker at Camp FI Southeast | MHFI 068

CAMP FI Southeast LIVE Panel with Maggie Tucker | MHFI 072

Live Q&A at CampFI Southeast | MHFI 104

CampFI LIVE Week 1 | MHFI 175

CampFI LIVE Week 2 | MHFI 179

Marla Taner

CohoUS: A Community of Communities

Doug’s site

Carl’s blog: 1500 Days
--
Join the Mile High FI Club – It’s our email list!
Get MHFi Merch – It helps support the show. Get t-shorts & more
**Disclaimer: The podcast is for informational purposes. Maybe entertainment but we won't even make such a claim. You shouldn't take the info as financial, legal, or tax advice. We aren't certified financial planners or advisors. We're not qualified for much. So get advice from professionals.**
Brought To You By:
The Doug Show, aka Affiliate Marketing & Side Hustles
1500 Days, Carl's Blog about Early Retirement
Email us here: [email protected] or [email protected]
0:00 Introduction
5:27 CampFI origins & evolution
11:50 Breakout sessions
18:09 Challenges
27:00 What to expect/tips
34:56 Cohousing basics
40:26 Stephen’s cohousing project
54:56 Warner Robins
1:04:13 For those interested in cohousing
1:12:36 CampFI speakers
...more
1h 16min

FAQs about Mile High FI Podcast:

How many episodes does Mile High FI Podcast have?

The podcast currently has 282 episodes available.

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