One recent study has found that millennials are the worst tippers. How would you rate yourself on the tipping scale? We're talking money, service, and being a decent person on our first headline. During our second headline we're talking about Phil Mickelson and the US open. What does Phil wanting to withdraw (spoiler alert: he didn't) from the US open have to do with your money? We'll dive in on today's show. Good morning!

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