Money Mindset Podcast - Budgets Made Easy

Struggling to make your budget work? In this episode, we delve into the common pitfalls that often sabotage our financial plans. From unrealistic expectations to poor preparation, discover practical strategies to align your budget with your lifestyle, ensuring sustainable financial growth.

Join us as we explore the importance of being realistic, creating effective plans, and establishing healthy habits to set yourself up for financial success.

Hosting Today:

I was able to pay off $45,000 in just 17 months including $25,000 in student loans in just 10 months. I’m a Master Financial Coach and have a bachelor's degree in psychology and will help you get to the root of your money problems.

“So, what do you need to do to set yourself up for success when it comes to sticking to your budget? That means your meal planning, okay? But it also could be making sure that you have in your schedule a day, a time, and a place that you are going to check in with your budget. So, check in with your spending, check in with where your money needs to go.”

For easy step by step directions and worksheets on getting your budget together and done in 30 minutes a month, download my FREE Budget Starter Kit on www.budgetsmadeeasy.com/start

And if you enjoyed the podcast today and got some great takeaways, I’d really appreciate it if you followed the Money Mindset Podcast so you don’t miss out on future episodes

Resources and Links Mentioned:

Connect with Ashley:

In this episode of the Money Mindset Podcast, we tackle the timeless question: how much should you have in savings?

From the basics of starting with a small sum to figuring out how to save for future expenses and major life changes, we explore practical strategies to build and maintain a healthy savings fund.

Tune in to learn how to strike the right balance between saving for the future and enjoying the present moment.

Hosting Today:

Hey, I’m Ashley Patrick, a personal finance expert and founder of Budgets Made Easy. I help busy moms create systems to save money and pay off debt so they can reach their big dreams faster and easier.

I was able to pay off $45,000 in just 17 months including $25,000 in student loans in just 10 months. I’m a Master Financial Coach and have a bachelor's degree in psychology and will help you get to the root of your money problems.

Since my journey started I have been featured on Fox Business, Yahoo! Finance, Food Network, USA TODAY, MSN, CNBC, NerdWallet, and many others.

“Saving money amounts depends on your situation, where you're at in the money success roadmap. But if you're starting, start small, if you've got too much in savings, evaluate how much it is like a realistic number and decide what to do with the rest.”

If you need help paying off your debt, go to www.budgetsmadeeasy.com/debt for your Paying Off Debt Starter Kit. This will help you really get going on your journey to longer-term investing strategies.

And if you enjoyed the podcast today and got some great takeaways, I’d really appreciate it if you followed the Money Mindset Podcast so you don’t miss out on future episodes.

Resources and Links Mentioned:

Connect with Ashley:

In this podcast episode, we're diving into three simple yet crucial things you should do every month to manage your money better.

We talk about keeping an eye on your spending habits, setting aside focused time for money tasks, and giving yourself credit for every little win along the way.

Tune in for practical tips and advice to help you stay on track with your finances and reach your goals.

Hosting Today:

I was able to pay off $45,000 in just 17 months including $25,000 in student loans in just 10 months. I’m a Master Financial Coach and have a bachelor's degree in psychology and will help you get to the root of your money problems.

Since my journey started I have been featured on Fox Business, Yahoo! Finance, Food Network, USA TODAY, MSN, CNBC, NerdWallet, and many others.

“So, I want you to check in with your spending. Make sure your money is going where you want it to go. It's hard to reach those financial goals if it's not right, like you need it to go to your goals. So, if it's going to fast food, if it's going to Amazon, and if you're not actually looking at the numbers, you're not going to estimate it in a realistic manner if you're just doing it in your head. So, you need to actually check in with your spending, track your spending, see where your money is going so that you can correct it and send it to where you actually want it to go.”

Do you need time, space, and accountability to take action on the things you KNOW you should be doing, such as budgeting so you can actually pay off debt, save money, make a meal plan, and all the other things that keep falling off your to-do list? Would you thrive in a supportive community of other busy moms who understand what you're going through and are working to achieve similar financial goals?

