In this episode of the Money Healing Club Podcast, Rachel answers a Club member question about organizing and letting go of unwanted subscriptions, providing three key methods: using an app like Rocket Money, an analog approach with spreadsheets and credit card statement reviews, and the 'nuclear option' of reporting a credit card as lost or stolen.

00:38 Listener Question: Managing Subscriptions

01:29 Practical Tips 

04:26 Using Apps to Track Subscriptions

05:19 Analog Methods for Subscription Management

06:18 The Nuclear Option: Canceling All Subscriptions

09:44 Join the Money Healing Club Challenge

My Gift To you: Subscription tracker: https://docs.google.com/spreadsheets/d/16RFQ3JGxyeBpKwWLav9cbLdy8m8xC27eGZGe371fzw8/edit?usp=sharing

🎧 Your next listen: 😲 The one thing you're forgetting [Out of the blue expenses]

🖐️Leave us a voicemail:  Click on the big orange button on our site right from your phone or browser and let me know https://www.moneyhealingclub.com/podcast

💫 Use code PODCAST for 50% off your first month and start your money healing process!

https://www.moneyhealingclub.com/club

🤑 Get my free email course on mindful spending: https://www.moneyhealingclub.com/challenge

Full transcript can be found here: https://www.moneyhealingclub.com/podcast

References:

Federal Trade Commission Announces Final “Click-to-Cancel” Rule Making It Easier for Consumers to End Recurring Subscriptions and Memberships, October 14, 2024: https://www.ftc.gov/news-events/news/press-releases/2024/10/federal-trade-commission-announces-final-click-cancel-rule-making-it-easier-consumers-end-recurring

What happens when the financial stability you took for granted suddenly crumbles? How do you rebuild when debt and anxiety have you frozen in fear?

In this episode of the Money Healing Club Podcast, Rachel sits down with Money Healing Club member, Haley, who opens up about her rollercoaster relationship with money with self-employment. From comfortable college years to the unexpected struggles of entrepreneurship, Haley reveals how crushing debt and anxiety nearly derailed her life.

Haley shares the exact moment everything changed and how the Money Healing Club transformed her approach to finances. OUR SPREADSHEET! If you've ever felt paralyzed by money shame or wondered how others break free from financial anxiety, this conversation offers both practical wisdom and the emotional permission you might be seeking.

00:55 Haley's Financial Journey: From Stability to Debt

02:33 Navigating Lifestyle Inflation and Health Expenses

04:04 The Impact of Relationships on Financial Health

05:12 Starting a Business: Investments and Challenges

07:48 Dealing with Debt and Shame

11:55 Joining the Money Healing Club: A Turning Point

15:35 Introduction to the Money Challenge

16:09 Haley's Experience and Insights

16:52 Upcoming Challenge Announcement

18:12 Haley's Journey Post-Challenge

18:58 The Importance of Community Support

20:06 Practical Financial Tools and Strategies

23:03 Long-Term Financial Wellness

26:47 Haley's Future Financial Goals

🎧 Your next listen: Rachel's interview on Off the Grid Podcast with Amelia Hruby

https://episodes.fm/1610399726/episode/ZmU0MGE1ZTctYTNmZS00ZjFlLTk2MTQtNDEzZDZlNmY4NWY2

🖐️Leave us a voicemail: What's your rollercoaster money story? Click on the big orange button on our site right from your phone or browser and let me know https://www.moneyhealingclub.com/podcast

💫 Use code PODCAST for 50% off your first month and start your money healing process!

https://www.moneyhealingclub.com/club

🤑 Get my free email course on mindful spending: https://www.moneyhealingclub.com/challenge

Full transcript can be found here: https://www.moneyhealingclub.com/podcast

What shapes the way we think about money? In this episode of the Money Healing Club Podcast, Rachel Duncan, financial therapist, sits down with her husband Alex, who shares his early money memories growing up in Ukraine, the impact of inflation after Ukraine’s independence, and how financial perspectives differ across cultures.

💡 From debt and cash gifts to the value of education—this episode is a deep dive into how history, culture, and personal experience shape our financial mindsets.

Inside this episode:

00:38 | Exploring Cultural Impacts on Money

01:17 | Alex’s Early Money Memories from USSR

01:55 | Ukrainian Money Mindset & Financial Habits

03:58 | Cultural Differences in Money Practices

05:33 | Attitudes Towards Debt & Credit Across Cultures

09:09 | How Money & Moral Values Intersect

13:35 | Personal Reflections on Money & Our Relationship

25:30 | How to Support Ukraine’s Defense Effort

🌍 What are your cultural money stories? Share a voice memo!

💙 Support Ukraine’s Defense Effort:

🎬 Watch "Buy Now" Documentary on Netflix

📜 Full transcript available:

Ever feel torn between treating yourself today and saving for tomorrow? In this episode of the Money Healing Club Podcast, I dive into one of the most challenging aspects of our money journey - finding that sweet spot between present joy and future security.

