Hello and welcome to Rebank. I'm your host, Will Beeson. This is part one of a two-part episode. We recently participated in an event with PIMFA, the UK Personal Investment Management and Financial Advice Association, on the subject of Millennials and Financial Services, as part of a research project they're undertaking. The research looks at how people in their 20s and early-30s think about life, work and the future, and how that influences their financial decisions. We spoke with a range of guests at and around the event, ranging from incumbent investment managers to fintech startups to millennials themselves and stitched those conversations together into this two-part episode. In part one, we'll hear from PIMFA's CEO, Liz Field, and Head of Research, Gary Sunderland, as well as Sally Allan, Chief Marketing Officer of Wealthify, a roboadvisor, and Ellie Duncan, Deputy Content Editor at FT Adviser. In part two of the episode, which we'll release in the coming weeks, we'll hear from Nina Mohanty, Business Development at fintech marketplace platform Bud, and Sophie Winwood, formerly of Innovate Finance and soon to be with Anthemis, a Venture Capital firm, for a deeper dive into the way Millennials themselves think about life, work and money. A huge thanks to PIMFA for coordinating the event and facilitating our involvement. As always, connect with us on Twitter, Facebook, LinkedIn or on our website at bankingthefuture.com. If you like today's show, please subscribe on iTunes, or your podcast platform of choice, and leave us a review. Thank you very much for joining us today. Please welcome, Liz Field, Gary Sunderland, Sally Allan and Ellie Duncan.