If that’s a YES, I invite you to sign up for the Money Success Club at www.budgetsmadeeasy.com/msc

And if you enjoyed the podcast today and got some great takeaways, I’d really appreciate it if you followed the Money Mindset Podcast so you don’t miss out on future episodes.

Resources and Links Mentioned:

Connect with Ashley:

Join us for another episode of the Budget Bestie Meetup on the Money Mindset Podcast as we dive into the crucial topic of overspending and its impact on financial well-being.

In this episode, we dissect the concept of lifestyle creep, where rising income often leads to increased expenditure. Discover practical strategies to combat overspending, including deleting shopping apps and reframing your mindset around money.

Gain valuable insights into identifying triggers for impulsive spending and learn how to cultivate mindful spending habits at any income level.

Don't miss out on this insightful discussion that can empower you to take control of your financial future.

Hosting Today:

I was able to pay off $45,000 in just 17 months including $25,000 in student loans in just 10 months. I’m a Master Financial Coach and have a bachelor's degree in psychology and will help you get to the root of your money problems.

Since my journey started I have been featured on Fox Business, Yahoo! Finance, Food Network, USA TODAY, MSN, CNBC, NerdWallet, and many others.

“If you are feeling a certain type of way around certain people, following certain accounts, or even getting certain emails, and you feel like it's causing you to spend money that you don't necessarily want to spend, then it's important to unsubscribe for emails, unfollow people on social media and identify what exactly is triggering you. Because once you identify that, it will make it easier for you to change how you respond to the trigger, right? It may still trigger you, but it makes it better once you identify and recognize why it's triggering you. You can change the way you respond to it to react in a healthier way.”

Do you wish you had a supportive group of women like you to connect with about money? Come join me for a Budget Bestie Meetup on The Money Mindset Podcast, and let's learn and grow as a community! You can sign up at www.budgetsmadeeasy.com/meetup.

And if you enjoyed the podcast today and got some great takeaways, I’d really appreciate it if you followed the Money Mindset Podcast so you don’t miss out on future episodes

Book Recommendation:

Resources and Links Mentioned:

Connect with Ashley:

Step into the final installment of the Money Coach Series on the Money Mindset podcast, where we unravel the essential steps to maximize your sessions with a money coach.

Explore practical tips on preparing for meetings, optimizing your coach's guidance, and maintaining momentum between sessions. Learn how to advocate for personalized strategies tailored to your financial journey and discover the key elements of effective coaching relationships.

Tune in to equip yourself with the insights needed to make the most of your financial coaching experience.

Hosting Today:

I was able to pay off $45,000 in just 17 months including $25,000 in student loans in just 10 months. I’m a Master Financial Coach and have a bachelor's degree in psychology and will help you get to the root of your money problems.

Since my journey started I have been featured on Fox Business, Yahoo! Finance, Food Network, USA TODAY, MSN, CNBC, NerdWallet, and many others.

“It's important that the strategy lines up with your life and making sure it's realistic for you to do because otherwise you're setting yourself up for failure. So you want a coach that's gonna help you set yourself up for success and that means tailoring a plan for you.”

Ready to take control of your finances with personalized support? Introducing the Confident Money Mastermind – JUST FOR YOU!

This exclusive program is designed for individuals who want to make lasting financial changes with the guidance of 1:1 coaching and a supportive community, helping them save, pay off debt, and achieve their financial goals.

Our small group format guarantees tailored support and accountability. With only 10 spots available, apply now at www.budgetsmadeeasy.com/mastermind to secure your spot and begin your journey to financial confidence!

Resources and Links Mentioned:

Connect with Ashley:

Discover how working with a money coach can build your confidence in Episode 3 of the Money Coach Series on the Money Mindset Podcast. Find out how they can provide personalized strategies to tackle financial challenges and assist you in reaching your goals.

Learn simple tips for organizing your finances and communicating about money with your partner, and gain practical advice to feel confident about your financial journey.