00:42 Balance Present Enjoyment and Future Savings - it's tricky but possible

02:40 Here's how to have a Mindful Moment with Your Future Self

06:34 The Rule of 25 for Retirement

08:18 Finding Satisfaction in Saving

10:50 Imagining Your Future Self

Book mentioned: Happier Hour by Cassie Holmes, PhD

🖐️Leave us a voicemail: What topics or speakers do you want to hear about next season? Click on the big orange button on our site right from your phone or browser and let me know https://www.moeyhealingclub.com/podcast

💫 Use code PODCAST for 50% off your first month and start your money healing process!

https://www.moneyhealingclub.com/club

Full transcript can be found here: https://www.moneyhealingclub.com/podcast

The Money Healing Club Podcast

Here are some scripts to try with your kids:

02:46 Listener Question: How can I make sure I don't mess up my kids' money behaviors?

04:57 You gotta look to your past (here's how)

09:41 Kids can have more financial responsibility than you think

11:39 Age-Appropriate Financial Involvement

18:31 Encouraging Financial Independence and Generosity

🖐️Leave us a voicemail: What topics or speakers do you want to hear about next season? Click on the big orange button on our site right from your phone or browser and let me know https://www.moeyhealingclub.com/podcast

💫 Use code PODCAST for 50% off your first month and start your money healing process!

https://www.moneyhealingclub.com/club

Full transcript can be found here: https://www.moneyhealingclub.com/podcast

What does gender have to do with money? A lot. In this episode of the Money Healing Club Podcast, Rachel Duncan, financial therapist, sits down with Angie Fitzpatrick, community program manager and former professor of women’s and gender studies, to break down the financial impact of gender inequality.

💡 From the wage gap to unpaid labor, hiring biases to cultural expectations—this episode dives into the hidden financial burdens that women face and what needs to change.

Inside this episode:

00:00 | Introduction to Gender & Money

00:58 | You Don’t Really Understand the Wage Gap

03:55 | Impact of Cultural Narratives on Gender Roles

07:44 | The Unseen Cost of Caregiving

12:40 | Strategies for Change & Advocacy

18:04 | Historical Context & Future Perspectives

📊 Data & Reports

📖 Books Mentioned

🔗 Additional Links

💡 How has gender inequality impacted your finances? Share your thoughts!

💡 Start your money healing journey! Use code PODCAST for 50% off

📜 Full transcript available:

How can you see money as abundant [when money is ACTUALLY scarce]?

Get out your journal for this episode of the Money Healing Club Podcast! Rachel Duncan, Financial Therapist, talks about the historical and familial contexts that shape our beliefs about money, emphasizing the evolutionary purpose of these beliefs to ensure safety. Let's get specific in defining what financial abundance means on a personal level. We all inherit money scripts and here's a deep way to rewrite them.

Try these new scripts:

"I am developing sources of income at the same time I'm keeping myself safe."

"I take careful risks."

"I have more options available to me to make money than my ancestors had."

"It's ok for me to earn more than my parents."

"I know exactly how I'd use X-amount of income"

🖐️Leave us a voicemail: What money script are you re-writing? Can I help you? Click on the big orange button on our site right from your phone or browser and let me know https://www.moneyhealingclub.com/podcast

💫 Use code PODCAST for 50% off your first month and start your money healing process!

https://www.moneyhealingclub.com/club

Do you ever find yourself shopping to feel better—then regretting it later? You're not alone. In this episode of the Money Healing Club podcast, Rachel Duncan, financial therapist, tackles the #1 listener question:

💡 "How do I stop impulse spending when I’m emotional?"

🤑 Get My Free Mindful Spending Challenge!👉 moneyhealingclub.com/challenge

Inside this episode, we explore:

📢 If you’re tired of impulse spending sabotaging your financial goals, this episode is for you!

00:35 | What Is Impulse Spending?

01:29 | Understanding the Emotional Triggers

02:03 | What Is the Want Beneath the Want?

03:01 | The Role of Dopamine in Impulse Spending

03:44 | Replacing Impulse Spending with Healthy Habits

05:22 | Planning for Controlled Impulse Spending

06:15 | The Long-Term Process of Change

07:02 | Community Support & Resources

💡 When are you most tempted to impulse spend? Share your thoughts!

💡 Start your money healing journey! Use code PODCAST for 50% off

📜 Full transcript available:

Do you ever regret an impulse spend? Do you avoid looking at your bank account? If the words, shame and guilt are the first words you associate with money, then I know your relationship with money is deeply emotional. 

I am Rachel Duncan. I'm a financial therapist and art therapist, and I'm the host of the Money Healing Club podcast.

This is the place to finally say the things we don't say when we talk about money. In this podcast, I'll be answering listener questions and talking with real people about their journey to heal their relationship with money. I take a holistic, feminist, intersectional and creative approach to unpacking these emotional experiences with money that we all have.

🖐️Leave us a voicemail with your question or story about money! Click on the big orange button on our site right from your phone or browser and let me know https://www.moneyhealingclub.com/podcast

💫 Use code PODCAST for 50% off your first month and start your money healing process!

https://www.moneyhealingclub.com/club