Listen to uncover how a money coach can help you take charge of your money and plan for success.

Hosting Today:

I was able to pay off $45,000 in just 17 months including $25,000 in student loans in just 10 months. I’m a Master Financial Coach and have a bachelor's degree in psychology and will help you get to the root of your money problems.

Since my journey started I have been featured on Fox Business, Yahoo! Finance, Food Network, USA TODAY, MSN, CNBC, NerdWallet, and many others.

“A money coach can really help you build your confidence so that you don't stay stuck and you keep moving forward. And really, that is truly the most important thing. It doesn't matter how fast you make progress, right? It's kind of like the tortoise and the hare. As long as you keep going, you don't have to sprint and then wear yourself out. As long as you go slow and steady, you're going to get there.”

Ready to take control of your finances with personalized support? Introducing the Confident Money Mastermind – JUST FOR YOU!

This exclusive program is designed for individuals who want to make lasting financial changes with the guidance of 1:1 coaching and a supportive community, helping them save, pay off debt, and achieve their financial goals.

Our small group format guarantees tailored support and accountability. With only 10 spots available, apply now at www.budgetsmadeeasy.com/mastermind to secure your spot and begin your journey to financial confidence!

Resources and Links Mentioned:

Connect with Ashley:

Join us for Episode 2 of our Money Coach Series as we discuss when it's time to consider hiring a money coach. We explore the signs indicating the need for their support, such as accountability struggles and the search for financial clarity.

Learn why understanding your financial needs is crucial and how a trusted advisor can tailor strategies to fit them. Whether you face challenges in implementing financial plans or seek validation for your approach, recognizing the role of a money coach can empower your financial decisions.

Tune in for valuable insights on enhancing your financial journey with the right support system.

Hosting Today:

I was able to pay off $45,000 in just 17 months including $25,000 in student loans in just 10 months. I’m a Master Financial Coach and have a bachelor's degree in psychology and will help you get to the root of your money problems.

Since my journey started I have been featured on Fox Business, Yahoo! Finance, Food Network, USA TODAY, MSN, CNBC, NerdWallet, and many others.

“A money coach can also help you when you know generally what to do and you will follow through with it. They can also help you make sure that what you're doing aligns with your goals and is right for you because general financial advice is great for the majority of people, but it doesn't mean that it's a hundred percent right for a hundred percent of people, right? So your situation may be a little different and it's really good to have another set of eyes on your situation and make sure that your plan fits with your lifestyle and it fits with your values and it fits with your goal.”

Ready to take control of your finances with personalized support? Introducing the Confident Money Mastermind – JUST FOR YOU!

This exclusive program is designed for individuals who want to make lasting financial changes with the guidance of 1:1 coaching and a supportive community, helping them save, pay off debt, and achieve their financial goals.

Our small group format guarantees tailored support and accountability. With only 10 spots available, apply now at www.budgetsmadeeasy.com/mastermind to secure your spot and begin your journey to financial confidence!

Resources and Links Mentioned:

Connect with Ashley:

Welcome back to the Money Mindset Podcast! Today, we're diving into a new series focused on hiring a money coach.

We'll explore the role of money coaches, providing day-to-day support with budgeting, overcoming financial obstacles, and staying accountable to your goals. Discover the importance of finding a coach whose values align with yours and learn key questions to ask in your search.

Join us in the next episode as we discuss when it's time to hire a money coach and when to navigate financial challenges independently.

Hosting Today:

I was able to pay off $45,000 in just 17 months including $25,000 in student loans in just 10 months. I’m a Master Financial Coach and have a bachelor's degree in psychology and will help you get to the root of your money problems.

Since my journey started I have been featured on Fox Business, Yahoo! Finance, Food Network, USA TODAY, MSN, CNBC, NerdWallet, and many others.

“A money coach really helps you in the day-to-day money management 'cause that's where things are gonna change. You're not gonna make changes with a few things here and there through the years. You can make some small changes of course, but if you wanna make fast changes and really hit those goals, a money coach can help you stay on track even when it feels tough, even when you feel like giving up, even when it feels like the whole world is against you. A coach is there in your back pocket to help push you along the way and support you when you do need a break.”

Ready to take control of your finances with personalized support? Introducing the Confident Money Mastermind – JUST FOR YOU!

This exclusive program is designed for individuals who want to make lasting financial changes with the guidance of 1:1 coaching and a supportive community, helping them save, pay off debt, and achieve their financial goals.

Our small group format guarantees tailored support and accountability. With only 10 spots available, apply now at www.budgetsmadeeasy.com/mastermind to secure your spot and begin your journey to financial confidence!

Resources and Links Mentioned:

Connect with Ashley:

Feeling overwhelmed by financial questions and unsure how to manage your budget effectively? In this episode, we address common struggles in personal finance and provide actionable steps to overcome them.

Join us as we dive into a live Budget Strategy Session, where the members of the Money Plan Bootcamp share their challenges and learn how to navigate budgeting, saving, and debt repayment.

Whether you're struggling with paycheck allocation or juggling unexpected expenses, this episode offers practical insights to help you take control of your finances.

Hosting Today:

I was able to pay off $45,000 in just 17 months including $25,000 in student loans in just 10 months. I’m a Master Financial Coach and have a bachelor's degree in psychology and will help you get to the root of your money problems.

Since my journey started I have been featured on Fox Business, Yahoo! Finance, Food Network, USA TODAY, MSN, CNBC, NerdWallet, and many others.

“Well, it can feel like you're stuck or not making any progress because you're still in that messy phase of trying to get caught up. But once you get there, imagine how much more progress you're going to be able to make compared to if you hadn't been doing any of this at all, right? Then you'll be able to see the reward and feel the progress.”

Do you need time, space, and accountability to take action on the things you KNOW you should be doing, such as budgeting so you can actually pay off debt, save money, make a meal plan, and all the other things that keep falling off your to-do list? Would you thrive in a supportive community of other busy moms who understand what you're going through and are working to achieve similar financial goals?

If that’s a YES, I invite you to sign up for the Money Success Club at www.budgetsmadeeasy.com/msc

And if you enjoyed the podcast today and got some great takeaways, I’d really appreciate it if you followed the Money Mindset Podcast so you don’t miss out on future episodes

Resources and Links Mentioned:

Connect with Ashley:

Welcome back to another episode of the Money Mindset podcast! After a brief hiatus, we're diving back into the world of personal finance.

In this episode, we reflect on recent challenges and updates, and delve into exciting new money-saving strategies for 2024. From the 52-week savings challenge to the no dining out challenge, we explore practical ways to strengthen your financial health.

Join us as we navigate the journey to financial freedom this 2024!

Hosting Today:

I was able to pay off $45,000 in just 17 months including $25,000 in student loans in just 10 months. I’m a Master Financial Coach and have a bachelor's degree in psychology and will help you get to the root of your money problems.

Since my journey started I have been featured on Fox Business, Yahoo! Finance, Food Network, USA TODAY, MSN, CNBC, NerdWallet, and many others.

“The great thing about savings challenges is you get to do what you want to do. Now that's also the problem too. We have to hold ourselves accountable to doing it right and following through with it. So that's why it's important to tell somebody else your intentions and your goals to help keep you accountable, which is why we have accountability besties inside of Money Success Club.”

Do you need time, space, and accountability to take action on the things you KNOW you should be doing, such as budgeting so you can actually pay off debt, save money, make a meal plan, and all the other things that keep falling off your to-do list? Would you thrive in a supportive community of other busy moms who understand what you're going through and are working to achieve similar financial goals?

If that’s a YES, I invite you to sign up for the Money Success Club at www.budgetsmadeeasy.com/msc

And if you enjoyed the podcast today and got some great takeaways, I’d really appreciate it if you followed the Money Mindset Podcast so you don’t miss out on future episodes

Resources and Links Mentioned:

Connect with Ashley: